JCAP
Price
$21.30
Change
+$0.11 (+0.52%)
Updated
Feb 4, 04:59 PM (EDT)
Capitalization
1.3B
21 days until earnings call
Intraday BUY SELL Signals
PYPL
Price
$41.02
Change
-$0.67 (-1.61%)
Updated
Feb 4, 04:59 PM (EDT)
Capitalization
38.36B
90 days until earnings call
Intraday BUY SELL Signals
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JCAP vs PYPL

Header iconJCAP vs PYPL Comparison
Open Charts JCAP vs PYPLBanner chart's image
Jefferson Capital
Price$21.30
Change+$0.11 (+0.52%)
Volume$2.07K
Capitalization1.3B
PayPal Holdings
Price$41.02
Change-$0.67 (-1.61%)
Volume$509.36K
Capitalization38.36B
JCAP vs PYPL Comparison Chart in %
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JCAP vs. PYPL commentary
Feb 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JCAP is a StrongBuy and PYPL is a Buy.

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COMPARISON
Comparison
Feb 05, 2026
Stock price -- (JCAP: $21.19 vs. PYPL: $41.70)
Brand notoriety: JCAP: Not notable vs. PYPL: Notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: JCAP: 114% vs. PYPL: 766%
Market capitalization -- JCAP: $1.3B vs. PYPL: $38.36B
JCAP [@Savings Banks] is valued at $1.3B. PYPL’s [@Savings Banks] market capitalization is $38.36B. The market cap for tickers in the [@Savings Banks] industry ranges from $632.61B to $0. The average market capitalization across the [@Savings Banks] industry is $20.89B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

JCAP’s FA Score shows that 2 FA rating(s) are green whilePYPL’s FA Score has 0 green FA rating(s).

  • JCAP’s FA Score: 2 green, 3 red.
  • PYPL’s FA Score: 0 green, 5 red.
According to our system of comparison, JCAP is a better buy in the long-term than PYPL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

JCAP’s TA Score shows that 4 TA indicator(s) are bullish while PYPL’s TA Score has 4 bullish TA indicator(s).

  • JCAP’s TA Score: 4 bullish, 4 bearish.
  • PYPL’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, JCAP is a better buy in the short-term than PYPL.

Price Growth

JCAP (@Savings Banks) experienced а -5.86% price change this week, while PYPL (@Savings Banks) price change was -24.88% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -1.57%. For the same industry, the average monthly price growth was -5.45%, and the average quarterly price growth was +1.31%.

Reported Earning Dates

JCAP is expected to report earnings on Feb 25, 2026.

PYPL is expected to report earnings on May 05, 2026.

Industries' Descriptions

@Savings Banks (-1.57% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PYPL($38.4B) has a higher market cap than JCAP($1.3B). JCAP has higher P/E ratio than PYPL: JCAP (8.86) vs PYPL (7.71). JCAP YTD gains are higher at: -5.148 vs. PYPL (-28.571). PYPL has higher annual earnings (EBITDA): 7.48B vs. JCAP (219M). PYPL has more cash in the bank: 10.8B vs. JCAP (42.3M). JCAP has less debt than PYPL: JCAP (1.19B) vs PYPL (11.3B). PYPL has higher revenues than JCAP: PYPL (32.9B) vs JCAP (577M).
JCAPPYPLJCAP / PYPL
Capitalization1.3B38.4B3%
EBITDA219M7.48B3%
Gain YTD-5.148-28.57118%
P/E Ratio8.867.71115%
Revenue577M32.9B2%
Total Cash42.3M10.8B0%
Total Debt1.19B11.3B11%
FUNDAMENTALS RATINGS
JCAP vs PYPL: Fundamental Ratings
JCAP
PYPL
OUTLOOK RATING
1..100
2350
VALUATION
overvalued / fair valued / undervalued
1..100
44
Fair valued
40
Fair valued
PROFIT vs RISK RATING
1..100
47100
SMR RATING
1..100
2938
PRICE GROWTH RATING
1..100
5165
P/E GROWTH RATING
1..100
3398
SEASONALITY SCORE
1..100
6090

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PYPL's Valuation (40) in the Data Processing Services industry is in the same range as JCAP (44) in the Real Estate Development industry. This means that PYPL’s stock grew similarly to JCAP’s over the last 12 months.

JCAP's Profit vs Risk Rating (47) in the Real Estate Development industry is somewhat better than the same rating for PYPL (100) in the Data Processing Services industry. This means that JCAP’s stock grew somewhat faster than PYPL’s over the last 12 months.

JCAP's SMR Rating (29) in the Real Estate Development industry is in the same range as PYPL (38) in the Data Processing Services industry. This means that JCAP’s stock grew similarly to PYPL’s over the last 12 months.

JCAP's Price Growth Rating (51) in the Real Estate Development industry is in the same range as PYPL (65) in the Data Processing Services industry. This means that JCAP’s stock grew similarly to PYPL’s over the last 12 months.

JCAP's P/E Growth Rating (33) in the Real Estate Development industry is somewhat better than the same rating for PYPL (98) in the Data Processing Services industry. This means that JCAP’s stock grew somewhat faster than PYPL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
JCAPPYPL
RSI
ODDS (%)
Bearish Trend 3 days ago
67%
Bullish Trend 2 days ago
69%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
90%
Bullish Trend 2 days ago
66%
Momentum
ODDS (%)
Bearish Trend 2 days ago
50%
Bearish Trend 2 days ago
73%
MACD
ODDS (%)
Bearish Trend 2 days ago
90%
Bearish Trend 2 days ago
81%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
72%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
31%
Bearish Trend 2 days ago
72%
Advances
ODDS (%)
Bullish Trend 3 days ago
85%
Bullish Trend 14 days ago
64%
Declines
ODDS (%)
Bearish Trend 7 days ago
50%
Bearish Trend 2 days ago
74%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
90%
Bullish Trend 2 days ago
64%
Aroon
ODDS (%)
Bullish Trend 2 days ago
90%
Bearish Trend 2 days ago
72%
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JCAP
Daily Signal:
Gain/Loss:
PYPL
Daily Signal:
Gain/Loss:
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JCAP and

Correlation & Price change

A.I.dvisor tells us that JCAP and FINV have been poorly correlated (+24% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that JCAP and FINV's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To JCAP
1D Price
Change %
JCAP100%
-2.22%
FINV - JCAP
24%
Poorly correlated
-2.52%
PRAA - JCAP
20%
Poorly correlated
-6.84%
ENVA - JCAP
17%
Poorly correlated
-7.72%
PYPL - JCAP
14%
Poorly correlated
-20.31%
ALLY - JCAP
14%
Poorly correlated
-0.24%
More

PYPL and

Correlation & Price change

A.I.dvisor indicates that over the last year, PYPL has been loosely correlated with SYF. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if PYPL jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PYPL
1D Price
Change %
PYPL100%
-20.31%
SYF - PYPL
62%
Loosely correlated
+0.52%
OMF - PYPL
58%
Loosely correlated
-1.94%
AL - PYPL
57%
Loosely correlated
+0.09%
BFH - PYPL
57%
Loosely correlated
+3.22%
COF - PYPL
55%
Loosely correlated
-0.15%
More