HTBK
Price
$9.58
Change
-$0.31 (-3.13%)
Updated
Jul 25 closing price
Capitalization
524.83M
88 days until earnings call
SSB
Price
$98.50
Change
+$0.60 (+0.61%)
Updated
Jul 25 closing price
Capitalization
6.48B
87 days until earnings call
Interact to see
Advertisement

HTBK vs SSB

Header iconHTBK vs SSB Comparison
Open Charts HTBK vs SSBBanner chart's image
Heritage Commerce
Price$9.58
Change-$0.31 (-3.13%)
Volume$696.37K
Capitalization524.83M
SouthState
Price$98.50
Change+$0.60 (+0.61%)
Volume$2.02M
Capitalization6.48B
HTBK vs SSB Comparison Chart in %
Loading...
HTBK
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SSB
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
HTBK vs. SSB commentary
Jul 27, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HTBK is a Hold and SSB is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Jul 27, 2025
Stock price -- (HTBK: $9.58 vs. SSB: $98.50)
Brand notoriety: HTBK and SSB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HTBK: 152% vs. SSB: 169%
Market capitalization -- HTBK: $524.83M vs. SSB: $6.48B
HTBK [@Regional Banks] is valued at $524.83M. SSB’s [@Regional Banks] market capitalization is $6.48B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HTBK’s FA Score shows that 3 FA rating(s) are green whileSSB’s FA Score has 2 green FA rating(s).

  • HTBK’s FA Score: 3 green, 2 red.
  • SSB’s FA Score: 2 green, 3 red.
According to our system of comparison, both HTBK and SSB are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HTBK’s TA Score shows that 6 TA indicator(s) are bullish while SSB’s TA Score has 5 bullish TA indicator(s).

  • HTBK’s TA Score: 6 bullish, 4 bearish.
  • SSB’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, HTBK is a better buy in the short-term than SSB.

Price Growth

HTBK (@Regional Banks) experienced а -6.90% price change this week, while SSB (@Regional Banks) price change was +0.71% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.51%. For the same industry, the average monthly price growth was +4.61%, and the average quarterly price growth was +10.19%.

Reported Earning Dates

HTBK is expected to report earnings on Oct 23, 2025.

SSB is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Regional Banks (+0.51% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
SSB($6.48B) has a higher market cap than HTBK($525M). SSB has higher P/E ratio than HTBK: SSB (12.88) vs HTBK (8.01). HTBK YTD gains are higher at: 4.964 vs. SSB (0.116). SSB has more cash in the bank: 515M vs. HTBK (40.1M). HTBK has less debt than SSB: HTBK (39.5M) vs SSB (482M). SSB has higher revenues than HTBK: SSB (1.7B) vs HTBK (192M).
HTBKSSBHTBK / SSB
Capitalization525M6.48B8%
EBITDAN/AN/A-
Gain YTD4.9640.1164,285%
P/E Ratio8.0112.8862%
Revenue192M1.7B11%
Total Cash40.1M515M8%
Total Debt39.5M482M8%
FUNDAMENTALS RATINGS
HTBK vs SSB: Fundamental Ratings
HTBK
SSB
OUTLOOK RATING
1..100
806
VALUATION
overvalued / fair valued / undervalued
1..100
33
Fair valued
62
Fair valued
PROFIT vs RISK RATING
1..100
5822
SMR RATING
1..100
2410
PRICE GROWTH RATING
1..100
5650
P/E GROWTH RATING
1..100
2462
SEASONALITY SCORE
1..100
7575

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HTBK's Valuation (33) in the Regional Banks industry is in the same range as SSB (62). This means that HTBK’s stock grew similarly to SSB’s over the last 12 months.

SSB's Profit vs Risk Rating (22) in the Regional Banks industry is somewhat better than the same rating for HTBK (58). This means that SSB’s stock grew somewhat faster than HTBK’s over the last 12 months.

SSB's SMR Rating (10) in the Regional Banks industry is in the same range as HTBK (24). This means that SSB’s stock grew similarly to HTBK’s over the last 12 months.

SSB's Price Growth Rating (50) in the Regional Banks industry is in the same range as HTBK (56). This means that SSB’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's P/E Growth Rating (24) in the Regional Banks industry is somewhat better than the same rating for SSB (62). This means that HTBK’s stock grew somewhat faster than SSB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HTBKSSB
RSI
ODDS (%)
Bullish Trend 3 days ago
57%
Bearish Trend 3 days ago
74%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
67%
Bearish Trend 3 days ago
65%
Momentum
ODDS (%)
Bearish Trend 3 days ago
56%
Bullish Trend 3 days ago
63%
MACD
ODDS (%)
Bearish Trend 3 days ago
43%
Bearish Trend 3 days ago
69%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
59%
Bullish Trend 3 days ago
65%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
58%
Bullish Trend 3 days ago
64%
Advances
ODDS (%)
Bullish Trend 11 days ago
58%
Bullish Trend 3 days ago
61%
Declines
ODDS (%)
Bearish Trend 3 days ago
56%
N/A
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
61%
Bearish Trend 3 days ago
60%
Aroon
ODDS (%)
Bullish Trend 3 days ago
53%
Bullish Trend 3 days ago
63%
View a ticker or compare two or three
Interact to see
Advertisement
HTBK
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SSB
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
MACGX18.140.11
+0.61%
Morgan Stanley Inst Discovery A
MCCRX16.750.10
+0.60%
MassMutual Small Cap Opps R3
LAMCX24.060.12
+0.50%
Lord Abbett Dividend Growth C
VDIPX29.16-0.03
-0.10%
Vanguard Developed Markets Index Ins Pls
TMLPX8.68-0.03
-0.34%
Transamerica Energy Infrastructure I

HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with SHBI. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
-3.13%
SHBI - HTBK
85%
Closely correlated
-1.37%
FMBH - HTBK
85%
Closely correlated
-0.36%
BY - HTBK
84%
Closely correlated
+0.18%
SSB - HTBK
84%
Closely correlated
+0.61%
BUSE - HTBK
84%
Closely correlated
-0.47%
More

SSB and

Correlation & Price change

A.I.dvisor indicates that over the last year, SSB has been closely correlated with ABCB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if SSB jumps, then ABCB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SSB
1D Price
Change %
SSB100%
+0.61%
ABCB - SSB
92%
Closely correlated
+1.13%
FNB - SSB
91%
Closely correlated
+0.32%
UCB - SSB
90%
Closely correlated
+0.54%
TRMK - SSB
90%
Closely correlated
+0.21%
FFIN - SSB
90%
Closely correlated
-1.11%
More