IBCP
Price
$33.30
Change
-$0.23 (-0.69%)
Updated
Dec 26, 04:30 PM (EDT)
Capitalization
693.8M
27 days until earnings call
Intraday BUY SELL Signals
MCBS
Price
$26.84
Change
-$0.23 (-0.85%)
Updated
Dec 26, 04:59 PM (EDT)
Capitalization
780.11M
31 days until earnings call
Intraday BUY SELL Signals
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IBCP vs MCBS

Header iconIBCP vs MCBS Comparison
Open Charts IBCP vs MCBSBanner chart's image
Independent Bank
Price$33.30
Change-$0.23 (-0.69%)
Volume$200
Capitalization693.8M
MetroCity Bankshares
Price$26.84
Change-$0.23 (-0.85%)
Volume$500
Capitalization780.11M
IBCP vs MCBS Comparison Chart in %
IBCP
Daily Signal:
Gain/Loss:
MCBS
Daily Signal:
Gain/Loss:
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IBCP vs. MCBS commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a StrongBuy and MCBS is a Buy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (IBCP: $33.53 vs. MCBS: $27.07)
Brand notoriety: IBCP and MCBS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 27% vs. MCBS: 35%
Market capitalization -- IBCP: $693.8M vs. MCBS: $780.11M
IBCP [@Regional Banks] is valued at $693.8M. MCBS’s [@Regional Banks] market capitalization is $780.11M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.65B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 3 FA rating(s) are green whileMCBS’s FA Score has 1 green FA rating(s).

  • IBCP’s FA Score: 3 green, 2 red.
  • MCBS’s FA Score: 1 green, 4 red.
According to our system of comparison, IBCP is a better buy in the long-term than MCBS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 6 TA indicator(s) are bullish while MCBS’s TA Score has 5 bullish TA indicator(s).

  • IBCP’s TA Score: 6 bullish, 5 bearish.
  • MCBS’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, IBCP is a better buy in the short-term than MCBS.

Price Growth

IBCP (@Regional Banks) experienced а -4.34% price change this week, while MCBS (@Regional Banks) price change was -5.18% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.38%. For the same industry, the average monthly price growth was +3.90%, and the average quarterly price growth was +15.50%.

Reported Earning Dates

IBCP is expected to report earnings on Jan 22, 2026.

MCBS is expected to report earnings on Jan 26, 2026.

Industries' Descriptions

@Regional Banks (-0.38% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MCBS($780M) has a higher market cap than IBCP($694M). MCBS (10.45) and IBCP (10.32) have similar P/E ratio . IBCP YTD gains are higher at: -0.518 vs. MCBS (-12.371). MCBS has more cash in the bank: 279M vs. IBCP (74.4M). IBCP has less debt than MCBS: IBCP (41.9M) vs MCBS (433M). IBCP has higher revenues than MCBS: IBCP (222M) vs MCBS (146M).
IBCPMCBSIBCP / MCBS
Capitalization694M780M89%
EBITDAN/AN/A-
Gain YTD-0.518-12.3714%
P/E Ratio10.3210.4599%
Revenue222M146M152%
Total Cash74.4M279M27%
Total Debt41.9M433M10%
FUNDAMENTALS RATINGS
IBCP vs MCBS: Fundamental Ratings
IBCP
MCBS
OUTLOOK RATING
1..100
7014
VALUATION
overvalued / fair valued / undervalued
1..100
33
Fair valued
53
Fair valued
PROFIT vs RISK RATING
1..100
2640
SMR RATING
1..100
2733
PRICE GROWTH RATING
1..100
5159
P/E GROWTH RATING
1..100
6880
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (33) in the Regional Banks industry is in the same range as MCBS (53) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's Profit vs Risk Rating (26) in the Regional Banks industry is in the same range as MCBS (40) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's SMR Rating (27) in the Regional Banks industry is in the same range as MCBS (33) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's Price Growth Rating (51) in the Regional Banks industry is in the same range as MCBS (59) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

IBCP's P/E Growth Rating (68) in the Regional Banks industry is in the same range as MCBS (80) in the null industry. This means that IBCP’s stock grew similarly to MCBS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBCPMCBS
RSI
ODDS (%)
Bearish Trend 3 days ago
72%
Bearish Trend 3 days ago
78%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
68%
Bullish Trend 3 days ago
76%
Momentum
ODDS (%)
Bearish Trend 3 days ago
71%
Bearish Trend 3 days ago
59%
MACD
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 3 days ago
62%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
66%
Bearish Trend 3 days ago
63%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
58%
Bullish Trend 3 days ago
69%
Advances
ODDS (%)
Bullish Trend 16 days ago
59%
Bullish Trend 12 days ago
67%
Declines
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 4 days ago
59%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 3 days ago
75%
Aroon
ODDS (%)
Bullish Trend 3 days ago
46%
Bullish Trend 3 days ago
64%
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IBCP
Daily Signal:
Gain/Loss:
MCBS
Daily Signal:
Gain/Loss:
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with UVSP. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then UVSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
-0.27%
UVSP - IBCP
86%
Closely correlated
+0.09%
BY - IBCP
85%
Closely correlated
+0.20%
BUSE - IBCP
85%
Closely correlated
+0.16%
CTBI - IBCP
85%
Closely correlated
+0.10%
FMBH - IBCP
84%
Closely correlated
-0.72%
More

MCBS and

Correlation & Price change

A.I.dvisor indicates that over the last year, MCBS has been closely correlated with FCBC. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if MCBS jumps, then FCBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MCBS
1D Price
Change %
MCBS100%
+0.11%
FCBC - MCBS
85%
Closely correlated
-0.15%
FMBH - MCBS
84%
Closely correlated
-0.72%
CTBI - MCBS
84%
Closely correlated
+0.10%
PFIS - MCBS
82%
Closely correlated
+0.60%
HBT - MCBS
82%
Closely correlated
N/A
More