MGIC
Price
$27.35
Change
-$0.10 (-0.36%)
Updated
Jan 16, 04:57 PM (EDT)
Capitalization
1.34B
61 days until earnings call
Intraday BUY SELL Signals
PAY
Price
$29.08
Change
-$0.23 (-0.78%)
Updated
Jan 16, 04:59 PM (EDT)
Capitalization
3.68B
33 days until earnings call
Intraday BUY SELL Signals
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MGIC vs PAY

Header iconMGIC vs PAY Comparison
Open Charts MGIC vs PAYBanner chart's image
Magic Software Enterprises
Price$27.35
Change-$0.10 (-0.36%)
Volume$650
Capitalization1.34B
Paymentus Holdings
Price$29.08
Change-$0.23 (-0.78%)
Volume$1.45K
Capitalization3.68B
MGIC vs PAY Comparison Chart in %
MGIC
Daily Signal:
Gain/Loss:
PAY
Daily Signal:
Gain/Loss:
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MGIC vs. PAY commentary
Jan 17, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MGIC is a Hold and PAY is a Hold.

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COMPARISON
Comparison
Jan 17, 2026
Stock price -- (MGIC: $27.45 vs. PAY: $29.31)
Brand notoriety: MGIC and PAY are both not notable
MGIC represents the Information Technology Services, while PAY is part of the Computer Communications industry
Current volume relative to the 65-day Moving Average: MGIC: 99% vs. PAY: 74%
Market capitalization -- MGIC: $1.34B vs. PAY: $3.68B
MGIC [@Information Technology Services] is valued at $1.34B. PAY’s [@Computer Communications] market capitalization is $3.68B. The market cap for tickers in the [@Information Technology Services] industry ranges from $278.5B to $0. The market cap for tickers in the [@Computer Communications] industry ranges from $3.39T to $0. The average market capitalization across the [@Information Technology Services] industry is $11.11B. The average market capitalization across the [@Computer Communications] industry is $24.78B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

MGIC’s FA Score shows that 2 FA rating(s) are green whilePAY’s FA Score has 0 green FA rating(s).

  • MGIC’s FA Score: 2 green, 3 red.
  • PAY’s FA Score: 0 green, 5 red.
According to our system of comparison, MGIC is a better buy in the long-term than PAY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

MGIC’s TA Score shows that 3 TA indicator(s) are bullish while PAY’s TA Score has 3 bullish TA indicator(s).

  • MGIC’s TA Score: 3 bullish, 4 bearish.
  • PAY’s TA Score: 3 bullish, 7 bearish.
According to our system of comparison, MGIC is a better buy in the short-term than PAY.

Price Growth

MGIC (@Information Technology Services) experienced а +2.10% price change this week, while PAY (@Computer Communications) price change was -3.68% for the same time period.

The average weekly price growth across all stocks in the @Information Technology Services industry was -1.21%. For the same industry, the average monthly price growth was +4.55%, and the average quarterly price growth was +0.34%.

The average weekly price growth across all stocks in the @Computer Communications industry was +5.72%. For the same industry, the average monthly price growth was +8.80%, and the average quarterly price growth was -1.65%.

Reported Earning Dates

MGIC is expected to report earnings on Mar 18, 2026.

PAY is expected to report earnings on Feb 18, 2026.

Industries' Descriptions

@Information Technology Services (-1.21% weekly)

The industry, whose total market cap runs into trillions, makes hardware/software that allows data to be stored, retrieved, transmitted, and manipulated on computers. With the ever-increasing relevance of data, the information technology (IT) industry has gained momentous growth over the years, and continues to thrive on innovation. Some of the behemoths in the industry are International Business Machines Corporation, Accenture, and VMware, Inc.

@Computer Communications (+5.72% weekly)

Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PAY($3.68B) has a higher market cap than MGIC($1.34B). PAY has higher P/E ratio than MGIC: PAY (62.36) vs MGIC (33.48). MGIC YTD gains are higher at: 6.602 vs. PAY (-7.217). PAY has higher annual earnings (EBITDA): 107M vs. MGIC (86.6M). PAY has less debt than MGIC: PAY (7.36M) vs MGIC (95.9M). PAY has higher revenues than MGIC: PAY (1.12B) vs MGIC (603M).
MGICPAYMGIC / PAY
Capitalization1.34B3.68B36%
EBITDA86.6M107M81%
Gain YTD6.602-7.217-91%
P/E Ratio33.4862.3654%
Revenue603M1.12B54%
Total CashN/A288M-
Total Debt95.9M7.36M1,304%
FUNDAMENTALS RATINGS
MGIC vs PAY: Fundamental Ratings
MGIC
PAY
OUTLOOK RATING
1..100
6868
VALUATION
overvalued / fair valued / undervalued
1..100
9
Undervalued
71
Overvalued
PROFIT vs RISK RATING
1..100
4273
SMR RATING
1..100
5664
PRICE GROWTH RATING
1..100
3858
P/E GROWTH RATING
1..100
1188
SEASONALITY SCORE
1..100
5064

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MGIC's Valuation (9) in the Packaged Software industry is somewhat better than the same rating for PAY (71) in the Electronic Equipment Or Instruments industry. This means that MGIC’s stock grew somewhat faster than PAY’s over the last 12 months.

MGIC's Profit vs Risk Rating (42) in the Packaged Software industry is in the same range as PAY (73) in the Electronic Equipment Or Instruments industry. This means that MGIC’s stock grew similarly to PAY’s over the last 12 months.

MGIC's SMR Rating (56) in the Packaged Software industry is in the same range as PAY (64) in the Electronic Equipment Or Instruments industry. This means that MGIC’s stock grew similarly to PAY’s over the last 12 months.

MGIC's Price Growth Rating (38) in the Packaged Software industry is in the same range as PAY (58) in the Electronic Equipment Or Instruments industry. This means that MGIC’s stock grew similarly to PAY’s over the last 12 months.

MGIC's P/E Growth Rating (11) in the Packaged Software industry is significantly better than the same rating for PAY (88) in the Electronic Equipment Or Instruments industry. This means that MGIC’s stock grew significantly faster than PAY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
MGICPAY
RSI
ODDS (%)
Bearish Trend 2 days ago
67%
Bullish Trend 2 days ago
86%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
72%
Bearish Trend 2 days ago
79%
Momentum
ODDS (%)
Bullish Trend 2 days ago
78%
Bearish Trend 2 days ago
74%
MACD
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
71%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
69%
Bearish Trend 2 days ago
79%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
73%
Bearish Trend 2 days ago
82%
Advances
ODDS (%)
Bullish Trend 5 days ago
71%
Bullish Trend 9 days ago
80%
Declines
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
80%
BollingerBands
ODDS (%)
N/A
Bullish Trend 2 days ago
90%
Aroon
ODDS (%)
Bullish Trend 2 days ago
66%
Bearish Trend 2 days ago
78%
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MGIC
Daily Signal:
Gain/Loss:
PAY
Daily Signal:
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MGIC and

Correlation & Price change

A.I.dvisor indicates that over the last year, MGIC has been loosely correlated with AI. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if MGIC jumps, then AI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MGIC
1D Price
Change %
MGIC100%
-0.15%
AI - MGIC
52%
Loosely correlated
-2.73%
FLYW - MGIC
47%
Loosely correlated
-2.94%
PSFE - MGIC
46%
Loosely correlated
-4.81%
PAY - MGIC
43%
Loosely correlated
-0.85%
KD - MGIC
36%
Loosely correlated
-1.64%
More

PAY and

Correlation & Price change

A.I.dvisor indicates that over the last year, PAY has been loosely correlated with TASK. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if PAY jumps, then TASK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PAY
1D Price
Change %
PAY100%
-0.85%
TASK - PAY
57%
Loosely correlated
+0.43%
CDW - PAY
53%
Loosely correlated
+0.10%
CLVT - PAY
51%
Loosely correlated
+0.62%
NABL - PAY
50%
Loosely correlated
+0.71%
ACN - PAY
49%
Loosely correlated
-0.27%
More