HTBK
Price
$9.58
Change
+$0.16 (+1.70%)
Updated
Oct 17 closing price
Capitalization
588.66M
5 days until earnings call
TRCY
Price
$16.47
Change
+$0.07 (+0.43%)
Updated
Oct 17 closing price
Capitalization
146.66M
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HTBK vs TRCY

Header iconHTBK vs TRCY Comparison
Open Charts HTBK vs TRCYBanner chart's image
Heritage Commerce
Price$9.58
Change+$0.16 (+1.70%)
Volume$432.35K
Capitalization588.66M
Tri City Bankshares
Price$16.47
Change+$0.07 (+0.43%)
Volume$100
Capitalization146.66M
HTBK vs TRCY Comparison Chart in %
HTBK
Daily Signalchanged days ago
Gain/Loss if bought
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TRCY
Daily Signalchanged days ago
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HTBK vs. TRCY commentary
Oct 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HTBK is a Hold and TRCY is a StrongBuy.

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COMPARISON
Comparison
Oct 19, 2025
Stock price -- (HTBK: $9.58 vs. TRCY: $16.47)
Brand notoriety: HTBK and TRCY are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HTBK: 114% vs. TRCY: 6%
Market capitalization -- HTBK: $588.66M vs. TRCY: $146.66M
HTBK [@Regional Banks] is valued at $588.66M. TRCY’s [@Regional Banks] market capitalization is $146.66M. The market cap for tickers in the [@Regional Banks] industry ranges from $175.41B to $0. The average market capitalization across the [@Regional Banks] industry is $7.76B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HTBK’s FA Score shows that 1 FA rating(s) are green whileTRCY’s FA Score has 2 green FA rating(s).

  • HTBK’s FA Score: 1 green, 4 red.
  • TRCY’s FA Score: 2 green, 3 red.
According to our system of comparison, HTBK is a better buy in the long-term than TRCY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HTBK’s TA Score shows that 4 TA indicator(s) are bullish while TRCY’s TA Score has 2 bullish TA indicator(s).

  • HTBK’s TA Score: 4 bullish, 6 bearish.
  • TRCY’s TA Score: 2 bullish, 2 bearish.
According to our system of comparison, TRCY is a better buy in the short-term than HTBK.

Price Growth

HTBK (@Regional Banks) experienced а +1.16% price change this week, while TRCY (@Regional Banks) price change was +0.12% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.16%. For the same industry, the average monthly price growth was -1.57%, and the average quarterly price growth was +15.72%.

Reported Earning Dates

HTBK is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (-0.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HTBK($589M) has a higher market cap than TRCY($147M). TRCY YTD gains are higher at: 22.129 vs. HTBK (6.429). TRCY has more cash in the bank: 89.6M vs. HTBK (44.3M). HTBK has less debt than TRCY: HTBK (39.7M) vs TRCY (162M). HTBK has higher revenues than TRCY: HTBK (182M) vs TRCY (68.3M).
HTBKTRCYHTBK / TRCY
Capitalization589M147M401%
EBITDAN/AN/A-
Gain YTD6.42922.12929%
P/E Ratio15.21N/A-
Revenue182M68.3M266%
Total Cash44.3M89.6M49%
Total Debt39.7M162M25%
FUNDAMENTALS RATINGS
HTBK vs TRCY: Fundamental Ratings
HTBK
TRCY
OUTLOOK RATING
1..100
5284
VALUATION
overvalued / fair valued / undervalued
1..100
50
Fair valued
21
Undervalued
PROFIT vs RISK RATING
1..100
5570
SMR RATING
1..100
386
PRICE GROWTH RATING
1..100
6047
P/E GROWTH RATING
1..100
2681
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TRCY's Valuation (21) in the null industry is in the same range as HTBK (50) in the Regional Banks industry. This means that TRCY’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's Profit vs Risk Rating (55) in the Regional Banks industry is in the same range as TRCY (70) in the null industry. This means that HTBK’s stock grew similarly to TRCY’s over the last 12 months.

TRCY's SMR Rating (6) in the null industry is in the same range as HTBK (38) in the Regional Banks industry. This means that TRCY’s stock grew similarly to HTBK’s over the last 12 months.

TRCY's Price Growth Rating (47) in the null industry is in the same range as HTBK (60) in the Regional Banks industry. This means that TRCY’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's P/E Growth Rating (26) in the Regional Banks industry is somewhat better than the same rating for TRCY (81) in the null industry. This means that HTBK’s stock grew somewhat faster than TRCY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HTBKTRCY
RSI
ODDS (%)
Bullish Trend 2 days ago
55%
Bearish Trend 2 days ago
27%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
61%
N/A
Momentum
ODDS (%)
Bearish Trend 2 days ago
58%
Bullish Trend 2 days ago
27%
MACD
ODDS (%)
Bearish Trend 6 days ago
68%
N/A
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
34%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
57%
Bearish Trend 2 days ago
63%
Advances
ODDS (%)
Bullish Trend 5 days ago
57%
N/A
Declines
ODDS (%)
Bearish Trend 3 days ago
57%
N/A
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
25%
Aroon
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
74%
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HTBK
Daily Signalchanged days ago
Gain/Loss if bought
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TRCY
Daily Signalchanged days ago
Gain/Loss if bought
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HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with FMBH. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
+1.70%
FMBH - HTBK
89%
Closely correlated
+1.66%
SRCE - HTBK
88%
Closely correlated
+0.75%
UBSI - HTBK
88%
Closely correlated
+2.68%
STBA - HTBK
88%
Closely correlated
+0.98%
TCBK - HTBK
88%
Closely correlated
+1.06%
More

TRCY and

Correlation & Price change

A.I.dvisor indicates that over the last year, TRCY has been loosely correlated with PSBQ. These tickers have moved in lockstep 33% of the time. This A.I.-generated data suggests there is some statistical probability that if TRCY jumps, then PSBQ could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TRCY
1D Price
Change %
TRCY100%
+0.43%
PSBQ - TRCY
33%
Loosely correlated
N/A
HTBK - TRCY
30%
Poorly correlated
+1.70%
FFIN - TRCY
30%
Poorly correlated
+0.61%
SFNC - TRCY
30%
Poorly correlated
+1.50%
FBNC - TRCY
29%
Poorly correlated
+2.91%
More