MSBI
Price
$20.01
Change
+$1.22 (+6.49%)
Updated
Dec 4, 04:59 PM (EDT)
Capitalization
405.06M
49 days until earnings call
Intraday BUY SELL Signals
OCFC
Price
$19.49
Change
+$0.06 (+0.31%)
Updated
Dec 4, 04:59 PM (EDT)
Capitalization
1.12B
49 days until earnings call
Intraday BUY SELL Signals
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MSBI vs OCFC

Header iconMSBI vs OCFC Comparison
Open Charts MSBI vs OCFCBanner chart's image
Midland States Ban
Price$20.01
Change+$1.22 (+6.49%)
Volume$6.85K
Capitalization405.06M
OceanFirst Financial
Price$19.49
Change+$0.06 (+0.31%)
Volume$5.45K
Capitalization1.12B
MSBI vs OCFC Comparison Chart in %
MSBI
Daily Signal:
Gain/Loss:
OCFC
Daily Signal:
Gain/Loss:
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VS
MSBI vs. OCFC commentary
Dec 05, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MSBI is a StrongBuy and OCFC is a StrongBuy.

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COMPARISON
Comparison
Dec 05, 2025
Stock price -- (MSBI: $18.79 vs. OCFC: $19.43)
Brand notoriety: MSBI and OCFC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: MSBI: 321% vs. OCFC: 64%
Market capitalization -- MSBI: $405.06M vs. OCFC: $1.12B
MSBI [@Regional Banks] is valued at $405.06M. OCFC’s [@Regional Banks] market capitalization is $1.12B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.32B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

MSBI’s FA Score shows that 2 FA rating(s) are green whileOCFC’s FA Score has 2 green FA rating(s).

  • MSBI’s FA Score: 2 green, 3 red.
  • OCFC’s FA Score: 2 green, 3 red.
According to our system of comparison, OCFC is a better buy in the long-term than MSBI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

MSBI’s TA Score shows that 5 TA indicator(s) are bullish while OCFC’s TA Score has 5 bullish TA indicator(s).

  • MSBI’s TA Score: 5 bullish, 5 bearish.
  • OCFC’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, OCFC is a better buy in the short-term than MSBI.

Price Growth

MSBI (@Regional Banks) experienced а +16.35% price change this week, while OCFC (@Regional Banks) price change was +2.97% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.28%. For the same industry, the average monthly price growth was +4.63%, and the average quarterly price growth was +14.30%.

Reported Earning Dates

MSBI is expected to report earnings on Jan 22, 2026.

OCFC is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+1.28% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OCFC($1.12B) has a higher market cap than MSBI($405M). OCFC has higher P/E ratio than MSBI: OCFC (14.95) vs MSBI (12.91). OCFC YTD gains are higher at: 12.429 vs. MSBI (-18.982). MSBI has less debt than OCFC: MSBI (423M) vs OCFC (1.14B). OCFC has higher revenues than MSBI: OCFC (385M) vs MSBI (338M).
MSBIOCFCMSBI / OCFC
Capitalization405M1.12B36%
EBITDAN/AN/A-
Gain YTD-18.98212.429-153%
P/E Ratio12.9114.9586%
Revenue338M385M88%
Total CashN/AN/A-
Total Debt423M1.14B37%
FUNDAMENTALS RATINGS
MSBI vs OCFC: Fundamental Ratings
MSBI
OCFC
OUTLOOK RATING
1..100
2622
VALUATION
overvalued / fair valued / undervalued
1..100
27
Undervalued
60
Fair valued
PROFIT vs RISK RATING
1..100
6057
SMR RATING
1..100
8822
PRICE GROWTH RATING
1..100
5849
P/E GROWTH RATING
1..100
2218
SEASONALITY SCORE
1..100
5010

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MSBI's Valuation (27) in the Regional Banks industry is somewhat better than the same rating for OCFC (60) in the Savings Banks industry. This means that MSBI’s stock grew somewhat faster than OCFC’s over the last 12 months.

OCFC's Profit vs Risk Rating (57) in the Savings Banks industry is in the same range as MSBI (60) in the Regional Banks industry. This means that OCFC’s stock grew similarly to MSBI’s over the last 12 months.

OCFC's SMR Rating (22) in the Savings Banks industry is significantly better than the same rating for MSBI (88) in the Regional Banks industry. This means that OCFC’s stock grew significantly faster than MSBI’s over the last 12 months.

OCFC's Price Growth Rating (49) in the Savings Banks industry is in the same range as MSBI (58) in the Regional Banks industry. This means that OCFC’s stock grew similarly to MSBI’s over the last 12 months.

OCFC's P/E Growth Rating (18) in the Savings Banks industry is in the same range as MSBI (22) in the Regional Banks industry. This means that OCFC’s stock grew similarly to MSBI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
MSBIOCFC
RSI
ODDS (%)
Bearish Trend 2 days ago
76%
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
61%
Momentum
ODDS (%)
Bullish Trend 2 days ago
54%
Bullish Trend 2 days ago
59%
MACD
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
53%
Bullish Trend 2 days ago
65%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
53%
Bullish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 2 days ago
55%
Bullish Trend 2 days ago
65%
Declines
ODDS (%)
Bearish Trend 17 days ago
65%
Bearish Trend 7 days ago
64%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
67%
Aroon
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
70%
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MSBI
Daily Signal:
Gain/Loss:
OCFC
Daily Signal:
Gain/Loss:
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MSBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, MSBI has been loosely correlated with OCFC. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if MSBI jumps, then OCFC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MSBI
1D Price
Change %
MSBI100%
+7.07%
OCFC - MSBI
64%
Loosely correlated
+1.83%
HFWA - MSBI
63%
Loosely correlated
+0.58%
FMBH - MSBI
63%
Loosely correlated
+4.13%
TCBK - MSBI
63%
Loosely correlated
+1.75%
BUSE - MSBI
62%
Loosely correlated
+1.87%
More

OCFC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OCFC has been closely correlated with HOPE. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if OCFC jumps, then HOPE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OCFC
1D Price
Change %
OCFC100%
+1.83%
HOPE - OCFC
84%
Closely correlated
+1.77%
DCOM - OCFC
83%
Closely correlated
+2.23%
FMBH - OCFC
82%
Closely correlated
+4.13%
UBSI - OCFC
82%
Closely correlated
+1.60%
PGC - OCFC
82%
Closely correlated
+2.62%
More