ISTR
Price
$23.88
Change
+$0.04 (+0.17%)
Updated
Nov 13 closing price
Capitalization
234.27M
69 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$18.34
Change
-$0.04 (-0.22%)
Updated
Nov 13 closing price
Capitalization
965.43M
75 days until earnings call
Intraday BUY SELL Signals
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ISTR vs OSBC

Header iconISTR vs OSBC Comparison
Open Charts ISTR vs OSBCBanner chart's image
Investar Holding
Price$23.88
Change+$0.04 (+0.17%)
Volume$26.52K
Capitalization234.27M
Old Second Ban
Price$18.34
Change-$0.04 (-0.22%)
Volume$265.41K
Capitalization965.43M
ISTR vs OSBC Comparison Chart in %
ISTR
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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ISTR vs. OSBC commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ISTR is a Hold and OSBC is a StrongBuy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (ISTR: $23.88 vs. OSBC: $18.34)
Brand notoriety: ISTR and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: ISTR: 68% vs. OSBC: 71%
Market capitalization -- ISTR: $234.27M vs. OSBC: $965.43M
ISTR [@Regional Banks] is valued at $234.27M. OSBC’s [@Regional Banks] market capitalization is $965.43M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.19B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ISTR’s FA Score shows that 0 FA rating(s) are green whileOSBC’s FA Score has 3 green FA rating(s).

  • ISTR’s FA Score: 0 green, 5 red.
  • OSBC’s FA Score: 3 green, 2 red.
According to our system of comparison, OSBC is a better buy in the long-term than ISTR.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ISTR’s TA Score shows that 4 TA indicator(s) are bullish while OSBC’s TA Score has 5 bullish TA indicator(s).

  • ISTR’s TA Score: 4 bullish, 6 bearish.
  • OSBC’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than ISTR.

Price Growth

ISTR (@Regional Banks) experienced а +1.32% price change this week, while OSBC (@Regional Banks) price change was +0.77% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.09%. For the same industry, the average monthly price growth was +1.61%, and the average quarterly price growth was +11.37%.

Reported Earning Dates

ISTR is expected to report earnings on Jan 22, 2026.

OSBC is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+1.09% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OSBC($965M) has a higher market cap than ISTR($234M). OSBC has higher P/E ratio than ISTR: OSBC (12.39) vs ISTR (10.71). ISTR YTD gains are higher at: 10.338 vs. OSBC (4.862). OSBC has more cash in the bank: 63.5M vs. ISTR (28.3M). OSBC has less debt than ISTR: OSBC (85.3M) vs ISTR (95.5M). OSBC has higher revenues than ISTR: OSBC (287M) vs ISTR (85.6M).
ISTROSBCISTR / OSBC
Capitalization234M965M24%
EBITDAN/AN/A-
Gain YTD10.3384.862213%
P/E Ratio10.7112.3986%
Revenue85.6M287M30%
Total Cash28.3M63.5M45%
Total Debt95.5M85.3M112%
FUNDAMENTALS RATINGS
ISTR vs OSBC: Fundamental Ratings
ISTR
OSBC
OUTLOOK RATING
1..100
6113
VALUATION
overvalued / fair valued / undervalued
1..100
44
Fair valued
59
Fair valued
PROFIT vs RISK RATING
1..100
5029
SMR RATING
1..100
4923
PRICE GROWTH RATING
1..100
4750
P/E GROWTH RATING
1..100
8122
SEASONALITY SCORE
1..100
65n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ISTR's Valuation (44) in the Regional Banks industry is in the same range as OSBC (59). This means that ISTR’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (29) in the Regional Banks industry is in the same range as ISTR (50). This means that OSBC’s stock grew similarly to ISTR’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as ISTR (49). This means that OSBC’s stock grew similarly to ISTR’s over the last 12 months.

ISTR's Price Growth Rating (47) in the Regional Banks industry is in the same range as OSBC (50). This means that ISTR’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's P/E Growth Rating (22) in the Regional Banks industry is somewhat better than the same rating for ISTR (81). This means that OSBC’s stock grew somewhat faster than ISTR’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ISTROSBC
RSI
ODDS (%)
Bearish Trend 2 days ago
59%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
65%
Bearish Trend 2 days ago
60%
Momentum
ODDS (%)
Bearish Trend 2 days ago
55%
Bullish Trend 2 days ago
71%
MACD
ODDS (%)
Bearish Trend 2 days ago
48%
Bullish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
58%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
61%
Advances
ODDS (%)
Bullish Trend 3 days ago
61%
Bullish Trend 3 days ago
66%
Declines
ODDS (%)
Bearish Trend 10 days ago
58%
Bearish Trend 22 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
67%
Aroon
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
54%
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ISTR
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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ISTR and

Correlation & Price change

A.I.dvisor indicates that over the last year, ISTR has been closely correlated with BY. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if ISTR jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ISTR
1D Price
Change %
ISTR100%
-0.42%
BY - ISTR
78%
Closely correlated
+0.11%
HOPE - ISTR
77%
Closely correlated
-0.19%
OSBC - ISTR
77%
Closely correlated
-0.27%
GABC - ISTR
76%
Closely correlated
-0.18%
TRMK - ISTR
76%
Closely correlated
-1.30%
More

OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with BY. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-0.27%
BY - OSBC
88%
Closely correlated
+0.11%
TRMK - OSBC
87%
Closely correlated
-1.30%
HWC - OSBC
87%
Closely correlated
+0.53%
BUSE - OSBC
87%
Closely correlated
+0.52%
THFF - OSBC
87%
Closely correlated
+1.25%
More