HCI
Price
$187.56
Change
+$7.13 (+3.95%)
Updated
Sep 26 closing price
Capitalization
2.43B
39 days until earnings call
HRTG
Price
$24.86
Change
+$0.92 (+3.84%)
Updated
Sep 26 closing price
Capitalization
771.1M
44 days until earnings call
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HCI vs HRTG

Header iconHCI vs HRTG Comparison
Open Charts HCI vs HRTGBanner chart's image
HCI Group
Price$187.56
Change+$7.13 (+3.95%)
Volume$163.91K
Capitalization2.43B
Heritage Insurance Holdings
Price$24.86
Change+$0.92 (+3.84%)
Volume$423.47K
Capitalization771.1M
HCI vs HRTG Comparison Chart in %
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HCI
Daily Signalchanged days ago
Gain/Loss if bought
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HRTG
Daily Signalchanged days ago
Gain/Loss if bought
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HCI vs. HRTG commentary
Sep 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HCI is a Buy and HRTG is a StrongBuy.

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COMPARISON
Comparison
Sep 28, 2025
Stock price -- (HCI: $187.56 vs. HRTG: $24.86)
Brand notoriety: HCI and HRTG are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: HCI: 106% vs. HRTG: 88%
Market capitalization -- HCI: $2.43B vs. HRTG: $771.1M
HCI [@Property/Casualty Insurance] is valued at $2.43B. HRTG’s [@Property/Casualty Insurance] market capitalization is $771.1M. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $142.78B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $17.57B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HCI’s FA Score shows that 2 FA rating(s) are green whileHRTG’s FA Score has 1 green FA rating(s).

  • HCI’s FA Score: 2 green, 3 red.
  • HRTG’s FA Score: 1 green, 4 red.
According to our system of comparison, HCI is a better buy in the long-term than HRTG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HCI’s TA Score shows that 3 TA indicator(s) are bullish while HRTG’s TA Score has 6 bullish TA indicator(s).

  • HCI’s TA Score: 3 bullish, 5 bearish.
  • HRTG’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, HRTG is a better buy in the short-term than HCI.

Price Growth

HCI (@Property/Casualty Insurance) experienced а +3.47% price change this week, while HRTG (@Property/Casualty Insurance) price change was -12.46% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was -1.02%. For the same industry, the average monthly price growth was +1.42%, and the average quarterly price growth was +9.03%.

Reported Earning Dates

HCI is expected to report earnings on Nov 06, 2025.

HRTG is expected to report earnings on Nov 11, 2025.

Industries' Descriptions

@Property/Casualty Insurance (-1.02% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HCI($2.43B) has a higher market cap than HRTG($771M). HCI has higher P/E ratio than HRTG: HCI (16.42) vs HRTG (7.16). HRTG YTD gains are higher at: 105.455 vs. HCI (62.309). HCI has more cash in the bank: 1.31B vs. HRTG (571M). HCI has less debt than HRTG: HCI (16.7M) vs HRTG (115M). HRTG has higher revenues than HCI: HRTG (842M) vs HCI (776M).
HCIHRTGHCI / HRTG
Capitalization2.43B771M315%
EBITDAN/AN/A-
Gain YTD62.309105.45559%
P/E Ratio16.427.16229%
Revenue776M842M92%
Total Cash1.31B571M229%
Total Debt16.7M115M15%
FUNDAMENTALS RATINGS
HCI vs HRTG: Fundamental Ratings
HCI
HRTG
OUTLOOK RATING
1..100
8737
VALUATION
overvalued / fair valued / undervalued
1..100
88
Overvalued
59
Fair valued
PROFIT vs RISK RATING
1..100
3340
SMR RATING
1..100
4330
PRICE GROWTH RATING
1..100
4040
P/E GROWTH RATING
1..100
1061
SEASONALITY SCORE
1..100
5022

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HRTG's Valuation (59) in the Property Or Casualty Insurance industry is in the same range as HCI (88). This means that HRTG’s stock grew similarly to HCI’s over the last 12 months.

HCI's Profit vs Risk Rating (33) in the Property Or Casualty Insurance industry is in the same range as HRTG (40). This means that HCI’s stock grew similarly to HRTG’s over the last 12 months.

HRTG's SMR Rating (30) in the Property Or Casualty Insurance industry is in the same range as HCI (43). This means that HRTG’s stock grew similarly to HCI’s over the last 12 months.

HRTG's Price Growth Rating (40) in the Property Or Casualty Insurance industry is in the same range as HCI (40). This means that HRTG’s stock grew similarly to HCI’s over the last 12 months.

HCI's P/E Growth Rating (10) in the Property Or Casualty Insurance industry is somewhat better than the same rating for HRTG (61). This means that HCI’s stock grew somewhat faster than HRTG’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HCIHRTG
RSI
ODDS (%)
Bearish Trend 3 days ago
73%
Bearish Trend 3 days ago
87%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
63%
Bullish Trend 3 days ago
73%
Momentum
ODDS (%)
Bullish Trend 3 days ago
88%
Bullish Trend 7 days ago
83%
MACD
ODDS (%)
Bearish Trend 3 days ago
60%
Bearish Trend 3 days ago
82%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
82%
Bearish Trend 3 days ago
81%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
82%
Bullish Trend 3 days ago
73%
Advances
ODDS (%)
Bullish Trend 3 days ago
80%
Bullish Trend 10 days ago
78%
Declines
ODDS (%)
Bearish Trend 5 days ago
69%
Bearish Trend 4 days ago
84%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
70%
Bearish Trend 3 days ago
85%
Aroon
ODDS (%)
Bullish Trend 3 days ago
83%
Bullish Trend 3 days ago
71%
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HCI
Daily Signalchanged days ago
Gain/Loss if bought
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HRTG
Daily Signalchanged days ago
Gain/Loss if bought
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HCI and

Correlation & Price change

A.I.dvisor indicates that over the last year, HCI has been loosely correlated with UVE. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if HCI jumps, then UVE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HCI
1D Price
Change %
HCI100%
+3.95%
UVE - HCI
63%
Loosely correlated
+2.31%
CB - HCI
47%
Loosely correlated
+0.86%
RLI - HCI
45%
Loosely correlated
+1.37%
WRB - HCI
45%
Loosely correlated
+1.77%
ALL - HCI
44%
Loosely correlated
+1.40%
More

HRTG and

Correlation & Price change

A.I.dvisor indicates that over the last year, HRTG has been loosely correlated with UVE. These tickers have moved in lockstep 54% of the time. This A.I.-generated data suggests there is some statistical probability that if HRTG jumps, then UVE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HRTG
1D Price
Change %
HRTG100%
+3.84%
UVE - HRTG
54%
Loosely correlated
+2.31%
HCI - HRTG
42%
Loosely correlated
+3.95%
SKWD - HRTG
38%
Loosely correlated
+0.62%
ACIC - HRTG
38%
Loosely correlated
+2.30%
HMN - HRTG
37%
Loosely correlated
+0.93%
More