LU
Price
$2.59
Change
-$0.01 (-0.38%)
Updated
Jan 15, 11:48 AM (EDT)
Capitalization
2.42B
63 days until earnings call
Intraday BUY SELL Signals
SOFI
Price
$27.09
Change
+$0.41 (+1.54%)
Updated
Jan 15, 12:10 PM (EDT)
Capitalization
33.7B
15 days until earnings call
Intraday BUY SELL Signals
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LU vs SOFI

Header iconLU vs SOFI Comparison
Open Charts LU vs SOFIBanner chart's image
Lufax Holding
Price$2.59
Change-$0.01 (-0.38%)
Volume$600
Capitalization2.42B
SoFi Technologies
Price$27.09
Change+$0.41 (+1.54%)
Volume$124.28K
Capitalization33.7B
LU vs SOFI Comparison Chart in %
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VS
LU vs. SOFI commentary
Jan 15, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LU is a Hold and SOFI is a Hold.

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COMPARISON
Comparison
Jan 15, 2026
Stock price -- (LU: $2.60 vs. SOFI: $26.67)
Brand notoriety: LU and SOFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: LU: 184% vs. SOFI: 69%
Market capitalization -- LU: $2.42B vs. SOFI: $33.7B
LU [@Savings Banks] is valued at $2.42B. SOFI’s [@Savings Banks] market capitalization is $33.7B. The market cap for tickers in the [@Savings Banks] industry ranges from $634.65B to $0. The average market capitalization across the [@Savings Banks] industry is $21.95B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LU’s FA Score shows that 2 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • LU’s FA Score: 2 green, 3 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, both LU and SOFI are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LU’s TA Score shows that 4 TA indicator(s) are bullish while SOFI’s TA Score has 4 bullish TA indicator(s).

  • LU’s TA Score: 4 bullish, 5 bearish.
  • SOFI’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, SOFI is a better buy in the short-term than LU.

Price Growth

LU (@Savings Banks) experienced а -4.41% price change this week, while SOFI (@Savings Banks) price change was -1.22% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.42%. For the same industry, the average monthly price growth was -0.93%, and the average quarterly price growth was +2.65%.

Reported Earning Dates

LU is expected to report earnings on Mar 19, 2026.

SOFI is expected to report earnings on Jan 30, 2026.

Industries' Descriptions

@Savings Banks (+0.42% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SOFI($33.7B) has a higher market cap than LU($2.42B). SOFI has higher P/E ratio than LU: SOFI (47.63) vs LU (20.60). SOFI YTD gains are higher at: 1.872 vs. LU (1.562). SOFI has less debt than LU: SOFI (2.81B) vs LU (47.6B). LU has higher revenues than SOFI: LU (20.3B) vs SOFI (3.32B).
LUSOFILU / SOFI
Capitalization2.42B33.7B7%
EBITDAN/AN/A-
Gain YTD1.5621.87283%
P/E Ratio20.6047.6343%
Revenue20.3B3.32B611%
Total CashN/AN/A-
Total Debt47.6B2.81B1,696%
TECHNICAL ANALYSIS
Technical Analysis
LUSOFI
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
90%
Bullish Trend 2 days ago
81%
Momentum
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
85%
MACD
ODDS (%)
N/A
Bullish Trend 2 days ago
88%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
85%
Bearish Trend 2 days ago
82%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
85%
Bearish Trend 2 days ago
85%
Advances
ODDS (%)
Bullish Trend 3 days ago
76%
Bullish Trend 8 days ago
84%
Declines
ODDS (%)
Bearish Trend 16 days ago
85%
Bearish Trend 4 days ago
82%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
81%
Bearish Trend 2 days ago
73%
Aroon
ODDS (%)
Bullish Trend 2 days ago
53%
N/A
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LU
Daily Signal:
Gain/Loss:
SOFI
Daily Signal:
Gain/Loss:
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LU and

Correlation & Price change

A.I.dvisor indicates that over the last year, LU has been loosely correlated with QFIN. These tickers have moved in lockstep 50% of the time. This A.I.-generated data suggests there is some statistical probability that if LU jumps, then QFIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LU
1D Price
Change %
LU100%
-3.70%
QFIN - LU
50%
Loosely correlated
-2.14%
FINV - LU
49%
Loosely correlated
-0.57%
LX - LU
49%
Loosely correlated
+0.32%
YRD - LU
44%
Loosely correlated
+0.50%
SOFI - LU
33%
Poorly correlated
-1.73%
More

SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been loosely correlated with OMF. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if SOFI jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
-1.73%
OMF - SOFI
63%
Loosely correlated
-0.41%
AL - SOFI
62%
Loosely correlated
-0.09%
UPST - SOFI
61%
Loosely correlated
-1.38%
URI - SOFI
60%
Loosely correlated
-2.43%
SYF - SOFI
60%
Loosely correlated
-0.31%
More