ISTR
Price
$25.33
Change
+$0.49 (+1.97%)
Updated
Dec 3 closing price
Capitalization
248.5M
49 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$19.49
Change
+$0.56 (+2.96%)
Updated
Dec 3 closing price
Capitalization
1.03B
55 days until earnings call
Intraday BUY SELL Signals
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ISTR vs OSBC

Header iconISTR vs OSBC Comparison
Open Charts ISTR vs OSBCBanner chart's image
Investar Holding
Price$25.33
Change+$0.49 (+1.97%)
Volume$41.36K
Capitalization248.5M
Old Second Ban
Price$19.49
Change+$0.56 (+2.96%)
Volume$441.81K
Capitalization1.03B
ISTR vs OSBC Comparison Chart in %
ISTR
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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ISTR vs. OSBC commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ISTR is a StrongBuy and OSBC is a StrongBuy.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (ISTR: $24.86 vs. OSBC: $18.93)
Brand notoriety: ISTR and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: ISTR: 45% vs. OSBC: 25%
Market capitalization -- ISTR: $248.5M vs. OSBC: $1.03B
ISTR [@Regional Banks] is valued at $248.5M. OSBC’s [@Regional Banks] market capitalization is $1.03B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ISTR’s FA Score shows that 0 FA rating(s) are green whileOSBC’s FA Score has 3 green FA rating(s).

  • ISTR’s FA Score: 0 green, 5 red.
  • OSBC’s FA Score: 3 green, 2 red.
According to our system of comparison, ISTR is a better buy in the long-term than OSBC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ISTR’s TA Score shows that 3 TA indicator(s) are bullish while OSBC’s TA Score has 6 bullish TA indicator(s).

  • ISTR’s TA Score: 3 bullish, 3 bearish.
  • OSBC’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than ISTR.

Price Growth

ISTR (@Regional Banks) experienced а +0.12% price change this week, while OSBC (@Regional Banks) price change was -0.37% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

ISTR is expected to report earnings on Jan 22, 2026.

OSBC is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OSBC($1.03B) has a higher market cap than ISTR($248M). OSBC has higher P/E ratio than ISTR: OSBC (13.17) vs ISTR (11.36). ISTR YTD gains are higher at: 15.059 vs. OSBC (8.000). OSBC has more cash in the bank: 63.5M vs. ISTR (28.3M). OSBC has less debt than ISTR: OSBC (85.3M) vs ISTR (95.5M). OSBC has higher revenues than ISTR: OSBC (287M) vs ISTR (85.6M).
ISTROSBCISTR / OSBC
Capitalization248M1.03B24%
EBITDAN/AN/A-
Gain YTD15.0598.000188%
P/E Ratio11.3613.1786%
Revenue85.6M287M30%
Total Cash28.3M63.5M45%
Total Debt95.5M85.3M112%
FUNDAMENTALS RATINGS
ISTR vs OSBC: Fundamental Ratings
ISTR
OSBC
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
46
Fair valued
60
Fair valued
PROFIT vs RISK RATING
1..100
4828
SMR RATING
1..100
4923
PRICE GROWTH RATING
1..100
4751
P/E GROWTH RATING
1..100
6420
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ISTR's Valuation (46) in the Regional Banks industry is in the same range as OSBC (60). This means that ISTR’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (28) in the Regional Banks industry is in the same range as ISTR (48). This means that OSBC’s stock grew similarly to ISTR’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as ISTR (49). This means that OSBC’s stock grew similarly to ISTR’s over the last 12 months.

ISTR's Price Growth Rating (47) in the Regional Banks industry is in the same range as OSBC (51). This means that ISTR’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's P/E Growth Rating (20) in the Regional Banks industry is somewhat better than the same rating for ISTR (64). This means that OSBC’s stock grew somewhat faster than ISTR’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ISTROSBC
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bearish Trend 7 days ago
51%
Bearish Trend 7 days ago
67%
Momentum
ODDS (%)
Bullish Trend 7 days ago
62%
Bullish Trend 7 days ago
72%
MACD
ODDS (%)
Bullish Trend 7 days ago
65%
Bullish Trend 7 days ago
74%
TrendWeek
ODDS (%)
Bullish Trend 7 days ago
64%
Bullish Trend 7 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 7 days ago
62%
Bullish Trend 7 days ago
60%
Advances
ODDS (%)
Bullish Trend 14 days ago
61%
Bullish Trend 9 days ago
66%
Declines
ODDS (%)
Bearish Trend 7 days ago
58%
Bearish Trend 22 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 7 days ago
53%
Bearish Trend 7 days ago
56%
Aroon
ODDS (%)
N/A
Bullish Trend 7 days ago
48%
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ISTR
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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ISTR and

Correlation & Price change

A.I.dvisor indicates that over the last year, ISTR has been closely correlated with BY. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if ISTR jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ISTR
1D Price
Change %
ISTR100%
+0.24%
BY - ISTR
74%
Closely correlated
+0.07%
UVSP - ISTR
74%
Closely correlated
+0.25%
OSBC - ISTR
74%
Closely correlated
-0.47%
HBCP - ISTR
73%
Closely correlated
-0.61%
HOPE - ISTR
73%
Closely correlated
-0.42%
More

OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with WSFS. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then WSFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-0.47%
WSFS - OSBC
87%
Closely correlated
-1.37%
CATY - OSBC
87%
Closely correlated
-0.80%
BY - OSBC
87%
Closely correlated
+0.07%
TRMK - OSBC
86%
Closely correlated
-0.67%
ONB - OSBC
86%
Closely correlated
-1.46%
More