IBCP
Price
$37.02
Change
+$0.70 (+1.93%)
Updated
Feb 4, 02:48 PM (EDT)
Capitalization
746.34M
78 days until earnings call
Intraday BUY SELL Signals
OCFC
Price
$19.90
Change
+$0.37 (+1.89%)
Updated
Feb 4, 03:08 PM (EDT)
Capitalization
1.12B
78 days until earnings call
Intraday BUY SELL Signals
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IBCP vs OCFC

Header iconIBCP vs OCFC Comparison
Open Charts IBCP vs OCFCBanner chart's image
Independent Bank
Price$37.02
Change+$0.70 (+1.93%)
Volume$100
Capitalization746.34M
OceanFirst Financial
Price$19.90
Change+$0.37 (+1.89%)
Volume$742
Capitalization1.12B
IBCP vs OCFC Comparison Chart in %
IBCP
Daily Signal:
Gain/Loss:
OCFC
Daily Signal:
Gain/Loss:
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VS
IBCP vs. OCFC commentary
Feb 04, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a StrongBuy and OCFC is a Buy.

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COMPARISON
Comparison
Feb 04, 2026
Stock price -- (IBCP: $36.32 vs. OCFC: $19.53)
Brand notoriety: IBCP and OCFC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 97% vs. OCFC: 157%
Market capitalization -- IBCP: $746.34M vs. OCFC: $1.12B
IBCP [@Regional Banks] is valued at $746.34M. OCFC’s [@Regional Banks] market capitalization is $1.12B. The market cap for tickers in the [@Regional Banks] industry ranges from $161.17B to $0. The average market capitalization across the [@Regional Banks] industry is $9.28B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 2 FA rating(s) are green whileOCFC’s FA Score has 2 green FA rating(s).

  • IBCP’s FA Score: 2 green, 3 red.
  • OCFC’s FA Score: 2 green, 3 red.
According to our system of comparison, IBCP is a better buy in the long-term than OCFC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 5 TA indicator(s) are bullish while OCFC’s TA Score has 7 bullish TA indicator(s).

  • IBCP’s TA Score: 5 bullish, 4 bearish.
  • OCFC’s TA Score: 7 bullish, 3 bearish.
According to our system of comparison, OCFC is a better buy in the short-term than IBCP.

Price Growth

IBCP (@Regional Banks) experienced а +4.76% price change this week, while OCFC (@Regional Banks) price change was +7.58% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +3.21%. For the same industry, the average monthly price growth was +5.99%, and the average quarterly price growth was +19.36%.

Reported Earning Dates

IBCP is expected to report earnings on Apr 23, 2026.

OCFC is expected to report earnings on Apr 23, 2026.

Industries' Descriptions

@Regional Banks (+3.21% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OCFC($1.12B) has a higher market cap than IBCP($746M). OCFC has higher P/E ratio than IBCP: OCFC (16.68) vs IBCP (11.11). IBCP YTD gains are higher at: 12.518 vs. OCFC (9.975). IBCP has less debt than OCFC: IBCP (41.9M) vs OCFC (1.9B). OCFC has higher revenues than IBCP: OCFC (391M) vs IBCP (222M).
IBCPOCFCIBCP / OCFC
Capitalization746M1.12B67%
EBITDAN/AN/A-
Gain YTD12.5189.975125%
P/E Ratio11.1116.6867%
Revenue222M391M57%
Total Cash56.4MN/A-
Total Debt41.9M1.9B2%
FUNDAMENTALS RATINGS
IBCP vs OCFC: Fundamental Ratings
IBCP
OCFC
OUTLOOK RATING
1..100
1312
VALUATION
overvalued / fair valued / undervalued
1..100
38
Fair valued
67
Overvalued
PROFIT vs RISK RATING
1..100
2677
SMR RATING
1..100
2822
PRICE GROWTH RATING
1..100
4549
P/E GROWTH RATING
1..100
5314
SEASONALITY SCORE
1..100
7550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (38) in the Regional Banks industry is in the same range as OCFC (67) in the Savings Banks industry. This means that IBCP’s stock grew similarly to OCFC’s over the last 12 months.

IBCP's Profit vs Risk Rating (26) in the Regional Banks industry is somewhat better than the same rating for OCFC (77) in the Savings Banks industry. This means that IBCP’s stock grew somewhat faster than OCFC’s over the last 12 months.

OCFC's SMR Rating (22) in the Savings Banks industry is in the same range as IBCP (28) in the Regional Banks industry. This means that OCFC’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's Price Growth Rating (45) in the Regional Banks industry is in the same range as OCFC (49) in the Savings Banks industry. This means that IBCP’s stock grew similarly to OCFC’s over the last 12 months.

OCFC's P/E Growth Rating (14) in the Savings Banks industry is somewhat better than the same rating for IBCP (53) in the Regional Banks industry. This means that OCFC’s stock grew somewhat faster than IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBCPOCFC
RSI
ODDS (%)
Bearish Trend 2 days ago
55%
Bullish Trend 2 days ago
70%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
60%
Bullish Trend 2 days ago
67%
Momentum
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
63%
MACD
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
53%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
65%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
57%
Advances
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
65%
Declines
ODDS (%)
Bearish Trend 23 days ago
65%
Bearish Trend 10 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
52%
Bearish Trend 2 days ago
70%
Aroon
ODDS (%)
Bullish Trend 2 days ago
46%
Bullish Trend 3 days ago
67%
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IBCP
Daily Signal:
Gain/Loss:
OCFC
Daily Signal:
Gain/Loss:
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with CTBI. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then CTBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
+0.72%
CTBI - IBCP
89%
Closely correlated
+0.88%
FCF - IBCP
88%
Closely correlated
+1.75%
MCBS - IBCP
88%
Closely correlated
+0.85%
MBWM - IBCP
87%
Closely correlated
+0.58%
UVSP - IBCP
87%
Closely correlated
+2.69%
More

OCFC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OCFC has been closely correlated with ASB. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if OCFC jumps, then ASB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OCFC
1D Price
Change %
OCFC100%
+2.74%
ASB - OCFC
88%
Closely correlated
+1.58%
FMBH - OCFC
88%
Closely correlated
+0.50%
STBA - OCFC
87%
Closely correlated
+0.65%
IBCP - OCFC
86%
Closely correlated
+0.72%
MBWM - OCFC
86%
Closely correlated
+0.58%
More