HFWA
Price
$24.22
Change
+$0.14 (+0.58%)
Updated
Dec 4, 04:59 PM (EDT)
Capitalization
817.68M
49 days until earnings call
Intraday BUY SELL Signals
MSBI
Price
$20.01
Change
+$1.22 (+6.49%)
Updated
Dec 4, 04:59 PM (EDT)
Capitalization
405.06M
49 days until earnings call
Intraday BUY SELL Signals
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HFWA vs MSBI

Header iconHFWA vs MSBI Comparison
Open Charts HFWA vs MSBIBanner chart's image
Heritage Financial
Price$24.22
Change+$0.14 (+0.58%)
Volume$3.38K
Capitalization817.68M
Midland States Ban
Price$20.01
Change+$1.22 (+6.49%)
Volume$6.85K
Capitalization405.06M
HFWA vs MSBI Comparison Chart in %
HFWA
Daily Signal:
Gain/Loss:
MSBI
Daily Signal:
Gain/Loss:
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HFWA vs. MSBI commentary
Dec 05, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HFWA is a StrongBuy and MSBI is a StrongBuy.

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COMPARISON
Comparison
Dec 05, 2025
Stock price -- (HFWA: $24.08 vs. MSBI: $18.79)
Brand notoriety: HFWA and MSBI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HFWA: 83% vs. MSBI: 321%
Market capitalization -- HFWA: $817.68M vs. MSBI: $405.06M
HFWA [@Regional Banks] is valued at $817.68M. MSBI’s [@Regional Banks] market capitalization is $405.06M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.32B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HFWA’s FA Score shows that 1 FA rating(s) are green whileMSBI’s FA Score has 2 green FA rating(s).

  • HFWA’s FA Score: 1 green, 4 red.
  • MSBI’s FA Score: 2 green, 3 red.
According to our system of comparison, MSBI is a better buy in the long-term than HFWA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HFWA’s TA Score shows that 5 TA indicator(s) are bullish while MSBI’s TA Score has 5 bullish TA indicator(s).

  • HFWA’s TA Score: 5 bullish, 6 bearish.
  • MSBI’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, MSBI is a better buy in the short-term than HFWA.

Price Growth

HFWA (@Regional Banks) experienced а -0.70% price change this week, while MSBI (@Regional Banks) price change was +16.35% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.28%. For the same industry, the average monthly price growth was +4.63%, and the average quarterly price growth was +14.30%.

Reported Earning Dates

HFWA is expected to report earnings on Jan 22, 2026.

MSBI is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+1.28% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HFWA($818M) has a higher market cap than MSBI($405M). HFWA has higher P/E ratio than MSBI: HFWA (14.59) vs MSBI (12.91). HFWA YTD gains are higher at: 2.400 vs. MSBI (-18.982). HFWA has less debt than MSBI: HFWA (285M) vs MSBI (423M). MSBI has higher revenues than HFWA: MSBI (338M) vs HFWA (226M).
HFWAMSBIHFWA / MSBI
Capitalization818M405M202%
EBITDAN/AN/A-
Gain YTD2.400-18.982-13%
P/E Ratio14.5912.91113%
Revenue226M338M67%
Total Cash90.8MN/A-
Total Debt285M423M67%
FUNDAMENTALS RATINGS
HFWA vs MSBI: Fundamental Ratings
HFWA
MSBI
OUTLOOK RATING
1..100
1626
VALUATION
overvalued / fair valued / undervalued
1..100
43
Fair valued
27
Undervalued
PROFIT vs RISK RATING
1..100
7060
SMR RATING
1..100
3388
PRICE GROWTH RATING
1..100
5158
P/E GROWTH RATING
1..100
8722
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MSBI's Valuation (27) in the Regional Banks industry is in the same range as HFWA (43). This means that MSBI’s stock grew similarly to HFWA’s over the last 12 months.

MSBI's Profit vs Risk Rating (60) in the Regional Banks industry is in the same range as HFWA (70). This means that MSBI’s stock grew similarly to HFWA’s over the last 12 months.

HFWA's SMR Rating (33) in the Regional Banks industry is somewhat better than the same rating for MSBI (88). This means that HFWA’s stock grew somewhat faster than MSBI’s over the last 12 months.

HFWA's Price Growth Rating (51) in the Regional Banks industry is in the same range as MSBI (58). This means that HFWA’s stock grew similarly to MSBI’s over the last 12 months.

MSBI's P/E Growth Rating (22) in the Regional Banks industry is somewhat better than the same rating for HFWA (87). This means that MSBI’s stock grew somewhat faster than HFWA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HFWAMSBI
RSI
ODDS (%)
Bearish Trend 2 days ago
81%
Bearish Trend 2 days ago
76%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
69%
Momentum
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
54%
MACD
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
59%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
60%
Bullish Trend 2 days ago
53%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
56%
Bullish Trend 2 days ago
53%
Advances
ODDS (%)
Bullish Trend 10 days ago
63%
Bullish Trend 2 days ago
55%
Declines
ODDS (%)
Bearish Trend 7 days ago
61%
Bearish Trend 17 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
63%
Aroon
ODDS (%)
Bearish Trend 2 days ago
66%
Bearish Trend 2 days ago
64%
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HFWA
Daily Signal:
Gain/Loss:
MSBI
Daily Signal:
Gain/Loss:
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HFWA and

Correlation & Price change

A.I.dvisor indicates that over the last year, HFWA has been closely correlated with STBA. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if HFWA jumps, then STBA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HFWA
1D Price
Change %
HFWA100%
+0.58%
STBA - HFWA
88%
Closely correlated
+1.43%
CVBF - HFWA
88%
Closely correlated
+0.91%
HOPE - HFWA
87%
Closely correlated
+1.77%
TCBK - HFWA
86%
Closely correlated
+1.75%
FCF - HFWA
86%
Closely correlated
+0.48%
More

MSBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, MSBI has been loosely correlated with OCFC. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if MSBI jumps, then OCFC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MSBI
1D Price
Change %
MSBI100%
+7.07%
OCFC - MSBI
64%
Loosely correlated
+1.83%
HFWA - MSBI
63%
Loosely correlated
+0.58%
FMBH - MSBI
63%
Loosely correlated
+4.13%
TCBK - MSBI
63%
Loosely correlated
+1.75%
BUSE - MSBI
62%
Loosely correlated
+1.87%
More