MFGI
Price
$25.00
Change
-$0.00 (-0.00%)
Updated
Aug 15 closing price
Capitalization
204.47M
OPHC
Price
$4.29
Change
+$0.02 (+0.47%)
Updated
Aug 15 closing price
Capitalization
50.41M
82 days until earnings call
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MFGI vs OPHC

Header iconMFGI vs OPHC Comparison
Open Charts MFGI vs OPHCBanner chart's image
Merchants Financial Group
Price$25.00
Change-$0.00 (-0.00%)
Volume$3K
Capitalization204.47M
OptimumBank Holdings
Price$4.29
Change+$0.02 (+0.47%)
Volume$12.47K
Capitalization50.41M
MFGI vs OPHC Comparison Chart in %
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MFGI
Daily Signalchanged days ago
Gain/Loss if bought
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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MFGI vs. OPHC commentary
Aug 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MFGI is a Hold and OPHC is a Hold.

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COMPARISON
Comparison
Aug 18, 2025
Stock price -- (MFGI: $25.00 vs. OPHC: $4.29)
Brand notoriety: MFGI and OPHC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: MFGI: 58% vs. OPHC: 69%
Market capitalization -- MFGI: $204.47M vs. OPHC: $50.41M
MFGI [@Regional Banks] is valued at $204.47M. OPHC’s [@Regional Banks] market capitalization is $50.41M. The market cap for tickers in the [@Regional Banks] industry ranges from $174.7B to $0. The average market capitalization across the [@Regional Banks] industry is $7.93B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

MFGI’s FA Score shows that 2 FA rating(s) are green whileOPHC’s FA Score has 1 green FA rating(s).

  • MFGI’s FA Score: 2 green, 3 red.
  • OPHC’s FA Score: 1 green, 4 red.
According to our system of comparison, MFGI is a better buy in the long-term than OPHC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

MFGI’s TA Score shows that 4 TA indicator(s) are bullish while OPHC’s TA Score has 5 bullish TA indicator(s).

  • MFGI’s TA Score: 4 bullish, 6 bearish.
  • OPHC’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, OPHC is a better buy in the short-term than MFGI.

Price Growth

MFGI (@Regional Banks) experienced а 0.00% price change this week, while OPHC (@Regional Banks) price change was +0.94% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.64%. For the same industry, the average monthly price growth was +2.46%, and the average quarterly price growth was +8.68%.

Reported Earning Dates

OPHC is expected to report earnings on Nov 07, 2025.

Industries' Descriptions

@Regional Banks (+1.64% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MFGI($204M) has a higher market cap than OPHC($50.4M). MFGI has higher P/E ratio than OPHC: MFGI (8.83) vs OPHC (3.35). MFGI YTD gains are higher at: 0.537 vs. OPHC (-9.874). OPHC has less debt than MFGI: OPHC (12.7M) vs MFGI (30.3M). MFGI has higher revenues than OPHC: MFGI (117M) vs OPHC (41M).
MFGIOPHCMFGI / OPHC
Capitalization204M50.4M405%
EBITDAN/AN/A-
Gain YTD0.537-9.874-5%
P/E Ratio8.833.35264%
Revenue117M41M285%
Total CashN/A15.4M-
Total Debt30.3M12.7M239%
FUNDAMENTALS RATINGS
MFGI vs OPHC: Fundamental Ratings
MFGI
OPHC
OUTLOOK RATING
1..100
753
VALUATION
overvalued / fair valued / undervalued
1..100
22
Undervalued
20
Undervalued
PROFIT vs RISK RATING
1..100
8364
SMR RATING
1..100
5147
PRICE GROWTH RATING
1..100
5677
P/E GROWTH RATING
1..100
2471
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPHC's Valuation (20) in the Regional Banks industry is in the same range as MFGI (22) in the null industry. This means that OPHC’s stock grew similarly to MFGI’s over the last 12 months.

OPHC's Profit vs Risk Rating (64) in the Regional Banks industry is in the same range as MFGI (83) in the null industry. This means that OPHC’s stock grew similarly to MFGI’s over the last 12 months.

OPHC's SMR Rating (47) in the Regional Banks industry is in the same range as MFGI (51) in the null industry. This means that OPHC’s stock grew similarly to MFGI’s over the last 12 months.

MFGI's Price Growth Rating (56) in the null industry is in the same range as OPHC (77) in the Regional Banks industry. This means that MFGI’s stock grew similarly to OPHC’s over the last 12 months.

MFGI's P/E Growth Rating (24) in the null industry is somewhat better than the same rating for OPHC (71) in the Regional Banks industry. This means that MFGI’s stock grew somewhat faster than OPHC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
MFGIOPHC
RSI
ODDS (%)
Bullish Trend 4 days ago
63%
Bullish Trend 4 days ago
87%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
56%
Bullish Trend 4 days ago
74%
Momentum
ODDS (%)
Bearish Trend 4 days ago
24%
Bearish Trend 4 days ago
65%
MACD
ODDS (%)
Bearish Trend 4 days ago
24%
Bearish Trend 4 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
38%
Bullish Trend 4 days ago
73%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
30%
Bearish Trend 4 days ago
59%
Advances
ODDS (%)
Bullish Trend 27 days ago
45%
Bullish Trend 26 days ago
72%
Declines
ODDS (%)
Bearish Trend 13 days ago
52%
Bearish Trend 8 days ago
58%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
67%
Bullish Trend 4 days ago
83%
Aroon
ODDS (%)
Bearish Trend 4 days ago
42%
Bullish Trend 4 days ago
62%
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MFGI
Daily Signalchanged days ago
Gain/Loss if bought
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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MFGI and

Correlation & Price change

A.I.dvisor indicates that over the last year, MFGI has been loosely correlated with BQCNF. These tickers have moved in lockstep 46% of the time. This A.I.-generated data suggests there is some statistical probability that if MFGI jumps, then BQCNF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MFGI
1D Price
Change %
MFGI100%
N/A
BQCNF - MFGI
46%
Loosely correlated
N/A
PNBI - MFGI
25%
Poorly correlated
N/A
NASB - MFGI
20%
Poorly correlated
N/A
OPHC - MFGI
20%
Poorly correlated
+0.47%
MFDB - MFGI
15%
Poorly correlated
N/A
More

OPHC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPHC has been loosely correlated with PDLB. These tickers have moved in lockstep 33% of the time. This A.I.-generated data suggests there is some statistical probability that if OPHC jumps, then PDLB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPHC
1D Price
Change %
OPHC100%
+0.47%
PDLB - OPHC
33%
Loosely correlated
-2.24%
GNTY - OPHC
32%
Poorly correlated
-1.47%
OPOF - OPHC
29%
Poorly correlated
-1.17%
PFIS - OPHC
29%
Poorly correlated
-0.79%
BOTJ - OPHC
29%
Poorly correlated
-0.18%
More