HTT
Price
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Change
-$0.00 (-0.00%)
Updated
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Capitalization
464.01M
49 days until earnings call
Intraday BUY SELL Signals
YRD
Price
$3.83
Change
-$2.52 (-39.69%)
Updated
Feb 3 closing price
Capitalization
330.94M
50 days until earnings call
Intraday BUY SELL Signals
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HTT vs YRD

Header iconHTT vs YRD Comparison
Open Charts HTT vs YRDBanner chart's image
High Templar Tech
PriceLoading...
Change-$0.00 (-0.00%)
Volume$244.18K
Capitalization464.01M
Yiren Digital
Price$3.83
Change-$2.52 (-39.69%)
Volume$97.23K
Capitalization330.94M
HTT vs YRD Comparison Chart in %
HTT
Daily Signal:
Gain/Loss:
YRD
Daily Signal:
Gain/Loss:
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HTT vs. YRD commentary
Feb 04, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HTT is a StrongBuy and YRD is a Buy.

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COMPARISON
Comparison
Feb 04, 2026
Stock price -- (HTT: $2.81 vs. YRD: $3.83)
Brand notoriety: HTT and YRD are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: HTT: 81% vs. YRD: 136%
Market capitalization -- HTT: $464.01M vs. YRD: $330.94M
HTT [@Savings Banks] is valued at $464.01M. YRD’s [@Savings Banks] market capitalization is $330.94M. The market cap for tickers in the [@Savings Banks] industry ranges from $632.61B to $0. The average market capitalization across the [@Savings Banks] industry is $20.89B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HTT’s FA Score shows that 0 FA rating(s) are green whileYRD’s FA Score has 0 green FA rating(s).

  • HTT’s FA Score: 0 green, 5 red.
  • YRD’s FA Score: 0 green, 5 red.
According to our system of comparison, HTT is a better buy in the long-term than YRD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HTT’s TA Score shows that 5 TA indicator(s) are bullish while YRD’s TA Score has 5 bullish TA indicator(s).

  • HTT’s TA Score: 5 bullish, 3 bearish.
  • YRD’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, HTT is a better buy in the short-term than YRD.

Price Growth

HTT (@Savings Banks) experienced а -8.77% price change this week, while YRD (@Savings Banks) price change was -7.71% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -2.96%. For the same industry, the average monthly price growth was -4.54%, and the average quarterly price growth was +0.72%.

Reported Earning Dates

HTT is expected to report earnings on Mar 25, 2026.

YRD is expected to report earnings on Mar 26, 2026.

Industries' Descriptions

@Savings Banks (-2.96% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HTT($464M) has a higher market cap than YRD($331M). HTT has higher P/E ratio than YRD: HTT (11.22) vs YRD (1.84). YRD YTD gains are higher at: 3.514 vs. HTT (-20.845).
HTTYRDHTT / YRD
Capitalization464M331M140%
EBITDAN/A1.15B-
Gain YTD-20.8453.514-593%
P/E Ratio11.221.84609%
RevenueN/A6.22B-
Total CashN/A3.87B-
Total DebtN/A51.9M-
FUNDAMENTALS RATINGS
HTT vs YRD: Fundamental Ratings
HTT
YRD
OUTLOOK RATING
1..100
46
VALUATION
overvalued / fair valued / undervalued
1..100
47
Fair valued
79
Overvalued
PROFIT vs RISK RATING
1..100
10085
SMR RATING
1..100
10060
PRICE GROWTH RATING
1..100
6564
P/E GROWTH RATING
1..100
7955
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HTT's Valuation (47) in the null industry is in the same range as YRD (79) in the Internet Software Or Services industry. This means that HTT’s stock grew similarly to YRD’s over the last 12 months.

YRD's Profit vs Risk Rating (85) in the Internet Software Or Services industry is in the same range as HTT (100) in the null industry. This means that YRD’s stock grew similarly to HTT’s over the last 12 months.

YRD's SMR Rating (60) in the Internet Software Or Services industry is somewhat better than the same rating for HTT (100) in the null industry. This means that YRD’s stock grew somewhat faster than HTT’s over the last 12 months.

YRD's Price Growth Rating (64) in the Internet Software Or Services industry is in the same range as HTT (65) in the null industry. This means that YRD’s stock grew similarly to HTT’s over the last 12 months.

YRD's P/E Growth Rating (55) in the Internet Software Or Services industry is in the same range as HTT (79) in the null industry. This means that YRD’s stock grew similarly to HTT’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HTTYRD
RSI
ODDS (%)
Bullish Trend 1 day ago
86%
Bullish Trend 1 day ago
85%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
79%
Bullish Trend 1 day ago
75%
Momentum
ODDS (%)
N/A
Bearish Trend 1 day ago
87%
MACD
ODDS (%)
Bullish Trend 1 day ago
75%
Bullish Trend 1 day ago
86%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
77%
Bearish Trend 1 day ago
81%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
83%
Bullish Trend 1 day ago
76%
Advances
ODDS (%)
Bullish Trend 14 days ago
76%
Bullish Trend 8 days ago
76%
Declines
ODDS (%)
Bearish Trend 1 day ago
79%
Bearish Trend 1 day ago
79%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
79%
Bullish Trend 7 days ago
82%
Aroon
ODDS (%)
Bearish Trend 1 day ago
81%
Bearish Trend 1 day ago
86%
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HTT
Daily Signal:
Gain/Loss:
YRD
Daily Signal:
Gain/Loss:
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HTT and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTT has been loosely correlated with SOFI. These tickers have moved in lockstep 37% of the time. This A.I.-generated data suggests there is some statistical probability that if HTT jumps, then SOFI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTT
1D Price
Change %
HTT100%
-2.09%
SOFI - HTT
37%
Loosely correlated
-1.45%
YRD - HTT
35%
Loosely correlated
-2.30%
FINV - HTT
34%
Loosely correlated
-2.52%
QFIN - HTT
32%
Poorly correlated
-2.96%
LU - HTT
32%
Poorly correlated
-1.92%
More

YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with FINV. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then FINV could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
-2.30%
FINV - YRD
52%
Loosely correlated
-2.52%
LX - YRD
51%
Loosely correlated
-3.57%
QFIN - YRD
47%
Loosely correlated
-2.96%
XYF - YRD
45%
Loosely correlated
-1.90%
LU - YRD
44%
Loosely correlated
-1.92%
More