LX
Price
$6.79
Change
+$0.38 (+5.93%)
Updated
Aug 11, 04:49 PM (EDT)
Capitalization
1.08B
YRD
Price
$5.63
Change
-$0.04 (-0.71%)
Updated
Aug 11, 11:06 AM (EDT)
Capitalization
489.92M
3 days until earnings call
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LX vs YRD

Header iconLX vs YRD Comparison
Open Charts LX vs YRDBanner chart's image
LexinFintech Holdings
Price$6.79
Change+$0.38 (+5.93%)
Volume$1.55K
Capitalization1.08B
Yiren Digital
Price$5.63
Change-$0.04 (-0.71%)
Volume$732
Capitalization489.92M
LX vs YRD Comparison Chart in %
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LX
Daily Signalchanged days ago
Gain/Loss if bought
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YRD
Daily Signalchanged days ago
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LX vs. YRD commentary
Aug 11, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LX is a Hold and YRD is a Hold.

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COMPARISON
Comparison
Aug 11, 2025
Stock price -- (LX: $6.41 vs. YRD: $5.67)
Brand notoriety: LX: Notable vs. YRD: Not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: LX: 75% vs. YRD: 54%
Market capitalization -- LX: $1.08B vs. YRD: $489.92M
LX [@Savings Banks] is valued at $1.08B. YRD’s [@Savings Banks] market capitalization is $489.92M. The market cap for tickers in the [@Savings Banks] industry ranges from $653.67B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LX’s FA Score shows that 2 FA rating(s) are green whileYRD’s FA Score has 1 green FA rating(s).

  • LX’s FA Score: 2 green, 3 red.
  • YRD’s FA Score: 1 green, 4 red.
According to our system of comparison, LX is a better buy in the long-term than YRD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LX’s TA Score shows that 4 TA indicator(s) are bullish while YRD’s TA Score has 4 bullish TA indicator(s).

  • LX’s TA Score: 4 bullish, 3 bearish.
  • YRD’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, LX is a better buy in the short-term than YRD.

Price Growth

LX (@Savings Banks) experienced а +1.91% price change this week, while YRD (@Savings Banks) price change was -4.22% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.10%. For the same industry, the average monthly price growth was +0.45%, and the average quarterly price growth was +20.08%.

Reported Earning Dates

YRD is expected to report earnings on Aug 14, 2025.

Industries' Descriptions

@Savings Banks (+0.10% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
LX($1.08B) has a higher market cap than YRD($490M). LX has higher P/E ratio than YRD: LX (5.05) vs YRD (2.64). YRD YTD gains are higher at: 22.179 vs. LX (12.259).
LXYRDLX / YRD
Capitalization1.08B490M220%
EBITDA1.64BN/A-
Gain YTD12.25922.17955%
P/E Ratio5.052.64191%
Revenue14.1BN/A-
Total Cash3.17BN/A-
Total Debt5.39BN/A-
FUNDAMENTALS RATINGS
LX vs YRD: Fundamental Ratings
LX
YRD
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
13
Undervalued
89
Overvalued
PROFIT vs RISK RATING
1..100
10070
SMR RATING
1..100
6142
PRICE GROWTH RATING
1..100
3957
P/E GROWTH RATING
1..100
69
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

LX's Valuation (13) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for YRD (89) in the Internet Software Or Services industry. This means that LX’s stock grew significantly faster than YRD’s over the last 12 months.

YRD's Profit vs Risk Rating (70) in the Internet Software Or Services industry is in the same range as LX (100) in the Finance Or Rental Or Leasing industry. This means that YRD’s stock grew similarly to LX’s over the last 12 months.

YRD's SMR Rating (42) in the Internet Software Or Services industry is in the same range as LX (61) in the Finance Or Rental Or Leasing industry. This means that YRD’s stock grew similarly to LX’s over the last 12 months.

LX's Price Growth Rating (39) in the Finance Or Rental Or Leasing industry is in the same range as YRD (57) in the Internet Software Or Services industry. This means that LX’s stock grew similarly to YRD’s over the last 12 months.

LX's P/E Growth Rating (6) in the Finance Or Rental Or Leasing industry is in the same range as YRD (9) in the Internet Software Or Services industry. This means that LX’s stock grew similarly to YRD’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
LXYRD
RSI
ODDS (%)
Bullish Trend 4 days ago
76%
Bullish Trend 4 days ago
76%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
81%
Bullish Trend 4 days ago
81%
Momentum
ODDS (%)
Bearish Trend 4 days ago
80%
Bearish Trend 4 days ago
85%
MACD
ODDS (%)
Bullish Trend 4 days ago
80%
Bearish Trend 4 days ago
84%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
80%
Bearish Trend 4 days ago
80%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
84%
Bearish Trend 4 days ago
82%
Advances
ODDS (%)
Bullish Trend 6 days ago
80%
Bullish Trend 19 days ago
79%
Declines
ODDS (%)
Bearish Trend 4 days ago
83%
Bearish Trend 4 days ago
78%
BollingerBands
ODDS (%)
N/A
Bearish Trend 4 days ago
80%
Aroon
ODDS (%)
Bearish Trend 4 days ago
85%
Bullish Trend 4 days ago
88%
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LX
Daily Signalchanged days ago
Gain/Loss if bought
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YRD
Daily Signalchanged days ago
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LX and

Correlation & Price change

A.I.dvisor indicates that over the last year, LX has been loosely correlated with QFIN. These tickers have moved in lockstep 58% of the time. This A.I.-generated data suggests there is some statistical probability that if LX jumps, then QFIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LX
1D Price
Change %
LX100%
-0.31%
QFIN - LX
58%
Loosely correlated
+0.09%
YRD - LX
56%
Loosely correlated
-0.35%
FINV - LX
54%
Loosely correlated
+3.36%
XYF - LX
51%
Loosely correlated
-3.62%
LU - LX
47%
Loosely correlated
+0.35%
More

YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with LX. These tickers have moved in lockstep 56% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
-0.35%
LX - YRD
56%
Loosely correlated
-0.31%
FINV - YRD
53%
Loosely correlated
+3.36%
LU - YRD
47%
Loosely correlated
+0.35%
QFIN - YRD
44%
Loosely correlated
+0.09%
XYF - YRD
44%
Loosely correlated
-3.62%
More