LC
Price
$20.39
Change
+$0.40 (+2.00%)
Updated
Jan 15, 11:45 AM (EDT)
Capitalization
2.3B
13 days until earnings call
Intraday BUY SELL Signals
LPRO
Price
$2.28
Change
+$0.08 (+3.64%)
Updated
Jan 15, 11:46 AM (EDT)
Capitalization
260.02M
35 days until earnings call
Intraday BUY SELL Signals
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LC vs LPRO

Header iconLC vs LPRO Comparison
Open Charts LC vs LPROBanner chart's image
LendingClub
Price$20.39
Change+$0.40 (+2.00%)
Volume$1.85K
Capitalization2.3B
Open Lending
Price$2.28
Change+$0.08 (+3.64%)
Volume$500
Capitalization260.02M
LC vs LPRO Comparison Chart in %
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VS
LC vs. LPRO commentary
Jan 15, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LC is a Hold and LPRO is a Hold.

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COMPARISON
Comparison
Jan 15, 2026
Stock price -- (LC: $19.99 vs. LPRO: $2.20)
Brand notoriety: LC and LPRO are both not notable
LC represents the Regional Banks, while LPRO is part of the Savings Banks industry
Current volume relative to the 65-day Moving Average: LC: 133% vs. LPRO: 112%
Market capitalization -- LC: $2.3B vs. LPRO: $260.02M
LC [@Regional Banks] is valued at $2.3B. LPRO’s [@Savings Banks] market capitalization is $260.02M. The market cap for tickers in the [@Regional Banks] industry ranges from $157.7B to $0. The market cap for tickers in the [@Savings Banks] industry ranges from $634.65B to $0. The average market capitalization across the [@Regional Banks] industry is $8.79B. The average market capitalization across the [@Savings Banks] industry is $21.95B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LC’s FA Score shows that 1 FA rating(s) are green whileLPRO’s FA Score has 1 green FA rating(s).

  • LC’s FA Score: 1 green, 4 red.
  • LPRO’s FA Score: 1 green, 4 red.
According to our system of comparison, LC is a better buy in the long-term than LPRO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LC’s TA Score shows that 3 TA indicator(s) are bullish while LPRO’s TA Score has 5 bullish TA indicator(s).

  • LC’s TA Score: 3 bullish, 5 bearish.
  • LPRO’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, LPRO is a better buy in the short-term than LC.

Price Growth

LC (@Regional Banks) experienced а +0.45% price change this week, while LPRO (@Savings Banks) price change was +27.91% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.84%. For the same industry, the average monthly price growth was +1.94%, and the average quarterly price growth was +14.72%.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.42%. For the same industry, the average monthly price growth was -0.93%, and the average quarterly price growth was +2.65%.

Reported Earning Dates

LC is expected to report earnings on Jan 28, 2026.

LPRO is expected to report earnings on Feb 19, 2026.

Industries' Descriptions

@Regional Banks (+0.84% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

@Savings Banks (+0.42% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
LC($2.31B) has a higher market cap than LPRO($260M). LPRO has higher P/E ratio than LC: LPRO (70.00) vs LC (22.46). LPRO YTD gains are higher at: 41.935 vs. LC (5.544). LPRO has more cash in the bank: 222M vs. LC (15.9M). LC has less debt than LPRO: LC (19.1M) vs LPRO (184M). LC has higher revenues than LPRO: LC (950M) vs LPRO (16.9M).
LCLPROLC / LPRO
Capitalization2.31B260M887%
EBITDAN/A-71.95M-
Gain YTD5.54441.93513%
P/E Ratio22.4670.0032%
Revenue950M16.9M5,621%
Total Cash15.9M222M7%
Total Debt19.1M184M10%
FUNDAMENTALS RATINGS
LC vs LPRO: Fundamental Ratings
LC
LPRO
OUTLOOK RATING
1..100
6921
VALUATION
overvalued / fair valued / undervalued
1..100
100
Overvalued
97
Overvalued
PROFIT vs RISK RATING
1..100
80100
SMR RATING
1..100
1599
PRICE GROWTH RATING
1..100
4151
P/E GROWTH RATING
1..100
879
SEASONALITY SCORE
1..100
n/a18

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

LPRO's Valuation (97) in the null industry is in the same range as LC (100) in the Finance Or Rental Or Leasing industry. This means that LPRO’s stock grew similarly to LC’s over the last 12 months.

LC's Profit vs Risk Rating (80) in the Finance Or Rental Or Leasing industry is in the same range as LPRO (100) in the null industry. This means that LC’s stock grew similarly to LPRO’s over the last 12 months.

LC's SMR Rating (15) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for LPRO (99) in the null industry. This means that LC’s stock grew significantly faster than LPRO’s over the last 12 months.

LC's Price Growth Rating (41) in the Finance Or Rental Or Leasing industry is in the same range as LPRO (51) in the null industry. This means that LC’s stock grew similarly to LPRO’s over the last 12 months.

LPRO's P/E Growth Rating (9) in the null industry is significantly better than the same rating for LC (87) in the Finance Or Rental Or Leasing industry. This means that LPRO’s stock grew significantly faster than LC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
LCLPRO
RSI
ODDS (%)
Bearish Trend 2 days ago
76%
Bearish Trend 2 days ago
88%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
76%
Bearish Trend 2 days ago
77%
Momentum
ODDS (%)
Bullish Trend 2 days ago
77%
Bullish Trend 2 days ago
77%
MACD
ODDS (%)
Bearish Trend 2 days ago
77%
Bullish Trend 2 days ago
76%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
82%
Bullish Trend 2 days ago
73%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
79%
Bullish Trend 2 days ago
70%
Advances
ODDS (%)
Bullish Trend 3 days ago
80%
Bullish Trend 2 days ago
74%
Declines
ODDS (%)
Bearish Trend 9 days ago
81%
Bearish Trend 17 days ago
87%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
81%
Bearish Trend 2 days ago
90%
Aroon
ODDS (%)
Bullish Trend 2 days ago
82%
Bearish Trend 2 days ago
87%
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LC
Daily Signal:
Gain/Loss:
LPRO
Daily Signal:
Gain/Loss:
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LC and

Correlation & Price change

A.I.dvisor indicates that over the last year, LC has been loosely correlated with ASB. These tickers have moved in lockstep 65% of the time. This A.I.-generated data suggests there is some statistical probability that if LC jumps, then ASB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LC
1D Price
Change %
LC100%
-0.84%
ASB - LC
65%
Loosely correlated
+1.11%
UMBF - LC
63%
Loosely correlated
+1.63%
AX - LC
63%
Loosely correlated
+0.33%
CFG - LC
63%
Loosely correlated
+0.25%
HBAN - LC
63%
Loosely correlated
+1.03%
More

LPRO and

Correlation & Price change

A.I.dvisor indicates that over the last year, LPRO has been loosely correlated with LC. These tickers have moved in lockstep 48% of the time. This A.I.-generated data suggests there is some statistical probability that if LPRO jumps, then LC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LPRO
1D Price
Change %
LPRO100%
+1.38%
LC - LPRO
48%
Loosely correlated
-0.84%
UPBD - LPRO
42%
Loosely correlated
-0.91%
ASHTY - LPRO
40%
Loosely correlated
N/A
BBDC - LPRO
36%
Loosely correlated
+1.88%
ENVA - LPRO
36%
Loosely correlated
+1.42%
More