INBK
Price
$20.84
Change
-$0.03 (-0.14%)
Updated
Oct 17 closing price
Capitalization
181.58M
3 days until earnings call
MCBS
Price
$26.33
Change
+$0.56 (+2.17%)
Updated
Oct 17 closing price
Capitalization
672.41M
99 days until earnings call
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INBK vs MCBS

Header iconINBK vs MCBS Comparison
Open Charts INBK vs MCBSBanner chart's image
First Internet Ban
Price$20.84
Change-$0.03 (-0.14%)
Volume$81.53K
Capitalization181.58M
MetroCity Bankshares
Price$26.33
Change+$0.56 (+2.17%)
Volume$54.58K
Capitalization672.41M
INBK vs MCBS Comparison Chart in %
INBK
Daily Signalchanged days ago
Gain/Loss if bought
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MCBS
Daily Signalchanged days ago
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INBK vs. MCBS commentary
Oct 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is INBK is a Hold and MCBS is a Hold.

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COMPARISON
Comparison
Oct 19, 2025
Stock price -- (INBK: $20.84 vs. MCBS: $26.33)
Brand notoriety: INBK and MCBS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: INBK: 210% vs. MCBS: 162%
Market capitalization -- INBK: $181.58M vs. MCBS: $672.41M
INBK [@Regional Banks] is valued at $181.58M. MCBS’s [@Regional Banks] market capitalization is $672.41M. The market cap for tickers in the [@Regional Banks] industry ranges from $175.05B to $0. The average market capitalization across the [@Regional Banks] industry is $7.76B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

INBK’s FA Score shows that 0 FA rating(s) are green whileMCBS’s FA Score has 1 green FA rating(s).

  • INBK’s FA Score: 0 green, 5 red.
  • MCBS’s FA Score: 1 green, 4 red.
According to our system of comparison, MCBS is a better buy in the long-term than INBK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

INBK’s TA Score shows that 4 TA indicator(s) are bullish while MCBS’s TA Score has 4 bullish TA indicator(s).

  • INBK’s TA Score: 4 bullish, 6 bearish.
  • MCBS’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, MCBS is a better buy in the short-term than INBK.

Price Growth

INBK (@Regional Banks) experienced а -1.14% price change this week, while MCBS (@Regional Banks) price change was +0.30% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.16%. For the same industry, the average monthly price growth was -1.57%, and the average quarterly price growth was +15.72%.

Reported Earning Dates

INBK is expected to report earnings on Oct 22, 2025.

MCBS is expected to report earnings on Jan 26, 2026.

Industries' Descriptions

@Regional Banks (-0.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MCBS($672M) has a higher market cap than INBK($182M). INBK has higher P/E ratio than MCBS: INBK (11.84) vs MCBS (10.17). MCBS YTD gains are higher at: -15.573 vs. INBK (-41.683). MCBS has more cash in the bank: 279M vs. INBK (9.26M). INBK has less debt than MCBS: INBK (370M) vs MCBS (433M). MCBS has higher revenues than INBK: MCBS (145M) vs INBK (137M).
INBKMCBSINBK / MCBS
Capitalization182M672M27%
EBITDAN/AN/A-
Gain YTD-41.683-15.573268%
P/E Ratio11.8410.17116%
Revenue137M145M94%
Total Cash9.26M279M3%
Total Debt370M433M85%
FUNDAMENTALS RATINGS
INBK vs MCBS: Fundamental Ratings
INBK
MCBS
OUTLOOK RATING
1..100
5170
VALUATION
overvalued / fair valued / undervalued
1..100
44
Fair valued
58
Fair valued
PROFIT vs RISK RATING
1..100
8537
SMR RATING
1..100
5533
PRICE GROWTH RATING
1..100
8878
P/E GROWTH RATING
1..100
6573
SEASONALITY SCORE
1..100
8585

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

INBK's Valuation (44) in the Regional Banks industry is in the same range as MCBS (58) in the null industry. This means that INBK’s stock grew similarly to MCBS’s over the last 12 months.

MCBS's Profit vs Risk Rating (37) in the null industry is somewhat better than the same rating for INBK (85) in the Regional Banks industry. This means that MCBS’s stock grew somewhat faster than INBK’s over the last 12 months.

MCBS's SMR Rating (33) in the null industry is in the same range as INBK (55) in the Regional Banks industry. This means that MCBS’s stock grew similarly to INBK’s over the last 12 months.

MCBS's Price Growth Rating (78) in the null industry is in the same range as INBK (88) in the Regional Banks industry. This means that MCBS’s stock grew similarly to INBK’s over the last 12 months.

INBK's P/E Growth Rating (65) in the Regional Banks industry is in the same range as MCBS (73) in the null industry. This means that INBK’s stock grew similarly to MCBS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
INBKMCBS
RSI
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
50%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
78%
Momentum
ODDS (%)
Bearish Trend 2 days ago
74%
N/A
MACD
ODDS (%)
Bearish Trend 2 days ago
63%
N/A
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
73%
Bullish Trend 2 days ago
65%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
60%
Advances
ODDS (%)
Bullish Trend 5 days ago
68%
Bullish Trend 5 days ago
67%
Declines
ODDS (%)
Bearish Trend 2 days ago
70%
Bearish Trend 3 days ago
59%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
75%
Bullish Trend 2 days ago
64%
Aroon
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 2 days ago
66%
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INBK
Daily Signalchanged days ago
Gain/Loss if bought
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MCBS
Daily Signalchanged days ago
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INBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, INBK has been closely correlated with IBCP. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if INBK jumps, then IBCP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To INBK
1D Price
Change %
INBK100%
-0.14%
IBCP - INBK
74%
Closely correlated
+1.23%
MCBS - INBK
73%
Closely correlated
+2.17%
TRMK - INBK
73%
Closely correlated
+2.26%
FHB - INBK
72%
Closely correlated
+2.02%
UBSI - INBK
72%
Closely correlated
+2.68%
More

MCBS and

Correlation & Price change

A.I.dvisor indicates that over the last year, MCBS has been closely correlated with IBCP. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if MCBS jumps, then IBCP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MCBS
1D Price
Change %
MCBS100%
+2.17%
IBCP - MCBS
88%
Closely correlated
+1.23%
BANF - MCBS
88%
Closely correlated
-1.53%
TCBK - MCBS
88%
Closely correlated
+1.06%
MBWM - MCBS
87%
Closely correlated
+1.07%
IBOC - MCBS
87%
Closely correlated
+1.22%
More