HBNC
Price
$17.45
Change
+$0.20 (+1.16%)
Updated
Dec 3 closing price
Capitalization
893.74M
55 days until earnings call
Intraday BUY SELL Signals
PROV
Price
$15.39
Change
+$0.19 (+1.25%)
Updated
Dec 3 closing price
Capitalization
99.64M
60 days until earnings call
Intraday BUY SELL Signals
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HBNC vs PROV

Header iconHBNC vs PROV Comparison
Open Charts HBNC vs PROVBanner chart's image
Horizon Ban
Price$17.45
Change+$0.20 (+1.16%)
Volume$308.4K
Capitalization893.74M
Provident Financial Holdings
Price$15.39
Change+$0.19 (+1.25%)
Volume$9.95K
Capitalization99.64M
HBNC vs PROV Comparison Chart in %
HBNC
Daily Signal:
Gain/Loss:
PROV
Daily Signal:
Gain/Loss:
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HBNC vs. PROV commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HBNC is a StrongBuy and PROV is a StrongBuy.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (HBNC: $17.26 vs. PROV: $15.51)
Brand notoriety: HBNC and PROV are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HBNC: 16% vs. PROV: 22%
Market capitalization -- HBNC: $893.74M vs. PROV: $99.64M
HBNC [@Regional Banks] is valued at $893.74M. PROV’s [@Regional Banks] market capitalization is $99.64M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HBNC’s FA Score shows that 1 FA rating(s) are green whilePROV’s FA Score has 1 green FA rating(s).

  • HBNC’s FA Score: 1 green, 4 red.
  • PROV’s FA Score: 1 green, 4 red.
According to our system of comparison, HBNC is a better buy in the long-term than PROV.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HBNC’s TA Score shows that 6 TA indicator(s) are bullish while PROV’s TA Score has 5 bullish TA indicator(s).

  • HBNC’s TA Score: 6 bullish, 4 bearish.
  • PROV’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, HBNC is a better buy in the short-term than PROV.

Price Growth

HBNC (@Regional Banks) experienced а +1.17% price change this week, while PROV (@Regional Banks) price change was +1.92% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

HBNC is expected to report earnings on Jan 28, 2026.

PROV is expected to report earnings on Feb 02, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HBNC($894M) has a higher market cap than PROV($99.6M). PROV has higher P/E ratio than HBNC: PROV (17.10) vs HBNC (13.73). HBNC YTD gains are higher at: 11.704 vs. PROV (0.126). PROV has less debt than HBNC: PROV (213M) vs HBNC (1.09B). HBNC has higher revenues than PROV: HBNC (213M) vs PROV (39M).
HBNCPROVHBNC / PROV
Capitalization894M99.6M898%
EBITDAN/AN/A-
Gain YTD11.7040.1269,281%
P/E Ratio13.7317.1080%
Revenue213M39M546%
Total Cash102MN/A-
Total Debt1.09B213M511%
FUNDAMENTALS RATINGS
HBNC vs PROV: Fundamental Ratings
HBNC
PROV
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
51
Fair valued
63
Fair valued
PROFIT vs RISK RATING
1..100
6451
SMR RATING
1..100
3274
PRICE GROWTH RATING
1..100
4959
P/E GROWTH RATING
1..100
9727
SEASONALITY SCORE
1..100
n/a42

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HBNC's Valuation (51) in the Regional Banks industry is in the same range as PROV (63) in the Savings Banks industry. This means that HBNC’s stock grew similarly to PROV’s over the last 12 months.

PROV's Profit vs Risk Rating (51) in the Savings Banks industry is in the same range as HBNC (64) in the Regional Banks industry. This means that PROV’s stock grew similarly to HBNC’s over the last 12 months.

HBNC's SMR Rating (32) in the Regional Banks industry is somewhat better than the same rating for PROV (74) in the Savings Banks industry. This means that HBNC’s stock grew somewhat faster than PROV’s over the last 12 months.

HBNC's Price Growth Rating (49) in the Regional Banks industry is in the same range as PROV (59) in the Savings Banks industry. This means that HBNC’s stock grew similarly to PROV’s over the last 12 months.

PROV's P/E Growth Rating (27) in the Savings Banks industry is significantly better than the same rating for HBNC (97) in the Regional Banks industry. This means that PROV’s stock grew significantly faster than HBNC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HBNCPROV
RSI
ODDS (%)
Bearish Trend 7 days ago
76%
Bullish Trend 7 days ago
45%
Stochastic
ODDS (%)
Bearish Trend 7 days ago
70%
Bullish Trend 7 days ago
29%
Momentum
ODDS (%)
Bullish Trend 7 days ago
64%
Bearish Trend 7 days ago
39%
MACD
ODDS (%)
Bullish Trend 7 days ago
74%
Bullish Trend 7 days ago
33%
TrendWeek
ODDS (%)
Bullish Trend 7 days ago
63%
Bullish Trend 7 days ago
47%
TrendMonth
ODDS (%)
Bullish Trend 7 days ago
61%
Bearish Trend 7 days ago
44%
Advances
ODDS (%)
Bullish Trend 9 days ago
62%
Bullish Trend 7 days ago
52%
Declines
ODDS (%)
Bearish Trend 17 days ago
69%
Bearish Trend 18 days ago
47%
BollingerBands
ODDS (%)
Bearish Trend 7 days ago
70%
Bullish Trend 7 days ago
57%
Aroon
ODDS (%)
Bullish Trend 7 days ago
56%
Bearish Trend 7 days ago
49%
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HBNC
Daily Signal:
Gain/Loss:
PROV
Daily Signal:
Gain/Loss:
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HBNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, HBNC has been closely correlated with FMBH. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBNC jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HBNC
1D Price
Change %
HBNC100%
+0.58%
FMBH - HBNC
87%
Closely correlated
+0.34%
PEBO - HBNC
86%
Closely correlated
-0.20%
MBWM - HBNC
85%
Closely correlated
-0.11%
SRCE - HBNC
85%
Closely correlated
+0.74%
BY - HBNC
85%
Closely correlated
+0.07%
More

PROV and

Correlation & Price change

A.I.dvisor indicates that over the last year, PROV has been loosely correlated with FFWM. These tickers have moved in lockstep 42% of the time. This A.I.-generated data suggests there is some statistical probability that if PROV jumps, then FFWM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PROV
1D Price
Change %
PROV100%
+1.34%
FFWM - PROV
42%
Loosely correlated
-0.37%
RBCAA - PROV
41%
Loosely correlated
-1.07%
TRST - PROV
40%
Loosely correlated
+0.42%
HBNC - PROV
40%
Loosely correlated
+0.58%
UBFO - PROV
40%
Loosely correlated
+0.60%
More