IFS
Price
$49.55
Change
-$1.06 (-2.09%)
Updated
Feb 4, 02:50 PM (EDT)
Capitalization
5.63B
7 days until earnings call
Intraday BUY SELL Signals
UBFO
Price
$11.34
Change
+$0.15 (+1.34%)
Updated
Feb 4, 03:09 PM (EDT)
Capitalization
196.46M
Intraday BUY SELL Signals
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IFS vs UBFO

Header iconIFS vs UBFO Comparison
Open Charts IFS vs UBFOBanner chart's image
Intercorp Financial Services
Price$49.55
Change-$1.06 (-2.09%)
Volume$100
Capitalization5.63B
United Security Bancshares
Price$11.34
Change+$0.15 (+1.34%)
Volume$102
Capitalization196.46M
IFS vs UBFO Comparison Chart in %
IFS
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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VS
IFS vs. UBFO commentary
Feb 04, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IFS is a Buy and UBFO is a StrongBuy.

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COMPARISON
Comparison
Feb 04, 2026
Stock price -- (IFS: $50.61 vs. UBFO: $11.19)
Brand notoriety: IFS and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IFS: 94% vs. UBFO: 97%
Market capitalization -- IFS: $5.63B vs. UBFO: $196.46M
IFS [@Regional Banks] is valued at $5.63B. UBFO’s [@Regional Banks] market capitalization is $196.46M. The market cap for tickers in the [@Regional Banks] industry ranges from $161.17B to $0. The average market capitalization across the [@Regional Banks] industry is $9.28B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IFS’s FA Score shows that 2 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • IFS’s FA Score: 2 green, 3 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, IFS is a better buy in the long-term than UBFO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IFS’s TA Score shows that 3 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • IFS’s TA Score: 3 bullish, 4 bearish.
  • UBFO’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than IFS.

Price Growth

IFS (@Regional Banks) experienced а +2.76% price change this week, while UBFO (@Regional Banks) price change was +6.67% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +3.21%. For the same industry, the average monthly price growth was +5.99%, and the average quarterly price growth was +19.36%.

Reported Earning Dates

IFS is expected to report earnings on Feb 11, 2026.

Industries' Descriptions

@Regional Banks (+3.21% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IFS($5.63B) has a higher market cap than UBFO($196M). UBFO has higher P/E ratio than IFS: UBFO (15.96) vs IFS (10.07). IFS YTD gains are higher at: 19.476 vs. UBFO (11.122). UBFO has less debt than IFS: UBFO (11.8M) vs IFS (12B). IFS has higher revenues than UBFO: IFS (6.94B) vs UBFO (52.6M).
IFSUBFOIFS / UBFO
Capitalization5.63B196M2,874%
EBITDAN/AN/A-
Gain YTD19.47611.122175%
P/E Ratio10.0715.9663%
Revenue6.94B52.6M13,184%
Total CashN/A44M-
Total Debt12B11.8M101,695%
FUNDAMENTALS RATINGS
IFS vs UBFO: Fundamental Ratings
IFS
UBFO
OUTLOOK RATING
1..100
7716
VALUATION
overvalued / fair valued / undervalued
1..100
35
Fair valued
75
Overvalued
PROFIT vs RISK RATING
1..100
2717
SMR RATING
1..100
757
PRICE GROWTH RATING
1..100
3942
P/E GROWTH RATING
1..100
6917
SEASONALITY SCORE
1..100
5065

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IFS's Valuation (35) in the null industry is somewhat better than the same rating for UBFO (75) in the Regional Banks industry. This means that IFS’s stock grew somewhat faster than UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (17) in the Regional Banks industry is in the same range as IFS (27) in the null industry. This means that UBFO’s stock grew similarly to IFS’s over the last 12 months.

IFS's SMR Rating (7) in the null industry is somewhat better than the same rating for UBFO (57) in the Regional Banks industry. This means that IFS’s stock grew somewhat faster than UBFO’s over the last 12 months.

IFS's Price Growth Rating (39) in the null industry is in the same range as UBFO (42) in the Regional Banks industry. This means that IFS’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (17) in the Regional Banks industry is somewhat better than the same rating for IFS (69) in the null industry. This means that UBFO’s stock grew somewhat faster than IFS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IFSUBFO
RSI
ODDS (%)
Bearish Trend 2 days ago
53%
Bearish Trend 2 days ago
56%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
46%
Momentum
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
57%
MACD
ODDS (%)
N/A
Bullish Trend 2 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 9 days ago
71%
Bullish Trend 2 days ago
61%
Declines
ODDS (%)
Bearish Trend 13 days ago
63%
Bearish Trend 8 days ago
43%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
55%
Bearish Trend 2 days ago
51%
Aroon
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
63%
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IFS
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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IFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, IFS has been loosely correlated with BAP. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if IFS jumps, then BAP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IFS
1D Price
Change %
IFS100%
-0.02%
BAP - IFS
59%
Loosely correlated
+2.00%
BSAC - IFS
52%
Loosely correlated
+2.57%
BCH - IFS
43%
Loosely correlated
+3.51%
FBP - IFS
41%
Loosely correlated
+1.51%
UBFO - IFS
40%
Loosely correlated
+0.72%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with CWBC. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then CWBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+0.72%
CWBC - UBFO
71%
Closely correlated
+0.81%
WAL - UBFO
70%
Closely correlated
+1.90%
AUB - UBFO
70%
Closely correlated
+2.40%
ZION - UBFO
70%
Closely correlated
+2.25%
WBS - UBFO
70%
Closely correlated
+9.02%
More