HRTG
Price
$26.73
Change
+$0.19 (+0.72%)
Updated
Feb 4, 02:48 PM (EDT)
Capitalization
820.39M
22 days until earnings call
Intraday BUY SELL Signals
UVE
Price
$31.47
Change
+$0.24 (+0.77%)
Updated
Feb 4, 03:16 PM (EDT)
Capitalization
875.97M
15 days until earnings call
Intraday BUY SELL Signals
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HRTG vs UVE

Header iconHRTG vs UVE Comparison
Open Charts HRTG vs UVEBanner chart's image
Heritage Insurance Holdings
Price$26.73
Change+$0.19 (+0.72%)
Volume$300
Capitalization820.39M
Universal Insurance
Price$31.47
Change+$0.24 (+0.77%)
Volume$100
Capitalization875.97M
HRTG vs UVE Comparison Chart in %
HRTG
Daily Signal:
Gain/Loss:
UVE
Daily Signal:
Gain/Loss:
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VS
HRTG vs. UVE commentary
Feb 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HRTG is a Buy and UVE is a Buy.

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COMPARISON
Comparison
Feb 05, 2026
Stock price -- (HRTG: $26.54 vs. UVE: $31.23)
Brand notoriety: HRTG and UVE are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: HRTG: 96% vs. UVE: 53%
Market capitalization -- HRTG: $820.39M vs. UVE: $875.97M
HRTG [@Property/Casualty Insurance] is valued at $820.39M. UVE’s [@Property/Casualty Insurance] market capitalization is $875.97M. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $123.33B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $17.29B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HRTG’s FA Score shows that 3 FA rating(s) are green whileUVE’s FA Score has 1 green FA rating(s).

  • HRTG’s FA Score: 3 green, 2 red.
  • UVE’s FA Score: 1 green, 4 red.
According to our system of comparison, HRTG is a better buy in the long-term than UVE.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HRTG’s TA Score shows that 4 TA indicator(s) are bullish while UVE’s TA Score has 4 bullish TA indicator(s).

  • HRTG’s TA Score: 4 bullish, 5 bearish.
  • UVE’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, HRTG is a better buy in the short-term than UVE.

Price Growth

HRTG (@Property/Casualty Insurance) experienced а +4.49% price change this week, while UVE (@Property/Casualty Insurance) price change was +6.81% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +1.81%. For the same industry, the average monthly price growth was -1.36%, and the average quarterly price growth was +6.08%.

Reported Earning Dates

HRTG is expected to report earnings on Feb 26, 2026.

UVE is expected to report earnings on Feb 19, 2026.

Industries' Descriptions

@Property/Casualty Insurance (+1.81% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UVE($876M) has a higher market cap than HRTG($820M). UVE has higher P/E ratio than HRTG: UVE (7.37) vs HRTG (5.49). UVE YTD gains are higher at: -7.604 vs. HRTG (-9.296). UVE (101M) and HRTG (102M) have identical debt. UVE has higher revenues than HRTG: UVE (1.58B) vs HRTG (842M).
HRTGUVEHRTG / UVE
Capitalization820M876M94%
EBITDAN/AN/A-
Gain YTD-9.296-7.604122%
P/E Ratio5.497.3775%
Revenue842M1.58B53%
Total Cash666MN/A-
Total Debt102M101M101%
FUNDAMENTALS RATINGS
HRTG vs UVE: Fundamental Ratings
HRTG
UVE
OUTLOOK RATING
1..100
608
VALUATION
overvalued / fair valued / undervalued
1..100
47
Fair valued
35
Fair valued
PROFIT vs RISK RATING
1..100
3223
SMR RATING
1..100
2335
PRICE GROWTH RATING
1..100
4047
P/E GROWTH RATING
1..100
2558
SEASONALITY SCORE
1..100
9085

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UVE's Valuation (35) in the Property Or Casualty Insurance industry is in the same range as HRTG (47). This means that UVE’s stock grew similarly to HRTG’s over the last 12 months.

UVE's Profit vs Risk Rating (23) in the Property Or Casualty Insurance industry is in the same range as HRTG (32). This means that UVE’s stock grew similarly to HRTG’s over the last 12 months.

HRTG's SMR Rating (23) in the Property Or Casualty Insurance industry is in the same range as UVE (35). This means that HRTG’s stock grew similarly to UVE’s over the last 12 months.

HRTG's Price Growth Rating (40) in the Property Or Casualty Insurance industry is in the same range as UVE (47). This means that HRTG’s stock grew similarly to UVE’s over the last 12 months.

HRTG's P/E Growth Rating (25) in the Property Or Casualty Insurance industry is somewhat better than the same rating for UVE (58). This means that HRTG’s stock grew somewhat faster than UVE’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HRTGUVE
RSI
ODDS (%)
N/A
Bullish Trend 2 days ago
85%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
82%
Bearish Trend 2 days ago
56%
Momentum
ODDS (%)
Bullish Trend 2 days ago
80%
Bullish Trend 2 days ago
81%
MACD
ODDS (%)
Bullish Trend 2 days ago
80%
Bullish Trend 2 days ago
77%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
79%
Bullish Trend 2 days ago
74%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 2 days ago
57%
Advances
ODDS (%)
Bullish Trend 7 days ago
79%
Bullish Trend 2 days ago
74%
Declines
ODDS (%)
Bearish Trend 13 days ago
83%
Bearish Trend 13 days ago
59%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
80%
Bearish Trend 2 days ago
61%
Aroon
ODDS (%)
Bullish Trend 3 days ago
75%
Bearish Trend 2 days ago
60%
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HRTG
Daily Signal:
Gain/Loss:
UVE
Daily Signal:
Gain/Loss:
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HRTG and

Correlation & Price change

A.I.dvisor indicates that over the last year, HRTG has been loosely correlated with UVE. These tickers have moved in lockstep 47% of the time. This A.I.-generated data suggests there is some statistical probability that if HRTG jumps, then UVE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HRTG
1D Price
Change %
HRTG100%
-0.08%
UVE - HRTG
47%
Loosely correlated
+0.22%
SKWD - HRTG
43%
Loosely correlated
-1.27%
ACIC - HRTG
42%
Loosely correlated
-1.34%
WRB - HRTG
37%
Loosely correlated
+2.10%
TRV - HRTG
36%
Loosely correlated
+0.91%
More

UVE and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVE has been loosely correlated with HCI. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if UVE jumps, then HCI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVE
1D Price
Change %
UVE100%
+0.22%
HCI - UVE
63%
Loosely correlated
-0.64%
HRTG - UVE
59%
Loosely correlated
-0.08%
CINF - UVE
54%
Loosely correlated
+0.84%
BOW - UVE
53%
Loosely correlated
-0.44%
TRV - UVE
53%
Loosely correlated
+0.91%
More