NECB
Price
$24.54
Change
-$0.07 (-0.28%)
Updated
Feb 4, 03:01 PM (EDT)
Capitalization
328.85M
84 days until earnings call
Intraday BUY SELL Signals
OPHC
Price
$4.89
Change
+$0.03 (+0.62%)
Updated
Feb 4, 03:01 PM (EDT)
Capitalization
56M
Intraday BUY SELL Signals
Interact to see
Advertisement

NECB vs OPHC

Header iconNECB vs OPHC Comparison
Open Charts NECB vs OPHCBanner chart's image
NorthEast Community Ban
Price$24.54
Change-$0.07 (-0.28%)
Volume$100
Capitalization328.85M
OptimumBank Holdings
Price$4.89
Change+$0.03 (+0.62%)
Volume$100
Capitalization56M
NECB vs OPHC Comparison Chart in %
NECB
Daily Signal:
Gain/Loss:
OPHC
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
NECB vs. OPHC commentary
Feb 04, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is NECB is a Buy and OPHC is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Feb 04, 2026
Stock price -- (NECB: $24.60 vs. OPHC: $4.86)
Brand notoriety: NECB and OPHC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: NECB: 124% vs. OPHC: 43%
Market capitalization -- NECB: $328.85M vs. OPHC: $56M
NECB [@Regional Banks] is valued at $328.85M. OPHC’s [@Regional Banks] market capitalization is $56M. The market cap for tickers in the [@Regional Banks] industry ranges from $161.17B to $0. The average market capitalization across the [@Regional Banks] industry is $9.28B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

NECB’s FA Score shows that 0 FA rating(s) are green whileOPHC’s FA Score has 2 green FA rating(s).

  • NECB’s FA Score: 0 green, 5 red.
  • OPHC’s FA Score: 2 green, 3 red.
According to our system of comparison, NECB is a better buy in the long-term than OPHC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

NECB’s TA Score shows that 5 TA indicator(s) are bullish while OPHC’s TA Score has 5 bullish TA indicator(s).

  • NECB’s TA Score: 5 bullish, 4 bearish.
  • OPHC’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, NECB is a better buy in the short-term than OPHC.

Price Growth

NECB (@Regional Banks) experienced а +6.26% price change this week, while OPHC (@Regional Banks) price change was +0.94% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +3.21%. For the same industry, the average monthly price growth was +5.99%, and the average quarterly price growth was +19.36%.

Reported Earning Dates

NECB is expected to report earnings on Apr 29, 2026.

Industries' Descriptions

@Regional Banks (+3.21% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
NECB($329M) has a higher market cap than OPHC($56M). NECB has higher P/E ratio than OPHC: NECB (7.56) vs OPHC (6.84). OPHC YTD gains are higher at: 14.235 vs. NECB (9.765). OPHC has more cash in the bank: 15.4M vs. NECB (11.2M). OPHC has less debt than NECB: OPHC (2.85M) vs NECB (175M). NECB has higher revenues than OPHC: NECB (101M) vs OPHC (46.1M).
NECBOPHCNECB / OPHC
Capitalization329M56M588%
EBITDAN/AN/A-
Gain YTD9.76514.23569%
P/E Ratio7.566.84111%
Revenue101M46.1M219%
Total Cash11.2M15.4M73%
Total Debt175M2.85M6,149%
FUNDAMENTALS RATINGS
NECB vs OPHC: Fundamental Ratings
NECB
OPHC
OUTLOOK RATING
1..100
1087
VALUATION
overvalued / fair valued / undervalued
1..100
35
Fair valued
18
Undervalued
PROFIT vs RISK RATING
1..100
4277
SMR RATING
1..100
3847
PRICE GROWTH RATING
1..100
4646
P/E GROWTH RATING
1..100
429
SEASONALITY SCORE
1..100
6590

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPHC's Valuation (18) in the Regional Banks industry is in the same range as NECB (35) in the null industry. This means that OPHC’s stock grew similarly to NECB’s over the last 12 months.

NECB's Profit vs Risk Rating (42) in the null industry is somewhat better than the same rating for OPHC (77) in the Regional Banks industry. This means that NECB’s stock grew somewhat faster than OPHC’s over the last 12 months.

NECB's SMR Rating (38) in the null industry is in the same range as OPHC (47) in the Regional Banks industry. This means that NECB’s stock grew similarly to OPHC’s over the last 12 months.

NECB's Price Growth Rating (46) in the null industry is in the same range as OPHC (46) in the Regional Banks industry. This means that NECB’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's P/E Growth Rating (9) in the Regional Banks industry is somewhat better than the same rating for NECB (42) in the null industry. This means that OPHC’s stock grew somewhat faster than NECB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
NECBOPHC
RSI
ODDS (%)
Bearish Trend 2 days ago
40%
Bearish Trend 2 days ago
59%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
36%
Bearish Trend 2 days ago
61%
Momentum
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
69%
MACD
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
66%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
66%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
54%
Bullish Trend 2 days ago
63%
Advances
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 9 days ago
64%
Declines
ODDS (%)
Bearish Trend 10 days ago
47%
Bearish Trend 6 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
45%
Bearish Trend 2 days ago
51%
Aroon
ODDS (%)
Bullish Trend 6 days ago
49%
Bullish Trend 2 days ago
64%
View a ticker or compare two or three
Interact to see
Advertisement
NECB
Daily Signal:
Gain/Loss:
OPHC
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
MTLHY32.400.55
+1.73%
Mitsubishi Chemical Group Corporation
IITSF7.170.07
+0.91%
Intesa Sanpaolo S.p.A.
MOAEF0.11N/A
N/A
Mongolia Energy Corp., Ltd.
BNZIF0.49N/A
N/A
BANCO INVEX S A INSTITUCION DE BANCA MULTIPLE INVEX GRUPO FINANCIERO
RSDEF2.39N/A
N/A
Ramsdens Holdings PLC

NECB and

Correlation & Price change

A.I.dvisor indicates that over the last year, NECB has been closely correlated with PEBO. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if NECB jumps, then PEBO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To NECB
1D Price
Change %
NECB100%
+0.65%
PEBO - NECB
78%
Closely correlated
+1.44%
BFST - NECB
78%
Closely correlated
+1.94%
UVSP - NECB
78%
Closely correlated
+2.69%
OSBC - NECB
77%
Closely correlated
+1.38%
SRCE - NECB
76%
Closely correlated
+0.85%
More

OPHC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPHC has been loosely correlated with AUB. These tickers have moved in lockstep 37% of the time. This A.I.-generated data suggests there is some statistical probability that if OPHC jumps, then AUB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPHC
1D Price
Change %
OPHC100%
-0.10%
AUB - OPHC
37%
Loosely correlated
+2.40%
OZK - OPHC
37%
Loosely correlated
+1.38%
NECB - OPHC
35%
Loosely correlated
+0.65%
TCBK - OPHC
35%
Loosely correlated
+1.72%
BSVN - OPHC
35%
Loosely correlated
+0.88%
More