HTBK
Price
$13.44
Change
+$0.28 (+2.13%)
Updated
Feb 4 closing price
Capitalization
824.8M
77 days until earnings call
Intraday BUY SELL Signals
TRST
Price
$45.68
Change
+$0.33 (+0.73%)
Updated
Feb 4 closing price
Capitalization
823.56M
81 days until earnings call
Intraday BUY SELL Signals
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HTBK vs TRST

Header iconHTBK vs TRST Comparison
Open Charts HTBK vs TRSTBanner chart's image
Heritage Commerce
Price$13.44
Change+$0.28 (+2.13%)
Volume$843.64K
Capitalization824.8M
TrustCo Bank
Price$45.68
Change+$0.33 (+0.73%)
Volume$164.12K
Capitalization823.56M
HTBK vs TRST Comparison Chart in %
HTBK
Daily Signal:
Gain/Loss:
TRST
Daily Signal:
Gain/Loss:
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VS
HTBK vs. TRST commentary
Feb 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HTBK is a Hold and TRST is a Buy.

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COMPARISON
Comparison
Feb 05, 2026
Stock price -- (HTBK: $13.44 vs. TRST: $45.68)
Brand notoriety: HTBK and TRST are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HTBK: 90% vs. TRST: 152%
Market capitalization -- HTBK: $824.8M vs. TRST: $823.56M
HTBK [@Regional Banks] is valued at $824.8M. TRST’s [@Regional Banks] market capitalization is $823.56M. The market cap for tickers in the [@Regional Banks] industry ranges from $162.2B to $0. The average market capitalization across the [@Regional Banks] industry is $9.38B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HTBK’s FA Score shows that 0 FA rating(s) are green whileTRST’s FA Score has 0 green FA rating(s).

  • HTBK’s FA Score: 0 green, 5 red.
  • TRST’s FA Score: 0 green, 5 red.
According to our system of comparison, TRST is a better buy in the long-term than HTBK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HTBK’s TA Score shows that 4 TA indicator(s) are bullish while TRST’s TA Score has 6 bullish TA indicator(s).

  • HTBK’s TA Score: 4 bullish, 4 bearish.
  • TRST’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, TRST is a better buy in the short-term than HTBK.

Price Growth

HTBK (@Regional Banks) experienced а +7.09% price change this week, while TRST (@Regional Banks) price change was +7.97% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.41%. For the same industry, the average monthly price growth was +5.86%, and the average quarterly price growth was +19.34%.

Reported Earning Dates

HTBK is expected to report earnings on Apr 23, 2026.

TRST is expected to report earnings on Apr 27, 2026.

Industries' Descriptions

@Regional Banks (+2.41% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HTBK($825M) and TRST($824M) have the same market capitalization . HTBK has higher P/E ratio than TRST: HTBK (17.23) vs TRST (14.06). HTBK YTD gains are higher at: 11.907 vs. TRST (10.525). HTBK has less debt than TRST: HTBK (39.8M) vs TRST (136M). HTBK (190M) and TRST (183M) have equivalent revenues.
HTBKTRSTHTBK / TRST
Capitalization825M824M100%
EBITDAN/AN/A-
Gain YTD11.90710.525113%
P/E Ratio17.2314.06123%
Revenue190M183M104%
Total Cash55.4MN/A-
Total Debt39.8M136M29%
FUNDAMENTALS RATINGS
HTBK vs TRST: Fundamental Ratings
HTBK
TRST
OUTLOOK RATING
1..100
8314
VALUATION
overvalued / fair valued / undervalued
1..100
69
Overvalued
75
Overvalued
PROFIT vs RISK RATING
1..100
5236
SMR RATING
1..100
3636
PRICE GROWTH RATING
1..100
4242
P/E GROWTH RATING
1..100
3540
SEASONALITY SCORE
1..100
6550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HTBK's Valuation (69) in the Regional Banks industry is in the same range as TRST (75). This means that HTBK’s stock grew similarly to TRST’s over the last 12 months.

TRST's Profit vs Risk Rating (36) in the Regional Banks industry is in the same range as HTBK (52). This means that TRST’s stock grew similarly to HTBK’s over the last 12 months.

TRST's SMR Rating (36) in the Regional Banks industry is in the same range as HTBK (36). This means that TRST’s stock grew similarly to HTBK’s over the last 12 months.

TRST's Price Growth Rating (42) in the Regional Banks industry is in the same range as HTBK (42). This means that TRST’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's P/E Growth Rating (35) in the Regional Banks industry is in the same range as TRST (40). This means that HTBK’s stock grew similarly to TRST’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HTBKTRST
RSI
ODDS (%)
Bearish Trend 1 day ago
75%
Bearish Trend 1 day ago
81%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
67%
Bullish Trend 1 day ago
57%
Momentum
ODDS (%)
Bearish Trend 1 day ago
57%
Bullish Trend 1 day ago
55%
MACD
ODDS (%)
Bullish Trend 1 day ago
64%
Bullish Trend 1 day ago
63%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
55%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
56%
Bullish Trend 1 day ago
56%
Advances
ODDS (%)
Bullish Trend 1 day ago
59%
Bullish Trend 1 day ago
57%
Declines
ODDS (%)
Bearish Trend 9 days ago
58%
Bearish Trend 10 days ago
58%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
67%
Bearish Trend 1 day ago
63%
Aroon
ODDS (%)
Bullish Trend 1 day ago
45%
Bullish Trend 1 day ago
48%
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HTBK
Daily Signal:
Gain/Loss:
TRST
Daily Signal:
Gain/Loss:
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HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with CAC. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then CAC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
+2.13%
CAC - HTBK
90%
Closely correlated
+2.48%
PKBK - HTBK
88%
Closely correlated
+0.28%
BY - HTBK
88%
Closely correlated
+1.29%
UVSP - HTBK
87%
Closely correlated
+0.34%
FISI - HTBK
86%
Closely correlated
+1.49%
More

TRST and

Correlation & Price change

A.I.dvisor indicates that over the last year, TRST has been closely correlated with HTBK. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if TRST jumps, then HTBK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TRST
1D Price
Change %
TRST100%
+0.73%
HTBK - TRST
92%
Closely correlated
+2.13%
BY - TRST
90%
Closely correlated
+1.29%
CAC - TRST
90%
Closely correlated
+2.48%
STBA - TRST
89%
Closely correlated
+1.01%
IBCP - TRST
88%
Closely correlated
+1.13%
More