ISTR
Price
$27.30
Change
+$0.05 (+0.18%)
Updated
Dec 24 closing price
Capitalization
267.82M
27 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$20.13
Change
-$0.05 (-0.25%)
Updated
Dec 24 closing price
Capitalization
1.06B
33 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

ISTR vs OSBC

Header iconISTR vs OSBC Comparison
Open Charts ISTR vs OSBCBanner chart's image
Investar Holding
Price$27.30
Change+$0.05 (+0.18%)
Volume$18.99K
Capitalization267.82M
Old Second Ban
Price$20.13
Change-$0.05 (-0.25%)
Volume$80.26K
Capitalization1.06B
ISTR vs OSBC Comparison Chart in %
ISTR
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
ISTR vs. OSBC commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ISTR is a Buy and OSBC is a StrongBuy.

Interact to see
Advertisement
COMPARISON
Comparison
Dec 26, 2025
Stock price -- (ISTR: $27.30 vs. OSBC: $20.13)
Brand notoriety: ISTR and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: ISTR: 48% vs. OSBC: 24%
Market capitalization -- ISTR: $267.82M vs. OSBC: $1.06B
ISTR [@Regional Banks] is valued at $267.82M. OSBC’s [@Regional Banks] market capitalization is $1.06B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.65B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ISTR’s FA Score shows that 0 FA rating(s) are green whileOSBC’s FA Score has 3 green FA rating(s).

  • ISTR’s FA Score: 0 green, 5 red.
  • OSBC’s FA Score: 3 green, 2 red.
According to our system of comparison, both ISTR and OSBC are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ISTR’s TA Score shows that 3 TA indicator(s) are bullish while OSBC’s TA Score has 2 bullish TA indicator(s).

  • ISTR’s TA Score: 3 bullish, 5 bearish.
  • OSBC’s TA Score: 2 bullish, 6 bearish.
According to our system of comparison, ISTR is a better buy in the short-term than OSBC.

Price Growth

ISTR (@Regional Banks) experienced а -0.76% price change this week, while OSBC (@Regional Banks) price change was -2.52% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

ISTR is expected to report earnings on Jan 22, 2026.

OSBC is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
OSBC($1.06B) has a higher market cap than ISTR($268M). OSBC has higher P/E ratio than ISTR: OSBC (13.60) vs ISTR (12.24). ISTR YTD gains are higher at: 26.352 vs. OSBC (14.846). OSBC has more cash in the bank: 63.5M vs. ISTR (28.3M). ISTR has less debt than OSBC: ISTR (85.5M) vs OSBC (265M). OSBC has higher revenues than ISTR: OSBC (311M) vs ISTR (89.4M).
ISTROSBCISTR / OSBC
Capitalization268M1.06B25%
EBITDAN/AN/A-
Gain YTD26.35214.846178%
P/E Ratio12.2413.6090%
Revenue89.4M311M29%
Total Cash28.3M63.5M45%
Total Debt85.5M265M32%
FUNDAMENTALS RATINGS
ISTR vs OSBC: Fundamental Ratings
ISTR
OSBC
OUTLOOK RATING
1..100
3789
VALUATION
overvalued / fair valued / undervalued
1..100
50
Fair valued
61
Fair valued
PROFIT vs RISK RATING
1..100
4827
SMR RATING
1..100
5023
PRICE GROWTH RATING
1..100
4145
P/E GROWTH RATING
1..100
5116
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ISTR's Valuation (50) in the Regional Banks industry is in the same range as OSBC (61). This means that ISTR’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (27) in the Regional Banks industry is in the same range as ISTR (48). This means that OSBC’s stock grew similarly to ISTR’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as ISTR (50). This means that OSBC’s stock grew similarly to ISTR’s over the last 12 months.

ISTR's Price Growth Rating (41) in the Regional Banks industry is in the same range as OSBC (45). This means that ISTR’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's P/E Growth Rating (16) in the Regional Banks industry is somewhat better than the same rating for ISTR (51). This means that OSBC’s stock grew somewhat faster than ISTR’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ISTROSBC
RSI
ODDS (%)
Bearish Trend 3 days ago
61%
Bearish Trend 3 days ago
72%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
47%
Bearish Trend 3 days ago
61%
Momentum
ODDS (%)
Bullish Trend 3 days ago
62%
Bearish Trend 3 days ago
64%
MACD
ODDS (%)
Bearish Trend 3 days ago
58%
Bearish Trend 3 days ago
60%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 3 days ago
57%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
62%
Bullish Trend 3 days ago
60%
Advances
ODDS (%)
Bullish Trend 12 days ago
61%
Bullish Trend 16 days ago
66%
Declines
ODDS (%)
Bearish Trend 4 days ago
58%
Bearish Trend 3 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
52%
Bearish Trend 3 days ago
59%
Aroon
ODDS (%)
Bullish Trend 3 days ago
62%
Bullish Trend 3 days ago
50%
View a ticker or compare two or three
Interact to see
Advertisement
ISTR
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
TDCB9.400.21
+2.29%
Third Century Bancorp
SEIBF33.00N/A
N/A
Seibu Holdings Inc.
MGAAF15.51N/A
N/A
Morinaga & Co., Ltd.
ADPXF7.10N/A
N/A
Audio Pixels Holdings Ltd
UCBJY139.14-2.55
-1.80%
UCB S.A.

ISTR and

Correlation & Price change

A.I.dvisor indicates that over the last year, ISTR has been closely correlated with BY. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if ISTR jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ISTR
1D Price
Change %
ISTR100%
+0.18%
BY - ISTR
74%
Closely correlated
+0.20%
UVSP - ISTR
74%
Closely correlated
+0.09%
OSBC - ISTR
73%
Closely correlated
-0.25%
HBCP - ISTR
72%
Closely correlated
-0.07%
FISI - ISTR
72%
Closely correlated
+0.16%
More

OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with BY. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-0.25%
BY - OSBC
87%
Closely correlated
+0.20%
ONB - OSBC
87%
Closely correlated
+0.09%
CATY - OSBC
86%
Closely correlated
+0.36%
WSFS - OSBC
86%
Closely correlated
+0.11%
TRMK - OSBC
86%
Closely correlated
-0.15%
More