IBCP
Price
$31.19
Change
+$0.38 (+1.23%)
Updated
Oct 17 closing price
Capitalization
645.93M
10 days until earnings call
IBOC
Price
$65.54
Change
+$0.79 (+1.22%)
Updated
Oct 17 closing price
Capitalization
4.07B
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IBCP vs IBOC

Header iconIBCP vs IBOC Comparison
Open Charts IBCP vs IBOCBanner chart's image
Independent Bank
Price$31.19
Change+$0.38 (+1.23%)
Volume$182.85K
Capitalization645.93M
International Bancshares
Price$65.54
Change+$0.79 (+1.22%)
Volume$202.3K
Capitalization4.07B
IBCP vs IBOC Comparison Chart in %
IBCP
Daily Signalchanged days ago
Gain/Loss if bought
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IBOC
Daily Signalchanged days ago
Gain/Loss if bought
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IBCP vs. IBOC commentary
Oct 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a Hold and IBOC is a Hold.

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COMPARISON
Comparison
Oct 18, 2025
Stock price -- (IBCP: $31.19 vs. IBOC: $65.54)
Brand notoriety: IBCP and IBOC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 175% vs. IBOC: 96%
Market capitalization -- IBCP: $645.93M vs. IBOC: $4.07B
IBCP [@Regional Banks] is valued at $645.93M. IBOC’s [@Regional Banks] market capitalization is $4.07B. The market cap for tickers in the [@Regional Banks] industry ranges from $175.41B to $0. The average market capitalization across the [@Regional Banks] industry is $7.76B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 2 FA rating(s) are green whileIBOC’s FA Score has 2 green FA rating(s).

  • IBCP’s FA Score: 2 green, 3 red.
  • IBOC’s FA Score: 2 green, 3 red.
According to our system of comparison, both IBCP and IBOC are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 6 TA indicator(s) are bullish while IBOC’s TA Score has 4 bullish TA indicator(s).

  • IBCP’s TA Score: 6 bullish, 4 bearish.
  • IBOC’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, IBCP is a better buy in the short-term than IBOC.

Price Growth

IBCP (@Regional Banks) experienced а +2.56% price change this week, while IBOC (@Regional Banks) price change was -0.32% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.16%. For the same industry, the average monthly price growth was -1.57%, and the average quarterly price growth was +15.72%.

Reported Earning Dates

IBCP is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Regional Banks (-0.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IBOC($4.07B) has a higher market cap than IBCP($646M). IBCP (10.19) and IBOC (9.92) have similar P/E ratio . IBOC YTD gains are higher at: 5.952 vs. IBCP (-8.250). IBOC has less debt than IBCP: IBOC (169M) vs IBCP (181M). IBOC has higher revenues than IBCP: IBOC (826M) vs IBCP (216M).
IBCPIBOCIBCP / IBOC
Capitalization646M4.07B16%
EBITDAN/AN/A-
Gain YTD-8.2505.952-139%
P/E Ratio10.199.92103%
Revenue216M826M26%
Total Cash60.6MN/A-
Total Debt181M169M107%
FUNDAMENTALS RATINGS
IBCP vs IBOC: Fundamental Ratings
IBCP
IBOC
OUTLOOK RATING
1..100
458
VALUATION
overvalued / fair valued / undervalued
1..100
35
Fair valued
51
Fair valued
PROFIT vs RISK RATING
1..100
2216
SMR RATING
1..100
2814
PRICE GROWTH RATING
1..100
6059
P/E GROWTH RATING
1..100
5942
SEASONALITY SCORE
1..100
9090

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (35) in the Regional Banks industry is in the same range as IBOC (51). This means that IBCP’s stock grew similarly to IBOC’s over the last 12 months.

IBOC's Profit vs Risk Rating (16) in the Regional Banks industry is in the same range as IBCP (22). This means that IBOC’s stock grew similarly to IBCP’s over the last 12 months.

IBOC's SMR Rating (14) in the Regional Banks industry is in the same range as IBCP (28). This means that IBOC’s stock grew similarly to IBCP’s over the last 12 months.

IBOC's Price Growth Rating (59) in the Regional Banks industry is in the same range as IBCP (60). This means that IBOC’s stock grew similarly to IBCP’s over the last 12 months.

IBOC's P/E Growth Rating (42) in the Regional Banks industry is in the same range as IBCP (59). This means that IBOC’s stock grew similarly to IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBCPIBOC
RSI
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
87%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
80%
Momentum
ODDS (%)
Bullish Trend 2 days ago
55%
Bearish Trend 2 days ago
59%
MACD
ODDS (%)
Bullish Trend 2 days ago
68%
N/A
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
62%
Bearish Trend 2 days ago
58%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
60%
Bearish Trend 2 days ago
52%
Advances
ODDS (%)
Bullish Trend 5 days ago
62%
Bullish Trend 5 days ago
66%
Declines
ODDS (%)
Bearish Trend 11 days ago
65%
Bearish Trend 3 days ago
55%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
75%
Aroon
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
46%
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
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IBOC
Daily Signalchanged days ago
Gain/Loss if bought
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with BY. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
+1.23%
BY - IBCP
89%
Closely correlated
+1.83%
IBOC - IBCP
89%
Closely correlated
+1.22%
MBWM - IBCP
89%
Closely correlated
+1.07%
STBA - IBCP
89%
Closely correlated
+0.98%
FCF - IBCP
88%
Closely correlated
+2.51%
More

IBOC and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBOC has been closely correlated with STBA. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBOC jumps, then STBA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBOC
1D Price
Change %
IBOC100%
+1.22%
STBA - IBOC
90%
Closely correlated
+0.98%
UBSI - IBOC
90%
Closely correlated
+2.68%
WSFS - IBOC
89%
Closely correlated
+1.97%
FCF - IBOC
89%
Closely correlated
+2.51%
BANF - IBOC
89%
Closely correlated
-1.53%
More