JFIN
Price
$12.48
Change
+$0.10 (+0.81%)
Updated
Aug 11, 04:58 PM (EDT)
Capitalization
661.78M
14 days until earnings call
SJ
Price
$0.83
Change
+$0.02 (+2.47%)
Updated
Aug 11 closing price
Capitalization
34.78M
8 days until earnings call
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JFIN vs SJ

Header iconJFIN vs SJ Comparison
Open Charts JFIN vs SJBanner chart's image
Jiayin Group
Price$12.48
Change+$0.10 (+0.81%)
Volume$225
Capitalization661.78M
Scienjoy Holding
Price$0.83
Change+$0.02 (+2.47%)
Volume$12K
Capitalization34.78M
JFIN vs SJ Comparison Chart in %
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JFIN
Daily Signalchanged days ago
Gain/Loss if bought
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SJ
Daily Signalchanged days ago
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JFIN vs. SJ commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JFIN is a StrongBuy and SJ is a Hold.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (JFIN: $12.38 vs. SJ: $0.83)
Brand notoriety: JFIN and SJ are both not notable
Both companies represent the Internet Software/Services industry
Current volume relative to the 65-day Moving Average: JFIN: 42% vs. SJ: 362%
Market capitalization -- JFIN: $661.78M vs. SJ: $34.78M
JFIN [@Internet Software/Services] is valued at $661.78M. SJ’s [@Internet Software/Services] market capitalization is $34.78M. The market cap for tickers in the [@Internet Software/Services] industry ranges from $2.43T to $0. The average market capitalization across the [@Internet Software/Services] industry is $74.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

JFIN’s FA Score shows that 3 FA rating(s) are green whileSJ’s FA Score has 1 green FA rating(s).

  • JFIN’s FA Score: 3 green, 2 red.
  • SJ’s FA Score: 1 green, 4 red.
According to our system of comparison, JFIN is a better buy in the long-term than SJ.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

JFIN’s TA Score shows that 4 TA indicator(s) are bullish while SJ’s TA Score has 3 bullish TA indicator(s).

  • JFIN’s TA Score: 4 bullish, 5 bearish.
  • SJ’s TA Score: 3 bullish, 6 bearish.
According to our system of comparison, JFIN is a better buy in the short-term than SJ.

Price Growth

JFIN (@Internet Software/Services) experienced а -5.13% price change this week, while SJ (@Internet Software/Services) price change was +4.32% for the same time period.

The average weekly price growth across all stocks in the @Internet Software/Services industry was -0.96%. For the same industry, the average monthly price growth was +0.65%, and the average quarterly price growth was +6.72%.

Reported Earning Dates

JFIN is expected to report earnings on Aug 26, 2025.

SJ is expected to report earnings on Aug 20, 2025.

Industries' Descriptions

@Internet Software/Services (-0.96% weekly)

Companies in this industry typically license software on a subscription basis and it is centrally hosted. Such products usually go by the names web-based software, on-demand software and hosted software. Cloud computing has emerged as a major force in this space, making it possible to save files to a remote database (without requiring them to be saved on local storage device); as long as a device has access to the web, it can access the data and the software programs to run it. This has in many cases facilitated cost efficiency, speed and security of data for businesses and consumers. Alphabet Inc., Facebook, Inc. and Yahoo! Inc. are some well-known names in the internet software/services industry.

SUMMARIES
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FUNDAMENTALS
Fundamentals
JFIN($662M) has a higher market cap than SJ($34.8M). SJ has higher P/E ratio than JFIN: SJ (10.43) vs JFIN (3.59). JFIN YTD gains are higher at: 103.484 vs. SJ (-20.385).
JFINSJJFIN / SJ
Capitalization662M34.8M1,902%
EBITDAN/A44.1M-
Gain YTD103.484-20.385-508%
P/E Ratio3.5910.4334%
RevenueN/A1.35B-
Total CashN/A300M-
Total DebtN/A18.4M-
FUNDAMENTALS RATINGS
JFIN vs SJ: Fundamental Ratings
JFIN
SJ
OUTLOOK RATING
1..100
5488
VALUATION
overvalued / fair valued / undervalued
1..100
22
Undervalued
41
Fair valued
PROFIT vs RISK RATING
1..100
45100
SMR RATING
1..100
2189
PRICE GROWTH RATING
1..100
4281
P/E GROWTH RATING
1..100
711
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

JFIN's Valuation (22) in the null industry is in the same range as SJ (41). This means that JFIN’s stock grew similarly to SJ’s over the last 12 months.

JFIN's Profit vs Risk Rating (45) in the null industry is somewhat better than the same rating for SJ (100). This means that JFIN’s stock grew somewhat faster than SJ’s over the last 12 months.

JFIN's SMR Rating (21) in the null industry is significantly better than the same rating for SJ (89). This means that JFIN’s stock grew significantly faster than SJ’s over the last 12 months.

JFIN's Price Growth Rating (42) in the null industry is somewhat better than the same rating for SJ (81). This means that JFIN’s stock grew somewhat faster than SJ’s over the last 12 months.

JFIN's P/E Growth Rating (7) in the null industry is in the same range as SJ (11). This means that JFIN’s stock grew similarly to SJ’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
JFINSJ
RSI
ODDS (%)
Bullish Trend 4 days ago
90%
N/A
Stochastic
ODDS (%)
Bullish Trend 4 days ago
87%
Bullish Trend 4 days ago
87%
Momentum
ODDS (%)
Bearish Trend 4 days ago
75%
Bearish Trend 4 days ago
90%
MACD
ODDS (%)
Bearish Trend 4 days ago
67%
Bearish Trend 4 days ago
87%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
75%
Bullish Trend 4 days ago
82%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
69%
Bearish Trend 4 days ago
83%
Advances
ODDS (%)
Bullish Trend 28 days ago
83%
Bullish Trend 19 days ago
84%
Declines
ODDS (%)
Bearish Trend 4 days ago
76%
Bearish Trend 11 days ago
82%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
89%
Bullish Trend 4 days ago
90%
Aroon
ODDS (%)
N/A
Bearish Trend 4 days ago
86%
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JFIN
Daily Signalchanged days ago
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SJ
Daily Signalchanged days ago
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JFIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, JFIN has been loosely correlated with WB. These tickers have moved in lockstep 35% of the time. This A.I.-generated data suggests there is some statistical probability that if JFIN jumps, then WB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To JFIN
1D Price
Change %
JFIN100%
-2.67%
WB - JFIN
35%
Loosely correlated
+1.75%
BIDU - JFIN
34%
Loosely correlated
-0.13%
ZH - JFIN
32%
Poorly correlated
+0.93%
BZ - JFIN
30%
Poorly correlated
+2.68%
MOMO - JFIN
30%
Poorly correlated
-1.11%
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SJ and

Correlation & Price change

A.I.dvisor tells us that SJ and ZIP have been poorly correlated (+21% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that SJ and ZIP's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SJ
1D Price
Change %
SJ100%
N/A
ZIP - SJ
21%
Poorly correlated
-12.78%
GOOG - SJ
14%
Poorly correlated
-0.23%
GOOGL - SJ
12%
Poorly correlated
-0.21%
JOYY - SJ
12%
Poorly correlated
-0.41%
JFIN - SJ
11%
Poorly correlated
+0.16%
More