OBK
Price
$38.43
Change
-$0.03 (-0.08%)
Updated
Dec 24 closing price
Capitalization
1.19B
33 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$32.52
Change
+$0.08 (+0.25%)
Updated
Dec 24 closing price
Capitalization
3.95B
19 days until earnings call
Intraday BUY SELL Signals
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OBK vs UCB

Header iconOBK vs UCB Comparison
Open Charts OBK vs UCBBanner chart's image
Origin Ban
Price$38.43
Change-$0.03 (-0.08%)
Volume$51.91K
Capitalization1.19B
United Community Banks
Price$32.52
Change+$0.08 (+0.25%)
Volume$328.09K
Capitalization3.95B
OBK vs UCB Comparison Chart in %
OBK
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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VS
OBK vs. UCB commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OBK is a Buy and UCB is a StrongBuy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (OBK: $38.43 vs. UCB: $32.52)
Brand notoriety: OBK and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OBK: 34% vs. UCB: 48%
Market capitalization -- OBK: $1.19B vs. UCB: $3.95B
OBK [@Regional Banks] is valued at $1.19B. UCB’s [@Regional Banks] market capitalization is $3.95B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.65B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OBK’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • OBK’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, OBK is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OBK’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • OBK’s TA Score: 4 bullish, 5 bearish.
  • UCB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, UCB is a better buy in the short-term than OBK.

Price Growth

OBK (@Regional Banks) experienced а -2.56% price change this week, while UCB (@Regional Banks) price change was +0.18% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

OBK is expected to report earnings on Jan 28, 2026.

UCB is expected to report earnings on Jan 14, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.95B) has a higher market cap than OBK($1.19B). OBK has higher P/E ratio than UCB: OBK (20.12) vs UCB (12.90). OBK YTD gains are higher at: 16.843 vs. UCB (3.163). UCB has more cash in the bank: 202M vs. OBK (113M). OBK has less debt than UCB: OBK (95.7M) vs UCB (155M). UCB has higher revenues than OBK: UCB (1.01B) vs OBK (366M).
OBKUCBOBK / UCB
Capitalization1.19B3.95B30%
EBITDAN/AN/A-
Gain YTD16.8433.163532%
P/E Ratio20.1212.90156%
Revenue366M1.01B36%
Total Cash113M202M56%
Total Debt95.7M155M62%
FUNDAMENTALS RATINGS
OBK vs UCB: Fundamental Ratings
OBK
UCB
OUTLOOK RATING
1..100
4212
VALUATION
overvalued / fair valued / undervalued
1..100
75
Overvalued
75
Overvalued
PROFIT vs RISK RATING
1..100
5668
SMR RATING
1..100
2313
PRICE GROWTH RATING
1..100
4750
P/E GROWTH RATING
1..100
1689
SEASONALITY SCORE
1..100
4650

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OBK's Valuation (75) in the Regional Banks industry is in the same range as UCB (75). This means that OBK’s stock grew similarly to UCB’s over the last 12 months.

OBK's Profit vs Risk Rating (56) in the Regional Banks industry is in the same range as UCB (68). This means that OBK’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as OBK (23). This means that UCB’s stock grew similarly to OBK’s over the last 12 months.

OBK's Price Growth Rating (47) in the Regional Banks industry is in the same range as UCB (50). This means that OBK’s stock grew similarly to UCB’s over the last 12 months.

OBK's P/E Growth Rating (16) in the Regional Banks industry is significantly better than the same rating for UCB (89). This means that OBK’s stock grew significantly faster than UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OBKUCB
RSI
ODDS (%)
Bearish Trend 3 days ago
89%
Bearish Trend 3 days ago
75%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
68%
Bearish Trend 3 days ago
75%
Momentum
ODDS (%)
Bearish Trend 3 days ago
65%
N/A
MACD
ODDS (%)
Bearish Trend 3 days ago
68%
N/A
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
64%
Bullish Trend 3 days ago
56%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
60%
Bullish Trend 3 days ago
52%
Advances
ODDS (%)
Bullish Trend 9 days ago
65%
Bullish Trend 16 days ago
55%
Declines
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 8 days ago
70%
BollingerBands
ODDS (%)
N/A
Bearish Trend 3 days ago
82%
Aroon
ODDS (%)
Bullish Trend 3 days ago
45%
Bullish Trend 3 days ago
42%
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OBK
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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OBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, OBK has been closely correlated with WSBC. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if OBK jumps, then WSBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OBK
1D Price
Change %
OBK100%
-0.08%
WSBC - OBK
84%
Closely correlated
N/A
WSFS - OBK
83%
Closely correlated
+0.11%
STEL - OBK
82%
Closely correlated
-0.32%
UCB - OBK
81%
Closely correlated
+0.25%
TCBK - OBK
81%
Closely correlated
-0.70%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with UBSI. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
+0.25%
UBSI - UCB
91%
Closely correlated
+0.08%
WSFS - UCB
91%
Closely correlated
+0.11%
FNB - UCB
91%
Closely correlated
+0.17%
HWC - UCB
91%
Closely correlated
-0.46%
TRMK - UCB
90%
Closely correlated
-0.15%
More