OBT
Price
$28.52
Change
-$0.13 (-0.45%)
Updated
Dec 12, 01:21 PM (EDT)
Capitalization
382.96M
47 days until earnings call
Intraday BUY SELL Signals
PFIS
Price
$52.54
Change
+$0.24 (+0.46%)
Updated
Dec 12, 01:29 PM (EDT)
Capitalization
522.72M
41 days until earnings call
Intraday BUY SELL Signals
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OBT vs PFIS

Header iconOBT vs PFIS Comparison
Open Charts OBT vs PFISBanner chart's image
Orange County Ban
Price$28.52
Change-$0.13 (-0.45%)
Volume$100
Capitalization382.96M
Peoples Financial Services
Price$52.54
Change+$0.24 (+0.46%)
Volume$100
Capitalization522.72M
OBT vs PFIS Comparison Chart in %
OBT
Daily Signal:
Gain/Loss:
PFIS
Daily Signal:
Gain/Loss:
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VS
OBT vs. PFIS commentary
Dec 13, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OBT is a StrongBuy and PFIS is a StrongBuy.

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COMPARISON
Comparison
Dec 13, 2025
Stock price -- (OBT: $28.65 vs. PFIS: $52.30)
Brand notoriety: OBT and PFIS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OBT: 161% vs. PFIS: 121%
Market capitalization -- OBT: $382.96M vs. PFIS: $522.72M
OBT [@Regional Banks] is valued at $382.96M. PFIS’s [@Regional Banks] market capitalization is $522.72M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.36B to $0. The average market capitalization across the [@Regional Banks] industry is $8.41B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OBT’s FA Score shows that 1 FA rating(s) are green whilePFIS’s FA Score has 1 green FA rating(s).

  • OBT’s FA Score: 1 green, 4 red.
  • PFIS’s FA Score: 1 green, 4 red.
According to our system of comparison, both OBT and PFIS are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OBT’s TA Score shows that 5 TA indicator(s) are bullish while PFIS’s TA Score has 7 bullish TA indicator(s).

  • OBT’s TA Score: 5 bullish, 3 bearish.
  • PFIS’s TA Score: 7 bullish, 4 bearish.
According to our system of comparison, PFIS is a better buy in the short-term than OBT.

Price Growth

OBT (@Regional Banks) experienced а +4.68% price change this week, while PFIS (@Regional Banks) price change was +4.56% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.16%. For the same industry, the average monthly price growth was +5.32%, and the average quarterly price growth was +17.66%.

Reported Earning Dates

OBT is expected to report earnings on Jan 28, 2026.

PFIS is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+2.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PFIS($523M) has a higher market cap than OBT($383M). PFIS (9.72) and OBT (9.49) have similar P/E ratio . PFIS YTD gains are higher at: 6.043 vs. OBT (5.391). OBT has more cash in the bank: 159M vs. PFIS (60.1M). OBT has less debt than PFIS: OBT (57M) vs PFIS (271M). PFIS has higher revenues than OBT: PFIS (183M) vs OBT (121M).
OBTPFISOBT / PFIS
Capitalization383M523M73%
EBITDAN/AN/A-
Gain YTD5.3916.04389%
P/E Ratio9.499.7298%
Revenue121M183M66%
Total Cash159M60.1M265%
Total Debt57M271M21%
FUNDAMENTALS RATINGS
OBT vs PFIS: Fundamental Ratings
OBT
PFIS
OUTLOOK RATING
1..100
2223
VALUATION
overvalued / fair valued / undervalued
1..100
35
Fair valued
20
Undervalued
PROFIT vs RISK RATING
1..100
2845
SMR RATING
1..100
3537
PRICE GROWTH RATING
1..100
4650
P/E GROWTH RATING
1..100
73100
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PFIS's Valuation (20) in the Regional Banks industry is in the same range as OBT (35) in the null industry. This means that PFIS’s stock grew similarly to OBT’s over the last 12 months.

OBT's Profit vs Risk Rating (28) in the null industry is in the same range as PFIS (45) in the Regional Banks industry. This means that OBT’s stock grew similarly to PFIS’s over the last 12 months.

OBT's SMR Rating (35) in the null industry is in the same range as PFIS (37) in the Regional Banks industry. This means that OBT’s stock grew similarly to PFIS’s over the last 12 months.

OBT's Price Growth Rating (46) in the null industry is in the same range as PFIS (50) in the Regional Banks industry. This means that OBT’s stock grew similarly to PFIS’s over the last 12 months.

OBT's P/E Growth Rating (73) in the null industry is in the same range as PFIS (100) in the Regional Banks industry. This means that OBT’s stock grew similarly to PFIS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OBTPFIS
RSI
ODDS (%)
Bearish Trend 2 days ago
55%
Bearish Trend 2 days ago
84%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
56%
Momentum
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
56%
MACD
ODDS (%)
N/A
Bullish Trend 3 days ago
62%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
62%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 2 days ago
59%
Declines
ODDS (%)
N/A
Bearish Trend 5 days ago
56%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
59%
Bearish Trend 2 days ago
67%
Aroon
ODDS (%)
Bullish Trend 2 days ago
63%
Bullish Trend 2 days ago
52%
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OBT
Daily Signal:
Gain/Loss:
PFIS
Daily Signal:
Gain/Loss:
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OBT and

Correlation & Price change

A.I.dvisor indicates that over the last year, OBT has been closely correlated with TMP. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if OBT jumps, then TMP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OBT
1D Price
Change %
OBT100%
-0.76%
TMP - OBT
70%
Closely correlated
+1.66%
PRK - OBT
69%
Closely correlated
+0.05%
PFIS - OBT
69%
Closely correlated
+1.08%
UBSI - OBT
68%
Closely correlated
+0.64%
BHRB - OBT
68%
Closely correlated
+0.54%
More

PFIS and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFIS has been closely correlated with TMP. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFIS jumps, then TMP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFIS
1D Price
Change %
PFIS100%
+1.08%
TMP - PFIS
84%
Closely correlated
+1.66%
WSFS - PFIS
83%
Closely correlated
+0.91%
CTBI - PFIS
82%
Closely correlated
+1.21%
STBA - PFIS
82%
Closely correlated
+0.50%
FCBC - PFIS
82%
Closely correlated
+1.51%
More