HWBK
Price
$32.35
Change
+$0.39 (+1.22%)
Updated
Jan 15, 04:39 PM (EDT)
Capitalization
216.79M
Intraday BUY SELL Signals
UBFO
Price
$10.47
Change
+$0.32 (+3.15%)
Updated
Jan 15, 04:59 PM (EDT)
Capitalization
177.97M
Intraday BUY SELL Signals
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HWBK vs UBFO

Header iconHWBK vs UBFO Comparison
Open Charts HWBK vs UBFOBanner chart's image
Hawthorn Bancshares
Price$32.35
Change+$0.39 (+1.22%)
Volume$100
Capitalization216.79M
United Security Bancshares
Price$10.47
Change+$0.32 (+3.15%)
Volume$175
Capitalization177.97M
HWBK vs UBFO Comparison Chart in %
HWBK
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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VS
HWBK vs. UBFO commentary
Jan 16, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HWBK is a Hold and UBFO is a Hold.

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COMPARISON
Comparison
Jan 16, 2026
Stock price -- (HWBK: $31.96 vs. UBFO: $10.15)
Brand notoriety: HWBK and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HWBK: 53% vs. UBFO: 79%
Market capitalization -- HWBK: $216.79M vs. UBFO: $177.97M
HWBK [@Regional Banks] is valued at $216.79M. UBFO’s [@Regional Banks] market capitalization is $177.97M. The market cap for tickers in the [@Regional Banks] industry ranges from $157.7B to $0. The average market capitalization across the [@Regional Banks] industry is $8.79B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HWBK’s FA Score shows that 2 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • HWBK’s FA Score: 2 green, 3 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, both HWBK and UBFO are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HWBK’s TA Score shows that 3 TA indicator(s) are bullish while UBFO’s TA Score has 5 bullish TA indicator(s).

  • HWBK’s TA Score: 3 bullish, 7 bearish.
  • UBFO’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than HWBK.

Price Growth

HWBK (@Regional Banks) experienced а +0.13% price change this week, while UBFO (@Regional Banks) price change was +1.20% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.83%. For the same industry, the average monthly price growth was +1.93%, and the average quarterly price growth was +14.71%.

Industries' Descriptions

@Regional Banks (+0.83% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HWBK($217M) has a higher market cap than UBFO($178M). UBFO has higher P/E ratio than HWBK: UBFO (15.58) vs HWBK (9.85). UBFO YTD gains are higher at: 0.794 vs. HWBK (-8.372). UBFO has more cash in the bank: 44M vs. HWBK (17.6M). UBFO has less debt than HWBK: UBFO (11.8M) vs HWBK (229M). HWBK has higher revenues than UBFO: HWBK (78M) vs UBFO (52.6M).
HWBKUBFOHWBK / UBFO
Capitalization217M178M122%
EBITDAN/AN/A-
Gain YTD-8.3720.794-1,054%
P/E Ratio9.8515.5863%
Revenue78M52.6M148%
Total Cash17.6M44M40%
Total Debt229M11.8M1,941%
FUNDAMENTALS RATINGS
HWBK vs UBFO: Fundamental Ratings
HWBK
UBFO
OUTLOOK RATING
1..100
724
VALUATION
overvalued / fair valued / undervalued
1..100
30
Undervalued
73
Overvalued
PROFIT vs RISK RATING
1..100
2923
SMR RATING
1..100
4358
PRICE GROWTH RATING
1..100
5649
P/E GROWTH RATING
1..100
9912
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HWBK's Valuation (30) in the Regional Banks industry is somewhat better than the same rating for UBFO (73). This means that HWBK’s stock grew somewhat faster than UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (23) in the Regional Banks industry is in the same range as HWBK (29). This means that UBFO’s stock grew similarly to HWBK’s over the last 12 months.

HWBK's SMR Rating (43) in the Regional Banks industry is in the same range as UBFO (58). This means that HWBK’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Price Growth Rating (49) in the Regional Banks industry is in the same range as HWBK (56). This means that UBFO’s stock grew similarly to HWBK’s over the last 12 months.

UBFO's P/E Growth Rating (12) in the Regional Banks industry is significantly better than the same rating for HWBK (99). This means that UBFO’s stock grew significantly faster than HWBK’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HWBKUBFO
RSI
ODDS (%)
Bearish Trend 2 days ago
42%
Bearish Trend 2 days ago
58%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
77%
Bullish Trend 2 days ago
57%
Momentum
ODDS (%)
Bearish Trend 2 days ago
44%
Bullish Trend 2 days ago
60%
MACD
ODDS (%)
Bearish Trend 2 days ago
51%
Bearish Trend 2 days ago
42%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
63%
Bullish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
48%
Bearish Trend 2 days ago
44%
Advances
ODDS (%)
Bullish Trend 28 days ago
64%
Bullish Trend 2 days ago
60%
Declines
ODDS (%)
Bearish Trend 3 days ago
56%
Bearish Trend 4 days ago
44%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
48%
Bullish Trend 2 days ago
68%
Aroon
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
66%
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HWBK
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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HWBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HWBK has been loosely correlated with CZWI. These tickers have moved in lockstep 44% of the time. This A.I.-generated data suggests there is some statistical probability that if HWBK jumps, then CZWI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HWBK
1D Price
Change %
HWBK100%
+1.62%
CZWI - HWBK
44%
Loosely correlated
+1.45%
FXNC - HWBK
43%
Loosely correlated
+0.52%
ACNB - HWBK
42%
Loosely correlated
+1.04%
CCNE - HWBK
41%
Loosely correlated
+1.81%
UBFO - HWBK
41%
Loosely correlated
+1.40%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with WAL. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then WAL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+1.40%
WAL - UBFO
70%
Closely correlated
+0.94%
WBS - UBFO
69%
Closely correlated
+1.23%
CWBC - UBFO
69%
Closely correlated
+0.85%
SHBI - UBFO
69%
Closely correlated
+1.63%
ABCB - UBFO
69%
Closely correlated
+1.88%
More