LPRO
Price
$2.06
Change
-$0.10 (-4.63%)
Updated
Jun 13 closing price
Capitalization
744.17M
59 days until earnings call
PRAA
Price
$14.55
Change
-$0.38 (-2.55%)
Updated
Jun 13 closing price
Capitalization
1.02B
57 days until earnings call
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LPRO vs PRAA

Header iconLPRO vs PRAA Comparison
Open Charts LPRO vs PRAABanner chart's image
Open Lending
Price$2.06
Change-$0.10 (-4.63%)
Volume$883.14K
Capitalization744.17M
PRA Group
Price$14.55
Change-$0.38 (-2.55%)
Volume$389.54K
Capitalization1.02B
LPRO vs PRAA Comparison Chart
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LPRO
Daily Signalchanged days ago
Gain/Loss if bought
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PRAA
Daily Signalchanged days ago
Gain/Loss if bought
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LPRO vs. PRAA commentary
Jun 15, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LPRO is a Hold and PRAA is a Hold.

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COMPARISON
Comparison
Jun 15, 2025
Stock price -- (LPRO: $2.06 vs. PRAA: $14.55)
Brand notoriety: LPRO and PRAA are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: LPRO: 32% vs. PRAA: 74%
Market capitalization -- LPRO: $744.17M vs. PRAA: $1.02B
LPRO [@Finance/Rental/Leasing] is valued at $744.17M. PRAA’s [@Finance/Rental/Leasing] market capitalization is $1.02B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LPRO’s FA Score shows that 1 FA rating(s) are green whilePRAA’s FA Score has 0 green FA rating(s).

  • LPRO’s FA Score: 1 green, 4 red.
  • PRAA’s FA Score: 0 green, 5 red.
According to our system of comparison, LPRO is a better buy in the long-term than PRAA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LPRO’s TA Score shows that 5 TA indicator(s) are bullish while PRAA’s TA Score has 4 bullish TA indicator(s).

  • LPRO’s TA Score: 5 bullish, 4 bearish.
  • PRAA’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, LPRO is a better buy in the short-term than PRAA.

Price Growth

LPRO (@Finance/Rental/Leasing) experienced а +2.49% price change this week, while PRAA (@Finance/Rental/Leasing) price change was -0.95% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -0.52%. For the same industry, the average monthly price growth was +2.40%, and the average quarterly price growth was +14.55%.

Reported Earning Dates

LPRO is expected to report earnings on Aug 12, 2025.

PRAA is expected to report earnings on Aug 11, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (-0.52% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
PRAA($1.02B) has a higher market cap than LPRO($744M). PRAA has higher P/E ratio than LPRO: PRAA (46.73) vs LPRO (33.11). PRAA YTD gains are higher at: -30.349 vs. LPRO (-65.494). LPRO has higher annual earnings (EBITDA): 40.7M vs. PRAA (10.5M). LPRO has more cash in the bank: 240M vs. PRAA (113M). LPRO has less debt than PRAA: LPRO (148M) vs PRAA (2.97B). PRAA has higher revenues than LPRO: PRAA (815M) vs LPRO (117M).
LPROPRAALPRO / PRAA
Capitalization744M1.02B73%
EBITDA40.7M10.5M388%
Gain YTD-65.494-30.349216%
P/E Ratio33.1146.7371%
Revenue117M815M14%
Total Cash240M113M212%
Total Debt148M2.97B5%
FUNDAMENTALS RATINGS
LPRO vs PRAA: Fundamental Ratings
LPRO
PRAA
OUTLOOK RATING
1..100
378
VALUATION
overvalued / fair valued / undervalued
1..100
94
Overvalued
83
Overvalued
PROFIT vs RISK RATING
1..100
100100
SMR RATING
1..100
9881
PRICE GROWTH RATING
1..100
6584
P/E GROWTH RATING
1..100
9100
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PRAA's Valuation (83) in the Miscellaneous Commercial Services industry is in the same range as LPRO (94) in the null industry. This means that PRAA’s stock grew similarly to LPRO’s over the last 12 months.

PRAA's Profit vs Risk Rating (100) in the Miscellaneous Commercial Services industry is in the same range as LPRO (100) in the null industry. This means that PRAA’s stock grew similarly to LPRO’s over the last 12 months.

PRAA's SMR Rating (81) in the Miscellaneous Commercial Services industry is in the same range as LPRO (98) in the null industry. This means that PRAA’s stock grew similarly to LPRO’s over the last 12 months.

LPRO's Price Growth Rating (65) in the null industry is in the same range as PRAA (84) in the Miscellaneous Commercial Services industry. This means that LPRO’s stock grew similarly to PRAA’s over the last 12 months.

LPRO's P/E Growth Rating (9) in the null industry is significantly better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that LPRO’s stock grew significantly faster than PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
LPROPRAA
RSI
ODDS (%)
Bearish Trend 2 days ago
82%
Bullish Trend 3 days ago
76%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
83%
Bearish Trend 2 days ago
67%
Momentum
ODDS (%)
Bullish Trend 2 days ago
79%
Bullish Trend 2 days ago
62%
MACD
ODDS (%)
Bullish Trend 2 days ago
78%
Bullish Trend 2 days ago
70%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
76%
Bearish Trend 2 days ago
72%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
74%
Bearish Trend 2 days ago
72%
Advances
ODDS (%)
N/A
Bullish Trend 4 days ago
65%
Declines
ODDS (%)
Bearish Trend 2 days ago
85%
Bearish Trend 2 days ago
73%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
82%
Bearish Trend 2 days ago
63%
Aroon
ODDS (%)
Bullish Trend 2 days ago
76%
Bearish Trend 3 days ago
64%
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LPRO
Daily Signalchanged days ago
Gain/Loss if bought
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PRAA
Daily Signalchanged days ago
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LPRO and

Correlation & Price change

A.I.dvisor indicates that over the last year, LPRO has been loosely correlated with LC. These tickers have moved in lockstep 44% of the time. This A.I.-generated data suggests there is some statistical probability that if LPRO jumps, then LC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LPRO
1D Price
Change %
LPRO100%
-4.63%
LC - LPRO
44%
Loosely correlated
-4.82%
ENVA - LPRO
34%
Loosely correlated
-1.65%
SNFCA - LPRO
31%
Poorly correlated
-2.29%
PRAA - LPRO
30%
Poorly correlated
-2.55%
WD - LPRO
29%
Poorly correlated
-3.58%
More

PRAA and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRAA has been loosely correlated with ECPG. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if PRAA jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRAA
1D Price
Change %
PRAA100%
-2.55%
ECPG - PRAA
57%
Loosely correlated
-1.88%
AGM - PRAA
54%
Loosely correlated
-3.79%
UWMC - PRAA
51%
Loosely correlated
-4.57%
WD - PRAA
51%
Loosely correlated
-3.58%
OMF - PRAA
50%
Loosely correlated
-2.43%
More