NBTB
Price
$41.20
Change
-$0.19 (-0.46%)
Updated
Nov 13 closing price
Capitalization
2.15B
75 days until earnings call
Intraday BUY SELL Signals
OBT
Price
$26.22
Change
+$0.16 (+0.61%)
Updated
Nov 13 closing price
Capitalization
350.21M
75 days until earnings call
Intraday BUY SELL Signals
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NBTB vs OBT

Header iconNBTB vs OBT Comparison
Open Charts NBTB vs OBTBanner chart's image
NBT Ban
Price$41.20
Change-$0.19 (-0.46%)
Volume$156.92K
Capitalization2.15B
Orange County Ban
Price$26.22
Change+$0.16 (+0.61%)
Volume$14.13K
Capitalization350.21M
NBTB vs OBT Comparison Chart in %
NBTB
Daily Signal:
Gain/Loss:
OBT
Daily Signal:
Gain/Loss:
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VS
NBTB vs. OBT commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is NBTB is a StrongBuy and OBT is a Buy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (NBTB: $41.20 vs. OBT: $26.22)
Brand notoriety: NBTB and OBT are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: NBTB: 78% vs. OBT: 44%
Market capitalization -- NBTB: $2.15B vs. OBT: $350.21M
NBTB [@Regional Banks] is valued at $2.15B. OBT’s [@Regional Banks] market capitalization is $350.21M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.19B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

NBTB’s FA Score shows that 1 FA rating(s) are green whileOBT’s FA Score has 1 green FA rating(s).

  • NBTB’s FA Score: 1 green, 4 red.
  • OBT’s FA Score: 1 green, 4 red.
According to our system of comparison, both NBTB and OBT are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

NBTB’s TA Score shows that 4 TA indicator(s) are bullish while OBT’s TA Score has 6 bullish TA indicator(s).

  • NBTB’s TA Score: 4 bullish, 4 bearish.
  • OBT’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, OBT is a better buy in the short-term than NBTB.

Price Growth

NBTB (@Regional Banks) experienced а +0.86% price change this week, while OBT (@Regional Banks) price change was +3.07% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.09%. For the same industry, the average monthly price growth was +1.61%, and the average quarterly price growth was +11.37%.

Reported Earning Dates

NBTB is expected to report earnings on Jan 28, 2026.

OBT is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+1.09% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
NBTB($2.16B) has a higher market cap than OBT($350M). NBTB has higher P/E ratio than OBT: NBTB (13.64) vs OBT (8.68). OBT YTD gains are higher at: -4.768 vs. NBTB (-11.268). NBTB has more cash in the bank: 217M vs. OBT (159M). OBT has less debt than NBTB: OBT (50.6M) vs NBTB (298M). NBTB has higher revenues than OBT: NBTB (619M) vs OBT (113M).
NBTBOBTNBTB / OBT
Capitalization2.16B350M616%
EBITDAN/AN/A-
Gain YTD-11.268-4.768236%
P/E Ratio13.648.68157%
Revenue619M113M548%
Total Cash217M159M136%
Total Debt298M50.6M589%
FUNDAMENTALS RATINGS
NBTB vs OBT: Fundamental Ratings
NBTB
OBT
OUTLOOK RATING
1..100
1011
VALUATION
overvalued / fair valued / undervalued
1..100
50
Fair valued
37
Fair valued
PROFIT vs RISK RATING
1..100
4332
SMR RATING
1..100
1838
PRICE GROWTH RATING
1..100
5852
P/E GROWTH RATING
1..100
7181
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OBT's Valuation (37) in the null industry is in the same range as NBTB (50) in the Regional Banks industry. This means that OBT’s stock grew similarly to NBTB’s over the last 12 months.

OBT's Profit vs Risk Rating (32) in the null industry is in the same range as NBTB (43) in the Regional Banks industry. This means that OBT’s stock grew similarly to NBTB’s over the last 12 months.

NBTB's SMR Rating (18) in the Regional Banks industry is in the same range as OBT (38) in the null industry. This means that NBTB’s stock grew similarly to OBT’s over the last 12 months.

OBT's Price Growth Rating (52) in the null industry is in the same range as NBTB (58) in the Regional Banks industry. This means that OBT’s stock grew similarly to NBTB’s over the last 12 months.

NBTB's P/E Growth Rating (71) in the Regional Banks industry is in the same range as OBT (81) in the null industry. This means that NBTB’s stock grew similarly to OBT’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
NBTBOBT
RSI
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
73%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
54%
Bearish Trend 2 days ago
66%
Momentum
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
70%
MACD
ODDS (%)
Bullish Trend 2 days ago
51%
Bullish Trend 2 days ago
81%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
59%
Bullish Trend 2 days ago
66%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
55%
Bullish Trend 2 days ago
66%
Advances
ODDS (%)
Bullish Trend 24 days ago
59%
Bullish Trend 4 days ago
67%
Declines
ODDS (%)
Bearish Trend 22 days ago
58%
Bearish Trend 2 days ago
70%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
66%
Aroon
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
70%
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NBTB
Daily Signal:
Gain/Loss:
OBT
Daily Signal:
Gain/Loss:
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NBTB and

Correlation & Price change

A.I.dvisor indicates that over the last year, NBTB has been closely correlated with CATY. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if NBTB jumps, then CATY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To NBTB
1D Price
Change %
NBTB100%
-0.72%
CATY - NBTB
89%
Closely correlated
-0.47%
CBU - NBTB
88%
Closely correlated
-0.42%
HFWA - NBTB
88%
Closely correlated
-0.36%
CTBI - NBTB
88%
Closely correlated
+0.59%
HOPE - NBTB
88%
Closely correlated
-0.19%
More

OBT and

Correlation & Price change

A.I.dvisor indicates that over the last year, OBT has been closely correlated with BHRB. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if OBT jumps, then BHRB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OBT
1D Price
Change %
OBT100%
-0.34%
BHRB - OBT
70%
Closely correlated
-0.80%
FMBH - OBT
69%
Closely correlated
+1.18%
PRK - OBT
69%
Closely correlated
-1.50%
NBTB - OBT
69%
Closely correlated
-0.72%
MCBS - OBT
69%
Closely correlated
-0.46%
More