IROQ
Price
$26.43
Change
-$0.52 (-1.93%)
Updated
Dec 24, 02:00 PM (EDT)
Capitalization
87.34M
Intraday BUY SELL Signals
UBCP
Price
$14.79
Change
+$0.65 (+4.60%)
Updated
Dec 24 closing price
Capitalization
85.4M
27 days until earnings call
Intraday BUY SELL Signals
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IROQ vs UBCP

Header iconIROQ vs UBCP Comparison
Open Charts IROQ vs UBCPBanner chart's image
IF Ban
Price$26.43
Change-$0.52 (-1.93%)
VolumeN/A
Capitalization87.34M
United Ban
Price$14.79
Change+$0.65 (+4.60%)
Volume$11.16K
Capitalization85.4M
IROQ vs UBCP Comparison Chart in %
IROQ
Daily Signal:
Gain/Loss:
UBCP
Daily Signal:
Gain/Loss:
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IROQ vs. UBCP commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IROQ is a Buy and UBCP is a Buy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (IROQ: $26.95 vs. UBCP: $14.79)
Brand notoriety: IROQ and UBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IROQ: 49% vs. UBCP: 202%
Market capitalization -- IROQ: $87.34M vs. UBCP: $85.4M
IROQ [@Regional Banks] is valued at $87.34M. UBCP’s [@Regional Banks] market capitalization is $85.4M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.65B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IROQ’s FA Score shows that 0 FA rating(s) are green whileUBCP’s FA Score has 2 green FA rating(s).

  • IROQ’s FA Score: 0 green, 5 red.
  • UBCP’s FA Score: 2 green, 3 red.
According to our system of comparison, UBCP is a better buy in the long-term than IROQ.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IROQ’s TA Score shows that 3 TA indicator(s) are bullish while UBCP’s TA Score has 5 bullish TA indicator(s).

  • IROQ’s TA Score: 3 bullish, 4 bearish.
  • UBCP’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, UBCP is a better buy in the short-term than IROQ.

Price Growth

IROQ (@Regional Banks) experienced а +0.75% price change this week, while UBCP (@Regional Banks) price change was +8.59% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

UBCP is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IROQ($87.3M) and UBCP($85.4M) have the same market capitalization . IROQ has higher P/E ratio than UBCP: IROQ (16.84) vs UBCP (11.29). UBCP YTD gains are higher at: 19.925 vs. IROQ (17.540). UBCP (7.87M) and IROQ (7.82M) have equal amount of cash in the bank . IROQ has less debt than UBCP: IROQ (69.1M) vs UBCP (102M). UBCP has higher revenues than IROQ: UBCP (31.1M) vs IROQ (26.8M).
IROQUBCPIROQ / UBCP
Capitalization87.3M85.4M102%
EBITDAN/AN/A-
Gain YTD17.54019.92588%
P/E Ratio16.8411.29149%
Revenue26.8M31.1M86%
Total Cash7.82M7.87M99%
Total Debt69.1M102M68%
FUNDAMENTALS RATINGS
IROQ vs UBCP: Fundamental Ratings
IROQ
UBCP
OUTLOOK RATING
1..100
5091
VALUATION
overvalued / fair valued / undervalued
1..100
72
Overvalued
31
Undervalued
PROFIT vs RISK RATING
1..100
5658
SMR RATING
1..100
7657
PRICE GROWTH RATING
1..100
5046
P/E GROWTH RATING
1..100
9525
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBCP's Valuation (31) in the Regional Banks industry is somewhat better than the same rating for IROQ (72) in the Savings Banks industry. This means that UBCP’s stock grew somewhat faster than IROQ’s over the last 12 months.

IROQ's Profit vs Risk Rating (56) in the Savings Banks industry is in the same range as UBCP (58) in the Regional Banks industry. This means that IROQ’s stock grew similarly to UBCP’s over the last 12 months.

UBCP's SMR Rating (57) in the Regional Banks industry is in the same range as IROQ (76) in the Savings Banks industry. This means that UBCP’s stock grew similarly to IROQ’s over the last 12 months.

UBCP's Price Growth Rating (46) in the Regional Banks industry is in the same range as IROQ (50) in the Savings Banks industry. This means that UBCP’s stock grew similarly to IROQ’s over the last 12 months.

UBCP's P/E Growth Rating (25) in the Regional Banks industry is significantly better than the same rating for IROQ (95) in the Savings Banks industry. This means that UBCP’s stock grew significantly faster than IROQ’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IROQUBCP
RSI
ODDS (%)
Bearish Trend 3 days ago
56%
Bearish Trend 3 days ago
76%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
51%
Bearish Trend 3 days ago
58%
Momentum
ODDS (%)
N/A
Bullish Trend 3 days ago
63%
MACD
ODDS (%)
Bullish Trend 3 days ago
46%
N/A
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
46%
Bullish Trend 3 days ago
67%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
48%
Bullish Trend 3 days ago
67%
Advances
ODDS (%)
Bullish Trend 22 days ago
45%
Bullish Trend 5 days ago
68%
Declines
ODDS (%)
Bearish Trend 10 days ago
45%
Bearish Trend 10 days ago
51%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
57%
Bearish Trend 3 days ago
70%
Aroon
ODDS (%)
Bullish Trend 3 days ago
59%
Bullish Trend 3 days ago
62%
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IROQ
Daily Signal:
Gain/Loss:
UBCP
Daily Signal:
Gain/Loss:
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IROQ and

Correlation & Price change

A.I.dvisor tells us that IROQ and UBCP have been poorly correlated (+30% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that IROQ and UBCP's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IROQ
1D Price
Change %
IROQ100%
N/A
UBCP - IROQ
30%
Poorly correlated
+4.60%
FUSB - IROQ
29%
Poorly correlated
+0.59%
GVFF - IROQ
26%
Poorly correlated
N/A
FRBA - IROQ
25%
Poorly correlated
-0.18%
MSVB - IROQ
25%
Poorly correlated
N/A
More

UBCP and

Correlation & Price change

A.I.dvisor tells us that UBCP and IROQ have been poorly correlated (+30% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that UBCP and IROQ's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBCP
1D Price
Change %
UBCP100%
+4.60%
IROQ - UBCP
30%
Poorly correlated
N/A
TFC - UBCP
27%
Poorly correlated
+0.50%
BKSC - UBCP
26%
Poorly correlated
N/A
CMA - UBCP
26%
Poorly correlated
+0.07%
MGYR - UBCP
26%
Poorly correlated
N/A
More