LSBK
Price
$14.70
Change
-$0.09 (-0.61%)
Updated
Dec 24, 02:00 PM (EDT)
Capitalization
108.11M
Intraday BUY SELL Signals
OPHC
Price
$4.24
Change
+$0.02 (+0.47%)
Updated
Dec 24 closing price
Capitalization
48.88M
47 days until earnings call
Intraday BUY SELL Signals
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LSBK vs OPHC

Header iconLSBK vs OPHC Comparison
Open Charts LSBK vs OPHCBanner chart's image
Lake Shore Ban
Price$14.70
Change-$0.09 (-0.61%)
VolumeN/A
Capitalization108.11M
OptimumBank Holdings
Price$4.24
Change+$0.02 (+0.47%)
Volume$6.2K
Capitalization48.88M
LSBK vs OPHC Comparison Chart in %
LSBK
Daily Signal:
Gain/Loss:
OPHC
Daily Signal:
Gain/Loss:
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LSBK vs. OPHC commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LSBK is a Hold and OPHC is a StrongBuy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (LSBK: $14.79 vs. OPHC: $4.24)
Brand notoriety: LSBK and OPHC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: LSBK: 10% vs. OPHC: 17%
Market capitalization -- LSBK: $108.11M vs. OPHC: $48.88M
LSBK [@Regional Banks] is valued at $108.11M. OPHC’s [@Regional Banks] market capitalization is $48.88M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.64B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LSBK’s FA Score shows that 0 FA rating(s) are green whileOPHC’s FA Score has 1 green FA rating(s).

  • LSBK’s FA Score: 0 green, 5 red.
  • OPHC’s FA Score: 1 green, 4 red.
According to our system of comparison, OPHC is a better buy in the long-term than LSBK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LSBK’s TA Score shows that 5 TA indicator(s) are bullish while OPHC’s TA Score has 5 bullish TA indicator(s).

  • LSBK’s TA Score: 5 bullish, 3 bearish.
  • OPHC’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, LSBK is a better buy in the short-term than OPHC.

Price Growth

LSBK (@Regional Banks) experienced а +0.46% price change this week, while OPHC (@Regional Banks) price change was -1.22% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

OPHC is expected to report earnings on Feb 11, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
LSBK($108M) has a higher market cap than OPHC($48.9M). LSBK has higher P/E ratio than OPHC: LSBK (13.20) vs OPHC (3.09). LSBK YTD gains are higher at: 10.384 vs. OPHC (-10.977). OPHC has more cash in the bank: 15.4M vs. LSBK (2.93M). LSBK has less debt than OPHC: LSBK (2M) vs OPHC (2.85M). OPHC has higher revenues than LSBK: OPHC (46.1M) vs LSBK (26.9M).
LSBKOPHCLSBK / OPHC
Capitalization108M48.9M221%
EBITDAN/AN/A-
Gain YTD10.384-10.977-95%
P/E Ratio13.203.09427%
Revenue26.9M46.1M58%
Total Cash2.93M15.4M19%
Total Debt2M2.85M70%
FUNDAMENTALS RATINGS
LSBK vs OPHC: Fundamental Ratings
LSBK
OPHC
OUTLOOK RATING
1..100
855
VALUATION
overvalued / fair valued / undervalued
1..100
63
Fair valued
13
Undervalued
PROFIT vs RISK RATING
1..100
6579
SMR RATING
1..100
7647
PRICE GROWTH RATING
1..100
5059
P/E GROWTH RATING
1..100
8068
SEASONALITY SCORE
1..100
850

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPHC's Valuation (13) in the Regional Banks industry is somewhat better than the same rating for LSBK (63) in the Savings Banks industry. This means that OPHC’s stock grew somewhat faster than LSBK’s over the last 12 months.

LSBK's Profit vs Risk Rating (65) in the Savings Banks industry is in the same range as OPHC (79) in the Regional Banks industry. This means that LSBK’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's SMR Rating (47) in the Regional Banks industry is in the same range as LSBK (76) in the Savings Banks industry. This means that OPHC’s stock grew similarly to LSBK’s over the last 12 months.

LSBK's Price Growth Rating (50) in the Savings Banks industry is in the same range as OPHC (59) in the Regional Banks industry. This means that LSBK’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's P/E Growth Rating (68) in the Regional Banks industry is in the same range as LSBK (80) in the Savings Banks industry. This means that OPHC’s stock grew similarly to LSBK’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
LSBKOPHC
RSI
ODDS (%)
Bearish Trend 2 days ago
48%
Bearish Trend 2 days ago
74%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
35%
Bearish Trend 2 days ago
64%
Momentum
ODDS (%)
Bullish Trend 2 days ago
32%
Bullish Trend 2 days ago
72%
MACD
ODDS (%)
Bearish Trend 2 days ago
35%
Bearish Trend 2 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
37%
Bearish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
31%
Bullish Trend 2 days ago
64%
Advances
ODDS (%)
Bullish Trend 4 days ago
44%
Bullish Trend 9 days ago
65%
Declines
ODDS (%)
Bearish Trend 8 days ago
31%
Bearish Trend 3 days ago
58%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
57%
Bearish Trend 2 days ago
57%
Aroon
ODDS (%)
Bullish Trend 2 days ago
33%
Bullish Trend 2 days ago
62%
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LSBK
Daily Signal:
Gain/Loss:
OPHC
Daily Signal:
Gain/Loss:
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LSBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, LSBK has been loosely correlated with MGYR. These tickers have moved in lockstep 34% of the time. This A.I.-generated data suggests there is some statistical probability that if LSBK jumps, then MGYR could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LSBK
1D Price
Change %
LSBK100%
N/A
MGYR - LSBK
34%
Loosely correlated
N/A
OPHC - LSBK
32%
Poorly correlated
+0.53%
CFBK - LSBK
30%
Poorly correlated
+0.77%
CPF - LSBK
27%
Poorly correlated
+0.87%
HBCP - LSBK
27%
Poorly correlated
-0.07%
More

OPHC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPHC has been loosely correlated with CFFN. These tickers have moved in lockstep 36% of the time. This A.I.-generated data suggests there is some statistical probability that if OPHC jumps, then CFFN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPHC
1D Price
Change %
OPHC100%
+0.53%
CFFN - OPHC
36%
Loosely correlated
+0.43%
OZK - OPHC
36%
Loosely correlated
-0.27%
NECB - OPHC
36%
Loosely correlated
-0.69%
AUB - OPHC
36%
Loosely correlated
+0.69%
UCB - OPHC
36%
Loosely correlated
+0.25%
More