IBCP
Price
$33.53
Change
-$0.09 (-0.27%)
Updated
Dec 24 closing price
Capitalization
693.8M
28 days until earnings call
Intraday BUY SELL Signals
UNTY
Price
$53.01
Change
-$0.80 (-1.49%)
Updated
Dec 24 closing price
Capitalization
532.19M
21 days until earnings call
Intraday BUY SELL Signals
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IBCP vs UNTY

Header iconIBCP vs UNTY Comparison
Open Charts IBCP vs UNTYBanner chart's image
Independent Bank
Price$33.53
Change-$0.09 (-0.27%)
Volume$36.26K
Capitalization693.8M
Unity Ban
Price$53.01
Change-$0.80 (-1.49%)
Volume$29.71K
Capitalization532.19M
IBCP vs UNTY Comparison Chart in %
IBCP
Daily Signal:
Gain/Loss:
UNTY
Daily Signal:
Gain/Loss:
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VS
IBCP vs. UNTY commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a StrongBuy and UNTY is a StrongBuy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (IBCP: $33.53 vs. UNTY: $53.01)
Brand notoriety: IBCP and UNTY are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 27% vs. UNTY: 79%
Market capitalization -- IBCP: $693.8M vs. UNTY: $532.19M
IBCP [@Regional Banks] is valued at $693.8M. UNTY’s [@Regional Banks] market capitalization is $532.19M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.64B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 3 FA rating(s) are green whileUNTY’s FA Score has 2 green FA rating(s).

  • IBCP’s FA Score: 3 green, 2 red.
  • UNTY’s FA Score: 2 green, 3 red.
According to our system of comparison, UNTY is a better buy in the long-term than IBCP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 6 TA indicator(s) are bullish while UNTY’s TA Score has 4 bullish TA indicator(s).

  • IBCP’s TA Score: 6 bullish, 5 bearish.
  • UNTY’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, IBCP is a better buy in the short-term than UNTY.

Price Growth

IBCP (@Regional Banks) experienced а -4.34% price change this week, while UNTY (@Regional Banks) price change was -4.47% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

IBCP is expected to report earnings on Jan 22, 2026.

UNTY is expected to report earnings on Jan 15, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IBCP($694M) has a higher market cap than UNTY($532M). IBCP (10.32) and UNTY (10.06) have similar P/E ratio . UNTY YTD gains are higher at: 22.712 vs. IBCP (-0.518). IBCP has more cash in the bank: 74.4M vs. UNTY (26M). IBCP has less debt than UNTY: IBCP (41.9M) vs UNTY (242M). IBCP has higher revenues than UNTY: IBCP (222M) vs UNTY (126M).
IBCPUNTYIBCP / UNTY
Capitalization694M532M130%
EBITDAN/AN/A-
Gain YTD-0.51822.712-2%
P/E Ratio10.3210.06103%
Revenue222M126M176%
Total Cash74.4M26M286%
Total Debt41.9M242M17%
FUNDAMENTALS RATINGS
IBCP vs UNTY: Fundamental Ratings
IBCP
UNTY
OUTLOOK RATING
1..100
6573
VALUATION
overvalued / fair valued / undervalued
1..100
33
Fair valued
48
Fair valued
PROFIT vs RISK RATING
1..100
2610
SMR RATING
1..100
2732
PRICE GROWTH RATING
1..100
5146
P/E GROWTH RATING
1..100
6864
SEASONALITY SCORE
1..100
n/a35

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (33) in the Regional Banks industry is in the same range as UNTY (48). This means that IBCP’s stock grew similarly to UNTY’s over the last 12 months.

UNTY's Profit vs Risk Rating (10) in the Regional Banks industry is in the same range as IBCP (26). This means that UNTY’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's SMR Rating (27) in the Regional Banks industry is in the same range as UNTY (32). This means that IBCP’s stock grew similarly to UNTY’s over the last 12 months.

UNTY's Price Growth Rating (46) in the Regional Banks industry is in the same range as IBCP (51). This means that UNTY’s stock grew similarly to IBCP’s over the last 12 months.

UNTY's P/E Growth Rating (64) in the Regional Banks industry is in the same range as IBCP (68). This means that UNTY’s stock grew similarly to IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBCPUNTY
RSI
ODDS (%)
Bearish Trend 2 days ago
72%
Bearish Trend 2 days ago
75%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
68%
Bearish Trend 2 days ago
66%
Momentum
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
65%
MACD
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
63%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
66%
Bearish Trend 2 days ago
55%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 15 days ago
59%
Bullish Trend 11 days ago
70%
Declines
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
54%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
69%
Aroon
ODDS (%)
Bullish Trend 2 days ago
46%
Bullish Trend 2 days ago
57%
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IBCP
Daily Signal:
Gain/Loss:
UNTY
Daily Signal:
Gain/Loss:
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with UVSP. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then UVSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
-0.27%
UVSP - IBCP
86%
Closely correlated
+0.09%
BY - IBCP
85%
Closely correlated
+0.20%
BUSE - IBCP
85%
Closely correlated
+0.16%
CTBI - IBCP
85%
Closely correlated
+0.10%
FMBH - IBCP
84%
Closely correlated
-0.72%
More

UNTY and

Correlation & Price change

A.I.dvisor indicates that over the last year, UNTY has been closely correlated with UVSP. These tickers have moved in lockstep 76% of the time. This A.I.-generated data suggests there is a high statistical probability that if UNTY jumps, then UVSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UNTY
1D Price
Change %
UNTY100%
-1.49%
UVSP - UNTY
76%
Closely correlated
+0.09%
IBCP - UNTY
76%
Closely correlated
-0.27%
CCNE - UNTY
75%
Closely correlated
-0.04%
CTBI - UNTY
75%
Closely correlated
+0.10%
OSBC - UNTY
75%
Closely correlated
-0.25%
More