ISTR
Price
$25.33
Change
+$0.49 (+1.97%)
Updated
Dec 3 closing price
Capitalization
248.5M
49 days until earnings call
Intraday BUY SELL Signals
UVSP
Price
$33.20
Change
+$0.68 (+2.09%)
Updated
Dec 3, 04:59 PM (EDT)
Capitalization
924.04M
55 days until earnings call
Intraday BUY SELL Signals
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ISTR vs UVSP

Header iconISTR vs UVSP Comparison
Open Charts ISTR vs UVSPBanner chart's image
Investar Holding
Price$25.33
Change+$0.49 (+1.97%)
Volume$41.36K
Capitalization248.5M
Univest Financial
Price$33.20
Change+$0.68 (+2.09%)
Volume$1.95K
Capitalization924.04M
ISTR vs UVSP Comparison Chart in %
ISTR
Daily Signal:
Gain/Loss:
UVSP
Daily Signal:
Gain/Loss:
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ISTR vs. UVSP commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ISTR is a StrongBuy and UVSP is a Hold.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (ISTR: $24.86 vs. UVSP: $32.54)
Brand notoriety: ISTR and UVSP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: ISTR: 45% vs. UVSP: 22%
Market capitalization -- ISTR: $248.5M vs. UVSP: $946.53M
ISTR [@Regional Banks] is valued at $248.5M. UVSP’s [@Regional Banks] market capitalization is $946.53M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ISTR’s FA Score shows that 0 FA rating(s) are green whileUVSP’s FA Score has 3 green FA rating(s).

  • ISTR’s FA Score: 0 green, 5 red.
  • UVSP’s FA Score: 3 green, 2 red.
According to our system of comparison, both ISTR and UVSP are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ISTR’s TA Score shows that 3 TA indicator(s) are bullish while UVSP’s TA Score has 5 bullish TA indicator(s).

  • ISTR’s TA Score: 3 bullish, 3 bearish.
  • UVSP’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, ISTR is a better buy in the short-term than UVSP.

Price Growth

ISTR (@Regional Banks) experienced а +0.12% price change this week, while UVSP (@Regional Banks) price change was +0.62% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

ISTR is expected to report earnings on Jan 22, 2026.

UVSP is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UVSP($924M) has a higher market cap than ISTR($248M). ISTR (11.36) and UVSP (10.89) have similar P/E ratio . ISTR YTD gains are higher at: 15.059 vs. UVSP (13.560). UVSP has more cash in the bank: 70.8M vs. ISTR (28.3M). ISTR has less debt than UVSP: ISTR (95.5M) vs UVSP (359M). UVSP has higher revenues than ISTR: UVSP (320M) vs ISTR (85.6M).
ISTRUVSPISTR / UVSP
Capitalization248M924M27%
EBITDAN/AN/A-
Gain YTD15.05913.560111%
P/E Ratio11.3610.89104%
Revenue85.6M320M27%
Total Cash28.3M70.8M40%
Total Debt95.5M359M27%
FUNDAMENTALS RATINGS
ISTR vs UVSP: Fundamental Ratings
ISTR
UVSP
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
46
Fair valued
31
Undervalued
PROFIT vs RISK RATING
1..100
4833
SMR RATING
1..100
4926
PRICE GROWTH RATING
1..100
4750
P/E GROWTH RATING
1..100
6464
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UVSP's Valuation (31) in the Regional Banks industry is in the same range as ISTR (46). This means that UVSP’s stock grew similarly to ISTR’s over the last 12 months.

UVSP's Profit vs Risk Rating (33) in the Regional Banks industry is in the same range as ISTR (48). This means that UVSP’s stock grew similarly to ISTR’s over the last 12 months.

UVSP's SMR Rating (26) in the Regional Banks industry is in the same range as ISTR (49). This means that UVSP’s stock grew similarly to ISTR’s over the last 12 months.

ISTR's Price Growth Rating (47) in the Regional Banks industry is in the same range as UVSP (50). This means that ISTR’s stock grew similarly to UVSP’s over the last 12 months.

ISTR's P/E Growth Rating (64) in the Regional Banks industry is in the same range as UVSP (64). This means that ISTR’s stock grew similarly to UVSP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ISTRUVSP
RSI
ODDS (%)
N/A
Bearish Trend 7 days ago
74%
Stochastic
ODDS (%)
Bearish Trend 7 days ago
51%
Bearish Trend 7 days ago
63%
Momentum
ODDS (%)
Bullish Trend 7 days ago
62%
Bullish Trend 7 days ago
66%
MACD
ODDS (%)
Bullish Trend 7 days ago
65%
N/A
TrendWeek
ODDS (%)
Bullish Trend 7 days ago
64%
Bullish Trend 7 days ago
59%
TrendMonth
ODDS (%)
Bullish Trend 7 days ago
62%
Bullish Trend 7 days ago
51%
Advances
ODDS (%)
Bullish Trend 14 days ago
61%
Bullish Trend 14 days ago
56%
Declines
ODDS (%)
Bearish Trend 7 days ago
58%
Bearish Trend 7 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 7 days ago
53%
Bearish Trend 7 days ago
60%
Aroon
ODDS (%)
N/A
Bullish Trend 7 days ago
43%
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ISTR
Daily Signal:
Gain/Loss:
UVSP
Daily Signal:
Gain/Loss:
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ISTR and

Correlation & Price change

A.I.dvisor indicates that over the last year, ISTR has been closely correlated with BY. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if ISTR jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ISTR
1D Price
Change %
ISTR100%
+0.24%
BY - ISTR
74%
Closely correlated
+0.07%
UVSP - ISTR
74%
Closely correlated
+0.25%
OSBC - ISTR
74%
Closely correlated
-0.47%
HBCP - ISTR
73%
Closely correlated
-0.61%
HOPE - ISTR
73%
Closely correlated
-0.42%
More

UVSP and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVSP has been closely correlated with IBCP. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if UVSP jumps, then IBCP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVSP
1D Price
Change %
UVSP100%
+0.25%
IBCP - UVSP
87%
Closely correlated
-0.90%
PEBO - UVSP
87%
Closely correlated
-0.20%
EFSC - UVSP
86%
Closely correlated
-0.67%
CTBI - UVSP
86%
Closely correlated
-0.31%
BY - UVSP
86%
Closely correlated
+0.07%
More