JCAP
Price
$21.07
Change
+$0.37 (+1.79%)
Updated
Dec 3 closing price
Capitalization
1.23B
83 days until earnings call
Intraday BUY SELL Signals
PYPL
Price
$61.24
Change
-$1.66 (-2.64%)
Updated
Dec 3 closing price
Capitalization
57.3B
69 days until earnings call
Intraday BUY SELL Signals
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JCAP vs PYPL

Header iconJCAP vs PYPL Comparison
Open Charts JCAP vs PYPLBanner chart's image
Jefferson Capital
Price$21.07
Change+$0.37 (+1.79%)
Volume$169.68K
Capitalization1.23B
PayPal Holdings
Price$61.24
Change-$1.66 (-2.64%)
Volume$24.4M
Capitalization57.3B
JCAP vs PYPL Comparison Chart in %
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JCAP vs. PYPL commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JCAP is a Hold and PYPL is a Hold.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (JCAP: $20.70 vs. PYPL: $62.87)
Brand notoriety: JCAP: Not notable vs. PYPL: Notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: JCAP: 59% vs. PYPL: 27%
Market capitalization -- JCAP: $1.23B vs. PYPL: $57.3B
JCAP [@Savings Banks] is valued at $1.23B. PYPL’s [@Savings Banks] market capitalization is $57.3B. The market cap for tickers in the [@Savings Banks] industry ranges from $636.11B to $0. The average market capitalization across the [@Savings Banks] industry is $21.35B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

JCAP’s FA Score shows that 2 FA rating(s) are green whilePYPL’s FA Score has 0 green FA rating(s).

  • JCAP’s FA Score: 2 green, 3 red.
  • PYPL’s FA Score: 0 green, 5 red.
According to our system of comparison, JCAP is a better buy in the long-term than PYPL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

JCAP’s TA Score shows that 1 TA indicator(s) are bullish while PYPL’s TA Score has 4 bullish TA indicator(s).

  • JCAP’s TA Score: 1 bullish, 5 bearish.
  • PYPL’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, PYPL is a better buy in the short-term than JCAP.

Price Growth

JCAP (@Savings Banks) experienced а -1.94% price change this week, while PYPL (@Savings Banks) price change was +2.70% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.08%. For the same industry, the average monthly price growth was -3.18%, and the average quarterly price growth was +4.97%.

Reported Earning Dates

JCAP is expected to report earnings on Feb 25, 2026.

PYPL is expected to report earnings on Feb 11, 2026.

Industries' Descriptions

@Savings Banks (+0.08% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PYPL($57.3B) has a higher market cap than JCAP($1.23B). PYPL has higher P/E ratio than JCAP: PYPL (12.30) vs JCAP (8.85). PYPL has higher annual earnings (EBITDA): 7.26B vs. JCAP (213M). PYPL has more cash in the bank: 10B vs. JCAP (51.7M). JCAP has less debt than PYPL: JCAP (1.19B) vs PYPL (11.3B). PYPL has higher revenues than JCAP: PYPL (32.3B) vs JCAP (537M).
JCAPPYPLJCAP / PYPL
Capitalization1.23B57.3B2%
EBITDA213M7.26B3%
Gain YTDN/A-26.339-
P/E Ratio8.8512.3072%
Revenue537M32.3B2%
Total Cash51.7M10B1%
Total Debt1.19B11.3B10%
FUNDAMENTALS RATINGS
JCAP vs PYPL: Fundamental Ratings
JCAP
PYPL
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
51
Fair valued
77
Overvalued
PROFIT vs RISK RATING
1..100
48100
SMR RATING
1..100
2541
PRICE GROWTH RATING
1..100
4864
P/E GROWTH RATING
1..100
2387
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

JCAP's Valuation (51) in the Real Estate Development industry is in the same range as PYPL (77) in the Data Processing Services industry. This means that JCAP’s stock grew similarly to PYPL’s over the last 12 months.

JCAP's Profit vs Risk Rating (48) in the Real Estate Development industry is somewhat better than the same rating for PYPL (100) in the Data Processing Services industry. This means that JCAP’s stock grew somewhat faster than PYPL’s over the last 12 months.

JCAP's SMR Rating (25) in the Real Estate Development industry is in the same range as PYPL (41) in the Data Processing Services industry. This means that JCAP’s stock grew similarly to PYPL’s over the last 12 months.

JCAP's Price Growth Rating (48) in the Real Estate Development industry is in the same range as PYPL (64) in the Data Processing Services industry. This means that JCAP’s stock grew similarly to PYPL’s over the last 12 months.

JCAP's P/E Growth Rating (23) in the Real Estate Development industry is somewhat better than the same rating for PYPL (87) in the Data Processing Services industry. This means that JCAP’s stock grew somewhat faster than PYPL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
JCAPPYPL
RSI
ODDS (%)
Bearish Trend 7 days ago
90%
Bullish Trend 7 days ago
67%
Stochastic
ODDS (%)
Bearish Trend 7 days ago
50%
Bullish Trend 7 days ago
71%
Momentum
ODDS (%)
N/A
Bearish Trend 7 days ago
72%
MACD
ODDS (%)
Bearish Trend 7 days ago
90%
Bearish Trend 7 days ago
70%
TrendWeek
ODDS (%)
Bullish Trend 7 days ago
87%
Bullish Trend 7 days ago
69%
TrendMonth
ODDS (%)
Bullish Trend 7 days ago
62%
Bearish Trend 7 days ago
71%
Advances
ODDS (%)
Bullish Trend 11 days ago
86%
Bullish Trend 7 days ago
67%
Declines
ODDS (%)
Bearish Trend 9 days ago
53%
Bearish Trend 15 days ago
73%
BollingerBands
ODDS (%)
Bearish Trend 7 days ago
75%
Bullish Trend 7 days ago
77%
Aroon
ODDS (%)
N/A
Bearish Trend 7 days ago
71%
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JCAP
Daily Signal:
Gain/Loss:
PYPL
Daily Signal:
Gain/Loss:
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JCAP and

Correlation & Price change

A.I.dvisor tells us that JCAP and FINV have been poorly correlated (+20% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that JCAP and FINV's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To JCAP
1D Price
Change %
JCAP100%
-0.29%
FINV - JCAP
20%
Poorly correlated
-4.67%
PYPL - JCAP
15%
Poorly correlated
+0.46%
ALLY - JCAP
13%
Poorly correlated
-0.62%
ENVA - JCAP
12%
Poorly correlated
+0.48%
WRLD - JCAP
12%
Poorly correlated
+0.85%
More

PYPL and

Correlation & Price change

A.I.dvisor indicates that over the last year, PYPL has been loosely correlated with SYF. These tickers have moved in lockstep 65% of the time. This A.I.-generated data suggests there is some statistical probability that if PYPL jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PYPL
1D Price
Change %
PYPL100%
+0.46%
SYF - PYPL
65%
Loosely correlated
+1.11%
AXP - PYPL
61%
Loosely correlated
+0.10%
BFH - PYPL
61%
Loosely correlated
+1.96%
OMF - PYPL
59%
Loosely correlated
+1.12%
MA - PYPL
58%
Loosely correlated
+0.37%
More