LOB
Price
$36.17
Change
-$0.23 (-0.63%)
Updated
Sep 26 closing price
Capitalization
1.65B
24 days until earnings call
LUMB
Price
$13.50
Change
-$1.00 (-6.90%)
Updated
Sep 25 closing price
Capitalization
44.86M
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LOB vs LUMB

Header iconLOB vs LUMB Comparison
Open Charts LOB vs LUMBBanner chart's image
Live Oak Bancshares
Price$36.17
Change-$0.23 (-0.63%)
Volume$170.71K
Capitalization1.65B
Lumbee Guaranty Bank
Price$13.50
Change-$1.00 (-6.90%)
Volume$13.71K
Capitalization44.86M
LOB vs LUMB Comparison Chart in %
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LOB
Daily Signalchanged days ago
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LUMB
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LOB vs. LUMB commentary
Sep 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LOB is a StrongBuy and LUMB is a Hold.

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COMPARISON
Comparison
Sep 28, 2025
Stock price -- (LOB: $36.17 vs. LUMB: $13.50)
Brand notoriety: LOB and LUMB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: LOB: 57% vs. LUMB: 1875%
Market capitalization -- LOB: $1.65B vs. LUMB: $44.86M
LOB [@Regional Banks] is valued at $1.65B. LUMB’s [@Regional Banks] market capitalization is $44.86M. The market cap for tickers in the [@Regional Banks] industry ranges from $163.52B to $0. The average market capitalization across the [@Regional Banks] industry is $7.83B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LOB’s FA Score shows that 2 FA rating(s) are green whileLUMB’s FA Score has 1 green FA rating(s).

  • LOB’s FA Score: 2 green, 3 red.
  • LUMB’s FA Score: 1 green, 4 red.
According to our system of comparison, LUMB is a better buy in the long-term than LOB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LOB’s TA Score shows that 4 TA indicator(s) are bullish while LUMB’s TA Score has 5 bullish TA indicator(s).

  • LOB’s TA Score: 4 bullish, 5 bearish.
  • LUMB’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, LUMB is a better buy in the short-term than LOB.

Price Growth

LOB (@Regional Banks) experienced а -2.56% price change this week, while LUMB (@Regional Banks) price change was -6.90% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.08%. For the same industry, the average monthly price growth was +1.32%, and the average quarterly price growth was +13.92%.

Reported Earning Dates

LOB is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Regional Banks (+0.08% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
LOB($1.65B) has a higher market cap than LUMB($44.9M). LOB has higher P/E ratio than LUMB: LOB (29.89) vs LUMB (9.18). LUMB YTD gains are higher at: 5.391 vs. LOB (-8.288). LOB has more cash in the bank: 663M vs. LUMB (8.96M). LUMB has less debt than LOB: LUMB (12.1K) vs LOB (108M).
LOBLUMBLOB / LUMB
Capitalization1.65B44.9M3,684%
EBITDAN/AN/A-
Gain YTD-8.2885.391-154%
P/E Ratio29.899.18325%
Revenue517MN/A-
Total Cash663M8.96M7,403%
Total Debt108M12.1K892,562%
FUNDAMENTALS RATINGS
LOB vs LUMB: Fundamental Ratings
LOB
LUMB
OUTLOOK RATING
1..100
7650
VALUATION
overvalued / fair valued / undervalued
1..100
86
Overvalued
62
Fair valued
PROFIT vs RISK RATING
1..100
8447
SMR RATING
1..100
1960
PRICE GROWTH RATING
1..100
5159
P/E GROWTH RATING
1..100
1328
SEASONALITY SCORE
1..100
n/a65

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

LUMB's Valuation (62) in the null industry is in the same range as LOB (86) in the Regional Banks industry. This means that LUMB’s stock grew similarly to LOB’s over the last 12 months.

LUMB's Profit vs Risk Rating (47) in the null industry is somewhat better than the same rating for LOB (84) in the Regional Banks industry. This means that LUMB’s stock grew somewhat faster than LOB’s over the last 12 months.

LOB's SMR Rating (19) in the Regional Banks industry is somewhat better than the same rating for LUMB (60) in the null industry. This means that LOB’s stock grew somewhat faster than LUMB’s over the last 12 months.

LOB's Price Growth Rating (51) in the Regional Banks industry is in the same range as LUMB (59) in the null industry. This means that LOB’s stock grew similarly to LUMB’s over the last 12 months.

LOB's P/E Growth Rating (13) in the Regional Banks industry is in the same range as LUMB (28) in the null industry. This means that LOB’s stock grew similarly to LUMB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
LOBLUMB
RSI
ODDS (%)
Bearish Trend 3 days ago
74%
Bullish Trend 3 days ago
50%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
61%
Bullish Trend 3 days ago
38%
Momentum
ODDS (%)
Bearish Trend 3 days ago
70%
Bearish Trend 3 days ago
22%
MACD
ODDS (%)
Bearish Trend 3 days ago
71%
Bearish Trend 3 days ago
36%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
77%
Bearish Trend 3 days ago
26%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
78%
Bearish Trend 3 days ago
20%
Advances
ODDS (%)
Bullish Trend 11 days ago
69%
N/A
Declines
ODDS (%)
Bearish Trend 5 days ago
76%
N/A
BollingerBands
ODDS (%)
Bearish Trend 5 days ago
81%
Bullish Trend 3 days ago
63%
Aroon
ODDS (%)
Bullish Trend 3 days ago
70%
Bullish Trend 3 days ago
40%
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LOB
Daily Signalchanged days ago
Gain/Loss if bought
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LUMB
Daily Signalchanged days ago
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LOB and

Correlation & Price change

A.I.dvisor indicates that over the last year, LOB has been closely correlated with CATY. These tickers have moved in lockstep 79% of the time. This A.I.-generated data suggests there is a high statistical probability that if LOB jumps, then CATY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LOB
1D Price
Change %
LOB100%
-0.63%
CATY - LOB
79%
Closely correlated
+0.45%
AUB - LOB
78%
Closely correlated
+0.95%
UCB - LOB
78%
Closely correlated
+0.60%
PFS - LOB
77%
Closely correlated
+0.36%
FFIN - LOB
77%
Closely correlated
+0.26%
More

LUMB and

Correlation & Price change

A.I.dvisor indicates that over the last year, LUMB has been loosely correlated with CRZY. These tickers have moved in lockstep 39% of the time. This A.I.-generated data suggests there is some statistical probability that if LUMB jumps, then CRZY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LUMB
1D Price
Change %
LUMB100%
N/A
CRZY - LUMB
39%
Loosely correlated
N/A
TYCB - LUMB
37%
Loosely correlated
N/A
MBLU - LUMB
32%
Poorly correlated
N/A
BKHPF - LUMB
20%
Poorly correlated
N/A
LOB - LUMB
20%
Poorly correlated
-0.63%
More