HCI
Price
$192.06
Change
-$2.48 (-1.27%)
Updated
Dec 26 closing price
Capitalization
2.49B
67 days until earnings call
Intraday BUY SELL Signals
UVE
Price
$33.82
Change
-$0.71 (-2.06%)
Updated
Dec 26 closing price
Capitalization
948.61M
53 days until earnings call
Intraday BUY SELL Signals
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HCI vs UVE

Header iconHCI vs UVE Comparison
Open Charts HCI vs UVEBanner chart's image
HCI Group
Price$192.06
Change-$2.48 (-1.27%)
Volume$81.74K
Capitalization2.49B
Universal Insurance
Price$33.82
Change-$0.71 (-2.06%)
Volume$120.32K
Capitalization948.61M
HCI vs UVE Comparison Chart in %
HCI
Daily Signal:
Gain/Loss:
UVE
Daily Signal:
Gain/Loss:
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VS
HCI vs. UVE commentary
Dec 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HCI is a Buy and UVE is a Buy.

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COMPARISON
Comparison
Dec 28, 2025
Stock price -- (HCI: $192.06 vs. UVE: $33.82)
Brand notoriety: HCI and UVE are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: HCI: 49% vs. UVE: 64%
Market capitalization -- HCI: $2.49B vs. UVE: $948.61M
HCI [@Property/Casualty Insurance] is valued at $2.49B. UVE’s [@Property/Casualty Insurance] market capitalization is $948.61M. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $133.14B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $18.21B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HCI’s FA Score shows that 3 FA rating(s) are green whileUVE’s FA Score has 1 green FA rating(s).

  • HCI’s FA Score: 3 green, 2 red.
  • UVE’s FA Score: 1 green, 4 red.
According to our system of comparison, UVE is a better buy in the long-term than HCI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HCI’s TA Score shows that 6 TA indicator(s) are bullish while UVE’s TA Score has 3 bullish TA indicator(s).

  • HCI’s TA Score: 6 bullish, 4 bearish.
  • UVE’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, HCI is a better buy in the short-term than UVE.

Price Growth

HCI (@Property/Casualty Insurance) experienced а +1.12% price change this week, while UVE (@Property/Casualty Insurance) price change was -0.21% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +0.32%. For the same industry, the average monthly price growth was +1.18%, and the average quarterly price growth was +6.03%.

Reported Earning Dates

HCI is expected to report earnings on Mar 05, 2026.

UVE is expected to report earnings on Feb 19, 2026.

Industries' Descriptions

@Property/Casualty Insurance (+0.32% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HCI($2.49B) has a higher market cap than UVE($949M). HCI has higher P/E ratio than UVE: HCI (12.18) vs UVE (7.98). HCI (66.203) and UVE (63.934) have similar YTD gains . HCI has more cash in the bank: 1.19B vs. UVE (572M). HCI has less debt than UVE: HCI (33.1M) vs UVE (101M). UVE has higher revenues than HCI: UVE (1.58B) vs HCI (817M).
HCIUVEHCI / UVE
Capitalization2.49B949M262%
EBITDAN/AN/A-
Gain YTD66.20363.934104%
P/E Ratio12.187.98153%
Revenue817M1.58B52%
Total Cash1.19B572M207%
Total Debt33.1M101M33%
FUNDAMENTALS RATINGS
HCI vs UVE: Fundamental Ratings
HCI
UVE
OUTLOOK RATING
1..100
299
VALUATION
overvalued / fair valued / undervalued
1..100
86
Overvalued
39
Fair valued
PROFIT vs RISK RATING
1..100
3315
SMR RATING
1..100
3336
PRICE GROWTH RATING
1..100
4241
P/E GROWTH RATING
1..100
2356
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UVE's Valuation (39) in the Property Or Casualty Insurance industry is somewhat better than the same rating for HCI (86). This means that UVE’s stock grew somewhat faster than HCI’s over the last 12 months.

UVE's Profit vs Risk Rating (15) in the Property Or Casualty Insurance industry is in the same range as HCI (33). This means that UVE’s stock grew similarly to HCI’s over the last 12 months.

HCI's SMR Rating (33) in the Property Or Casualty Insurance industry is in the same range as UVE (36). This means that HCI’s stock grew similarly to UVE’s over the last 12 months.

UVE's Price Growth Rating (41) in the Property Or Casualty Insurance industry is in the same range as HCI (42). This means that UVE’s stock grew similarly to HCI’s over the last 12 months.

HCI's P/E Growth Rating (23) in the Property Or Casualty Insurance industry is somewhat better than the same rating for UVE (56). This means that HCI’s stock grew somewhat faster than UVE’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HCIUVE
RSI
ODDS (%)
Bearish Trend 3 days ago
57%
Bearish Trend 3 days ago
51%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
66%
Bearish Trend 3 days ago
62%
Momentum
ODDS (%)
Bullish Trend 3 days ago
78%
Bullish Trend 3 days ago
75%
MACD
ODDS (%)
Bullish Trend 3 days ago
68%
Bullish Trend 3 days ago
77%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
82%
Bearish Trend 3 days ago
57%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
82%
Bullish Trend 3 days ago
70%
Advances
ODDS (%)
Bullish Trend 6 days ago
81%
Bullish Trend 6 days ago
74%
Declines
ODDS (%)
Bearish Trend 3 days ago
70%
Bearish Trend 3 days ago
59%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
67%
Bearish Trend 3 days ago
62%
Aroon
ODDS (%)
Bullish Trend 3 days ago
83%
Bearish Trend 3 days ago
50%
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HCI
Daily Signal:
Gain/Loss:
UVE
Daily Signal:
Gain/Loss:
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HCI and

Correlation & Price change

A.I.dvisor indicates that over the last year, HCI has been loosely correlated with DGICA. These tickers have moved in lockstep 50% of the time. This A.I.-generated data suggests there is some statistical probability that if HCI jumps, then DGICA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HCI
1D Price
Change %
HCI100%
-1.27%
DGICA - HCI
50%
Loosely correlated
-0.59%
WRB - HCI
46%
Loosely correlated
-0.10%
HIG - HCI
46%
Loosely correlated
-0.75%
UVE - HCI
44%
Loosely correlated
-2.06%
SKWD - HCI
44%
Loosely correlated
+0.25%
More

UVE and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVE has been loosely correlated with CINF. These tickers have moved in lockstep 54% of the time. This A.I.-generated data suggests there is some statistical probability that if UVE jumps, then CINF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVE
1D Price
Change %
UVE100%
-2.06%
CINF - UVE
54%
Loosely correlated
-0.65%
TRV - UVE
53%
Loosely correlated
-0.59%
BOW - UVE
53%
Loosely correlated
-0.56%
HIG - UVE
52%
Loosely correlated
-0.75%
THG - UVE
51%
Loosely correlated
-1.06%
More