INBK
Price
$23.29
Change
-$0.77 (-3.20%)
Updated
Jun 13 closing price
Capitalization
300.7M
38 days until earnings call
OPOF
Price
$39.23
Change
-$0.18 (-0.46%)
Updated
Jun 13 closing price
Capitalization
89.71M
Interact to see
Advertisement

INBK vs OPOF

Header iconINBK vs OPOF Comparison
Open Charts INBK vs OPOFBanner chart's image
First Internet Ban
Price$23.29
Change-$0.77 (-3.20%)
Volume$28.68K
Capitalization300.7M
Old Point Financial
Price$39.23
Change-$0.18 (-0.46%)
Volume$9.36K
Capitalization89.71M
INBK vs OPOF Comparison Chart
Loading...
INBK
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
OPOF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
INBK vs. OPOF commentary
Jun 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is INBK is a Hold and OPOF is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Jun 16, 2025
Stock price -- (INBK: $23.29 vs. OPOF: $39.23)
Brand notoriety: INBK and OPOF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: INBK: 43% vs. OPOF: 78%
Market capitalization -- INBK: $300.7M vs. OPOF: $89.71M
INBK [@Regional Banks] is valued at $300.7M. OPOF’s [@Regional Banks] market capitalization is $89.71M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

INBK’s FA Score shows that 1 FA rating(s) are green whileOPOF’s FA Score has 2 green FA rating(s).

  • INBK’s FA Score: 1 green, 4 red.
  • OPOF’s FA Score: 2 green, 3 red.
According to our system of comparison, OPOF is a better buy in the long-term than INBK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

INBK’s TA Score shows that 3 TA indicator(s) are bullish while OPOF’s TA Score has 3 bullish TA indicator(s).

  • INBK’s TA Score: 3 bullish, 5 bearish.
  • OPOF’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, OPOF is a better buy in the short-term than INBK.

Price Growth

INBK (@Regional Banks) experienced а -1.27% price change this week, while OPOF (@Regional Banks) price change was +0.69% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.53%. For the same industry, the average monthly price growth was -0.00%, and the average quarterly price growth was +3.95%.

Reported Earning Dates

INBK is expected to report earnings on Jul 23, 2025.

Industries' Descriptions

@Regional Banks (-0.53% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
INBK($301M) has a higher market cap than OPOF($89.7M). INBK has higher P/E ratio than OPOF: INBK (35.54) vs OPOF (11.56). OPOF YTD gains are higher at: 51.774 vs. INBK (-35.138). OPOF has more cash in the bank: 14.5M vs. INBK (3.6M). OPOF has less debt than INBK: OPOF (99.1M) vs INBK (720M). INBK has higher revenues than OPOF: INBK (95.3M) vs OPOF (60.9M).
INBKOPOFINBK / OPOF
Capitalization301M89.7M336%
EBITDAN/AN/A-
Gain YTD-35.13851.774-68%
P/E Ratio35.5411.56307%
Revenue95.3M60.9M156%
Total Cash3.6M14.5M25%
Total Debt720M99.1M727%
FUNDAMENTALS RATINGS
INBK vs OPOF: Fundamental Ratings
INBK
OPOF
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
12
Undervalued
100
Overvalued
PROFIT vs RISK RATING
1..100
7618
SMR RATING
1..100
4149
PRICE GROWTH RATING
1..100
8437
P/E GROWTH RATING
1..100
8612
SEASONALITY SCORE
1..100
5019

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

INBK's Valuation (12) in the Regional Banks industry is significantly better than the same rating for OPOF (100). This means that INBK’s stock grew significantly faster than OPOF’s over the last 12 months.

OPOF's Profit vs Risk Rating (18) in the Regional Banks industry is somewhat better than the same rating for INBK (76). This means that OPOF’s stock grew somewhat faster than INBK’s over the last 12 months.

INBK's SMR Rating (41) in the Regional Banks industry is in the same range as OPOF (49). This means that INBK’s stock grew similarly to OPOF’s over the last 12 months.

OPOF's Price Growth Rating (37) in the Regional Banks industry is somewhat better than the same rating for INBK (84). This means that OPOF’s stock grew somewhat faster than INBK’s over the last 12 months.

OPOF's P/E Growth Rating (12) in the Regional Banks industry is significantly better than the same rating for INBK (86). This means that OPOF’s stock grew significantly faster than INBK’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
INBKOPOF
RSI
ODDS (%)
N/A
Bearish Trend 3 days ago
56%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
80%
Bullish Trend 3 days ago
64%
Momentum
ODDS (%)
Bearish Trend 3 days ago
74%
Bearish Trend 3 days ago
44%
MACD
ODDS (%)
Bearish Trend 3 days ago
78%
N/A
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
73%
Bullish Trend 3 days ago
74%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
75%
Bearish Trend 3 days ago
50%
Advances
ODDS (%)
Bullish Trend 5 days ago
71%
Bullish Trend 5 days ago
74%
Declines
ODDS (%)
Bearish Trend 3 days ago
70%
Bearish Trend 3 days ago
50%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
70%
Bearish Trend 3 days ago
53%
Aroon
ODDS (%)
N/A
Bullish Trend 3 days ago
75%
View a ticker or compare two or three
Interact to see
Advertisement
INBK
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
OPOF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
EQNUX21.84-0.28
-1.27%
MFS Equity Income R4
JNGIX72.58-0.98
-1.33%
Janus Henderson Growth And Income D
FMPOX28.06-0.38
-1.34%
Fidelity Advisor Mid Cap Value I
HOOYX28.53-0.48
-1.65%
Hartford Schroders US Small Cap Opps Y
ADVGX12.18-0.31
-2.48%
North Square Select Small Cap I

INBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, INBK has been closely correlated with TRMK. These tickers have moved in lockstep 73% of the time. This A.I.-generated data suggests there is a high statistical probability that if INBK jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To INBK
1D Price
Change %
INBK100%
-3.20%
TRMK - INBK
73%
Closely correlated
-1.85%
MCBS - INBK
73%
Closely correlated
-3.04%
UBSI - INBK
72%
Closely correlated
-2.03%
VBTX - INBK
72%
Closely correlated
-2.24%
FRME - INBK
72%
Closely correlated
-2.84%
More

OPOF and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPOF has been loosely correlated with FISI. These tickers have moved in lockstep 34% of the time. This A.I.-generated data suggests there is some statistical probability that if OPOF jumps, then FISI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPOF
1D Price
Change %
OPOF100%
-0.46%
FISI - OPOF
34%
Loosely correlated
-3.07%
BMRC - OPOF
32%
Poorly correlated
-2.80%
OVLY - OPOF
30%
Poorly correlated
-2.35%
PCB - OPOF
29%
Poorly correlated
-0.55%
INBK - OPOF
28%
Poorly correlated
-3.20%
More