IBOC
Price
$74.19
Change
+$1.76 (+2.43%)
Updated
Feb 4 closing price
Capitalization
4.61B
Intraday BUY SELL Signals
TOWN
Price
$37.23
Change
+$0.82 (+2.25%)
Updated
Feb 4 closing price
Capitalization
3.43B
77 days until earnings call
Intraday BUY SELL Signals
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IBOC vs TOWN

Header iconIBOC vs TOWN Comparison
Open Charts IBOC vs TOWNBanner chart's image
International Bancshares
Price$74.19
Change+$1.76 (+2.43%)
Volume$308.1K
Capitalization4.61B
TowneBank
Price$37.23
Change+$0.82 (+2.25%)
Volume$606.39K
Capitalization3.43B
IBOC vs TOWN Comparison Chart in %
IBOC
Daily Signal:
Gain/Loss:
TOWN
Daily Signal:
Gain/Loss:
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VS
IBOC vs. TOWN commentary
Feb 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBOC is a Buy and TOWN is a Hold.

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COMPARISON
Comparison
Feb 05, 2026
Stock price -- (IBOC: $74.19 vs. TOWN: $37.23)
Brand notoriety: IBOC and TOWN are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBOC: 107% vs. TOWN: 138%
Market capitalization -- IBOC: $4.61B vs. TOWN: $3.43B
IBOC [@Regional Banks] is valued at $4.61B. TOWN’s [@Regional Banks] market capitalization is $3.43B. The market cap for tickers in the [@Regional Banks] industry ranges from $162.2B to $0. The average market capitalization across the [@Regional Banks] industry is $9.38B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBOC’s FA Score shows that 2 FA rating(s) are green whileTOWN’s FA Score has 1 green FA rating(s).

  • IBOC’s FA Score: 2 green, 3 red.
  • TOWN’s FA Score: 1 green, 4 red.
According to our system of comparison, IBOC is a better buy in the long-term than TOWN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBOC’s TA Score shows that 5 TA indicator(s) are bullish while TOWN’s TA Score has 6 bullish TA indicator(s).

  • IBOC’s TA Score: 5 bullish, 4 bearish.
  • TOWN’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, TOWN is a better buy in the short-term than IBOC.

Price Growth

IBOC (@Regional Banks) experienced а +8.27% price change this week, while TOWN (@Regional Banks) price change was +3.30% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +3.20%. For the same industry, the average monthly price growth was +5.90%, and the average quarterly price growth was +19.16%.

Reported Earning Dates

TOWN is expected to report earnings on Apr 23, 2026.

Industries' Descriptions

@Regional Banks (+3.20% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IBOC($4.61B) has a higher market cap than TOWN($3.43B). TOWN has higher P/E ratio than IBOC: TOWN (16.69) vs IBOC (10.97). IBOC (11.665) and TOWN (11.567) have similar YTD gains . IBOC has less debt than TOWN: IBOC (119M) vs TOWN (336M). IBOC has higher revenues than TOWN: IBOC (833M) vs TOWN (791M).
IBOCTOWNIBOC / TOWN
Capitalization4.61B3.43B134%
EBITDAN/AN/A-
Gain YTD11.66511.567101%
P/E Ratio10.9716.6966%
Revenue833M791M105%
Total CashN/A153M-
Total Debt119M336M35%
FUNDAMENTALS RATINGS
IBOC vs TOWN: Fundamental Ratings
IBOC
TOWN
OUTLOOK RATING
1..100
1813
VALUATION
overvalued / fair valued / undervalued
1..100
47
Fair valued
65
Fair valued
PROFIT vs RISK RATING
1..100
2236
SMR RATING
1..100
1416
PRICE GROWTH RATING
1..100
5050
P/E GROWTH RATING
1..100
4754
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBOC's Valuation (47) in the Regional Banks industry is in the same range as TOWN (65). This means that IBOC’s stock grew similarly to TOWN’s over the last 12 months.

IBOC's Profit vs Risk Rating (22) in the Regional Banks industry is in the same range as TOWN (36). This means that IBOC’s stock grew similarly to TOWN’s over the last 12 months.

IBOC's SMR Rating (14) in the Regional Banks industry is in the same range as TOWN (16). This means that IBOC’s stock grew similarly to TOWN’s over the last 12 months.

IBOC's Price Growth Rating (50) in the Regional Banks industry is in the same range as TOWN (50). This means that IBOC’s stock grew similarly to TOWN’s over the last 12 months.

IBOC's P/E Growth Rating (47) in the Regional Banks industry is in the same range as TOWN (54). This means that IBOC’s stock grew similarly to TOWN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBOCTOWN
RSI
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 1 day ago
75%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
61%
Bearish Trend 1 day ago
63%
Momentum
ODDS (%)
Bullish Trend 1 day ago
73%
Bullish Trend 1 day ago
58%
MACD
ODDS (%)
Bullish Trend 1 day ago
75%
Bullish Trend 1 day ago
57%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
63%
Bullish Trend 1 day ago
57%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
60%
Bullish Trend 1 day ago
52%
Advances
ODDS (%)
Bullish Trend 1 day ago
65%
Bullish Trend 1 day ago
55%
Declines
ODDS (%)
Bearish Trend 14 days ago
57%
Bearish Trend 7 days ago
55%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
73%
Bearish Trend 1 day ago
68%
Aroon
ODDS (%)
Bullish Trend 1 day ago
46%
Bullish Trend 1 day ago
49%
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IBOC
Daily Signal:
Gain/Loss:
TOWN
Daily Signal:
Gain/Loss:
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IBOC and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBOC has been closely correlated with UBSI. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBOC jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBOC
1D Price
Change %
IBOC100%
+2.43%
UBSI - IBOC
87%
Closely correlated
+1.66%
FCF - IBOC
87%
Closely correlated
+1.61%
CATY - IBOC
86%
Closely correlated
+2.21%
HOPE - IBOC
86%
Closely correlated
+2.84%
TOWN - IBOC
86%
Closely correlated
+2.25%
More

TOWN and

Correlation & Price change

A.I.dvisor indicates that over the last year, TOWN has been closely correlated with TRMK. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if TOWN jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TOWN
1D Price
Change %
TOWN100%
+2.25%
TRMK - TOWN
88%
Closely correlated
+1.13%
PEBO - TOWN
88%
Closely correlated
+2.18%
UCB - TOWN
88%
Closely correlated
+1.44%
STBA - TOWN
87%
Closely correlated
+1.01%
FCF - TOWN
87%
Closely correlated
+1.61%
More