HFWA
Price
$24.53
Change
-$0.05 (-0.20%)
Updated
Dec 24 closing price
Capitalization
832.96M
27 days until earnings call
Intraday BUY SELL Signals
MSBI
Price
$21.33
Change
-$0.15 (-0.70%)
Updated
Dec 24 closing price
Capitalization
459.7M
27 days until earnings call
Intraday BUY SELL Signals
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HFWA vs MSBI

Header iconHFWA vs MSBI Comparison
Open Charts HFWA vs MSBIBanner chart's image
Heritage Financial
Price$24.53
Change-$0.05 (-0.20%)
Volume$106.84K
Capitalization832.96M
Midland States Ban
Price$21.33
Change-$0.15 (-0.70%)
Volume$100.01K
Capitalization459.7M
HFWA vs MSBI Comparison Chart in %
HFWA
Daily Signal:
Gain/Loss:
MSBI
Daily Signal:
Gain/Loss:
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HFWA vs. MSBI commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HFWA is a Buy and MSBI is a Buy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (HFWA: $24.53 vs. MSBI: $21.33)
Brand notoriety: HFWA and MSBI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HFWA: 52% vs. MSBI: 50%
Market capitalization -- HFWA: $832.96M vs. MSBI: $459.7M
HFWA [@Regional Banks] is valued at $832.96M. MSBI’s [@Regional Banks] market capitalization is $459.7M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.65B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HFWA’s FA Score shows that 1 FA rating(s) are green whileMSBI’s FA Score has 1 green FA rating(s).

  • HFWA’s FA Score: 1 green, 4 red.
  • MSBI’s FA Score: 1 green, 4 red.
According to our system of comparison, MSBI is a better buy in the long-term than HFWA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HFWA’s TA Score shows that 6 TA indicator(s) are bullish while MSBI’s TA Score has 7 bullish TA indicator(s).

  • HFWA’s TA Score: 6 bullish, 5 bearish.
  • MSBI’s TA Score: 7 bullish, 4 bearish.
According to our system of comparison, MSBI is a better buy in the short-term than HFWA.

Price Growth

HFWA (@Regional Banks) experienced а -4.44% price change this week, while MSBI (@Regional Banks) price change was -1.84% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

HFWA is expected to report earnings on Jan 22, 2026.

MSBI is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HFWA($833M) has a higher market cap than MSBI($460M). HFWA has higher P/E ratio than MSBI: HFWA (14.87) vs MSBI (12.91). HFWA YTD gains are higher at: 4.314 vs. MSBI (-8.030). HFWA has less debt than MSBI: HFWA (160M) vs MSBI (547M). MSBI has higher revenues than HFWA: MSBI (321M) vs HFWA (237M).
HFWAMSBIHFWA / MSBI
Capitalization833M460M181%
EBITDAN/AN/A-
Gain YTD4.314-8.030-54%
P/E Ratio14.8712.91115%
Revenue237M321M74%
Total Cash90.8MN/A-
Total Debt160M547M29%
FUNDAMENTALS RATINGS
HFWA vs MSBI: Fundamental Ratings
HFWA
MSBI
OUTLOOK RATING
1..100
2144
VALUATION
overvalued / fair valued / undervalued
1..100
48
Fair valued
35
Fair valued
PROFIT vs RISK RATING
1..100
7960
SMR RATING
1..100
3191
PRICE GROWTH RATING
1..100
5240
P/E GROWTH RATING
1..100
8724
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MSBI's Valuation (35) in the Regional Banks industry is in the same range as HFWA (48). This means that MSBI’s stock grew similarly to HFWA’s over the last 12 months.

MSBI's Profit vs Risk Rating (60) in the Regional Banks industry is in the same range as HFWA (79). This means that MSBI’s stock grew similarly to HFWA’s over the last 12 months.

HFWA's SMR Rating (31) in the Regional Banks industry is somewhat better than the same rating for MSBI (91). This means that HFWA’s stock grew somewhat faster than MSBI’s over the last 12 months.

MSBI's Price Growth Rating (40) in the Regional Banks industry is in the same range as HFWA (52). This means that MSBI’s stock grew similarly to HFWA’s over the last 12 months.

MSBI's P/E Growth Rating (24) in the Regional Banks industry is somewhat better than the same rating for HFWA (87). This means that MSBI’s stock grew somewhat faster than HFWA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HFWAMSBI
RSI
ODDS (%)
Bearish Trend 3 days ago
80%
Bearish Trend 3 days ago
61%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
65%
Bearish Trend 3 days ago
84%
Momentum
ODDS (%)
Bearish Trend 3 days ago
63%
Bullish Trend 3 days ago
53%
MACD
ODDS (%)
Bearish Trend 3 days ago
58%
Bullish Trend 3 days ago
52%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
60%
Bearish Trend 3 days ago
67%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
55%
Bullish Trend 3 days ago
51%
Advances
ODDS (%)
Bullish Trend 9 days ago
63%
Bullish Trend 9 days ago
56%
Declines
ODDS (%)
Bearish Trend 3 days ago
61%
Bearish Trend 5 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 3 days ago
67%
Aroon
ODDS (%)
Bullish Trend 3 days ago
49%
Bullish Trend 3 days ago
42%
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HFWA
Daily Signal:
Gain/Loss:
MSBI
Daily Signal:
Gain/Loss:
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HFWA and

Correlation & Price change

A.I.dvisor indicates that over the last year, HFWA has been closely correlated with STBA. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if HFWA jumps, then STBA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HFWA
1D Price
Change %
HFWA100%
-0.20%
STBA - HFWA
88%
Closely correlated
-0.34%
CVBF - HFWA
87%
Closely correlated
N/A
HOPE - HFWA
87%
Closely correlated
+0.09%
FCF - HFWA
86%
Closely correlated
-0.12%
PEBO - HFWA
85%
Closely correlated
-0.26%
More

MSBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, MSBI has been loosely correlated with FMBH. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if MSBI jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MSBI
1D Price
Change %
MSBI100%
-0.70%
FMBH - MSBI
62%
Loosely correlated
-0.72%
OCFC - MSBI
62%
Loosely correlated
-0.05%
BUSE - MSBI
62%
Loosely correlated
+0.16%
NFBK - MSBI
61%
Loosely correlated
-0.34%
CHCO - MSBI
60%
Loosely correlated
-0.01%
More