MCBS
Price
$26.25
Change
+$0.12 (+0.46%)
Updated
Nov 13 closing price
Capitalization
669.12M
73 days until earnings call
Intraday BUY SELL Signals
WSBF
Price
$15.49
Change
-$0.05 (-0.32%)
Updated
Nov 13 closing price
Capitalization
285.9M
81 days until earnings call
Intraday BUY SELL Signals
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MCBS vs WSBF

Header iconMCBS vs WSBF Comparison
Open Charts MCBS vs WSBFBanner chart's image
MetroCity Bankshares
Price$26.25
Change+$0.12 (+0.46%)
Volume$61.02K
Capitalization669.12M
Waterstone Financial
Price$15.49
Change-$0.05 (-0.32%)
Volume$34.61K
Capitalization285.9M
MCBS vs WSBF Comparison Chart in %
MCBS
Daily Signal:
Gain/Loss:
WSBF
Daily Signal:
Gain/Loss:
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VS
MCBS vs. WSBF commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MCBS is a Buy and WSBF is a StrongBuy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (MCBS: $26.13 vs. WSBF: $15.54)
Brand notoriety: MCBS and WSBF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: MCBS: 116% vs. WSBF: 65%
Market capitalization -- MCBS: $669.12M vs. WSBF: $285.9M
MCBS [@Regional Banks] is valued at $669.12M. WSBF’s [@Regional Banks] market capitalization is $285.9M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

MCBS’s FA Score shows that 1 FA rating(s) are green whileWSBF’s FA Score has 1 green FA rating(s).

  • MCBS’s FA Score: 1 green, 4 red.
  • WSBF’s FA Score: 1 green, 4 red.
According to our system of comparison, MCBS is a better buy in the long-term than WSBF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

MCBS’s TA Score shows that 4 TA indicator(s) are bullish while WSBF’s TA Score has 5 bullish TA indicator(s).

  • MCBS’s TA Score: 4 bullish, 3 bearish.
  • WSBF’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, WSBF is a better buy in the short-term than MCBS.

Price Growth

MCBS (@Regional Banks) experienced а -0.31% price change this week, while WSBF (@Regional Banks) price change was +0.97% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.97%. For the same industry, the average monthly price growth was +1.50%, and the average quarterly price growth was +11.21%.

Reported Earning Dates

MCBS is expected to report earnings on Jan 26, 2026.

WSBF is expected to report earnings on Feb 03, 2026.

Industries' Descriptions

@Regional Banks (+0.97% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MCBS($669M) has a higher market cap than WSBF($286M). WSBF has higher P/E ratio than MCBS: WSBF (11.65) vs MCBS (10.14). WSBF YTD gains are higher at: 20.905 vs. MCBS (-15.414). MCBS has more cash in the bank: 279M vs. WSBF (63.2M). MCBS (433M) and WSBF (452M) have identical debt. MCBS has higher revenues than WSBF: MCBS (145M) vs WSBF (131M).
MCBSWSBFMCBS / WSBF
Capitalization669M286M234%
EBITDAN/AN/A-
Gain YTD-15.41420.905-74%
P/E Ratio10.1411.6587%
Revenue145M131M111%
Total Cash279M63.2M441%
Total Debt433M452M96%
FUNDAMENTALS RATINGS
MCBS vs WSBF: Fundamental Ratings
MCBS
WSBF
OUTLOOK RATING
1..100
1022
VALUATION
overvalued / fair valued / undervalued
1..100
54
Fair valued
27
Undervalued
PROFIT vs RISK RATING
1..100
4374
SMR RATING
1..100
3363
PRICE GROWTH RATING
1..100
6247
P/E GROWTH RATING
1..100
8391
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

WSBF's Valuation (27) in the Regional Banks industry is in the same range as MCBS (54) in the null industry. This means that WSBF’s stock grew similarly to MCBS’s over the last 12 months.

MCBS's Profit vs Risk Rating (43) in the null industry is in the same range as WSBF (74) in the Regional Banks industry. This means that MCBS’s stock grew similarly to WSBF’s over the last 12 months.

MCBS's SMR Rating (33) in the null industry is in the same range as WSBF (63) in the Regional Banks industry. This means that MCBS’s stock grew similarly to WSBF’s over the last 12 months.

WSBF's Price Growth Rating (47) in the Regional Banks industry is in the same range as MCBS (62) in the null industry. This means that WSBF’s stock grew similarly to MCBS’s over the last 12 months.

MCBS's P/E Growth Rating (83) in the null industry is in the same range as WSBF (91) in the Regional Banks industry. This means that MCBS’s stock grew similarly to WSBF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
MCBSWSBF
RSI
ODDS (%)
Bullish Trend 2 days ago
56%
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
60%
Momentum
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
62%
MACD
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
62%
Bullish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 4 days ago
67%
Bullish Trend 3 days ago
59%
Declines
ODDS (%)
Bearish Trend 2 days ago
60%
N/A
BollingerBands
ODDS (%)
N/A
Bearish Trend 2 days ago
60%
Aroon
ODDS (%)
Bearish Trend 2 days ago
66%
Bearish Trend 2 days ago
49%
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MCBS
Daily Signal:
Gain/Loss:
WSBF
Daily Signal:
Gain/Loss:
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MCBS and

Correlation & Price change

A.I.dvisor indicates that over the last year, MCBS has been closely correlated with FCBC. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if MCBS jumps, then FCBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MCBS
1D Price
Change %
MCBS100%
-0.46%
FCBC - MCBS
88%
Closely correlated
-0.11%
CTBI - MCBS
88%
Closely correlated
+0.59%
FMBH - MCBS
87%
Closely correlated
+1.18%
UBSI - MCBS
86%
Closely correlated
-0.73%
MBWM - MCBS
86%
Closely correlated
+0.07%
More

WSBF and

Correlation & Price change

A.I.dvisor indicates that over the last year, WSBF has been closely correlated with FMBH. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if WSBF jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To WSBF
1D Price
Change %
WSBF100%
-0.06%
FMBH - WSBF
72%
Closely correlated
+1.18%
HTB - WSBF
71%
Closely correlated
+0.97%
CHMG - WSBF
71%
Closely correlated
+1.81%
MCBS - WSBF
70%
Closely correlated
-0.46%
TCBK - WSBF
70%
Closely correlated
+0.42%
More