HBNC
Price
$17.46
Change
-$0.14 (-0.80%)
Updated
Dec 26 closing price
Capitalization
894.26M
31 days until earnings call
Intraday BUY SELL Signals
PROV
Price
$16.09
Change
-$0.07 (-0.43%)
Updated
Dec 26 closing price
Capitalization
104.17M
36 days until earnings call
Intraday BUY SELL Signals
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HBNC vs PROV

Header iconHBNC vs PROV Comparison
Open Charts HBNC vs PROVBanner chart's image
Horizon Ban
Price$17.46
Change-$0.14 (-0.80%)
Volume$201.71K
Capitalization894.26M
Provident Financial Holdings
Price$16.09
Change-$0.07 (-0.43%)
Volume$5.44K
Capitalization104.17M
HBNC vs PROV Comparison Chart in %
HBNC
Daily Signal:
Gain/Loss:
PROV
Daily Signal:
Gain/Loss:
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HBNC vs. PROV commentary
Dec 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HBNC is a StrongBuy and PROV is a StrongBuy.

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COMPARISON
Comparison
Dec 28, 2025
Stock price -- (HBNC: $17.46 vs. PROV: $16.09)
Brand notoriety: HBNC and PROV are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HBNC: 55% vs. PROV: 72%
Market capitalization -- HBNC: $894.26M vs. PROV: $104.17M
HBNC [@Regional Banks] is valued at $894.26M. PROV’s [@Regional Banks] market capitalization is $104.17M. The market cap for tickers in the [@Regional Banks] industry ranges from $170.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.63B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HBNC’s FA Score shows that 0 FA rating(s) are green whilePROV’s FA Score has 1 green FA rating(s).

  • HBNC’s FA Score: 0 green, 5 red.
  • PROV’s FA Score: 1 green, 4 red.
According to our system of comparison, PROV is a better buy in the long-term than HBNC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HBNC’s TA Score shows that 4 TA indicator(s) are bullish while PROV’s TA Score has 6 bullish TA indicator(s).

  • HBNC’s TA Score: 4 bullish, 5 bearish.
  • PROV’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, PROV is a better buy in the short-term than HBNC.

Price Growth

HBNC (@Regional Banks) experienced а -3.43% price change this week, while PROV (@Regional Banks) price change was +0.75% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.29%. For the same industry, the average monthly price growth was +3.93%, and the average quarterly price growth was +15.53%.

Reported Earning Dates

HBNC is expected to report earnings on Jan 28, 2026.

PROV is expected to report earnings on Feb 02, 2026.

Industries' Descriptions

@Regional Banks (-0.29% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HBNC($894M) has a higher market cap than PROV($104M). PROV has higher P/E ratio than HBNC: PROV (17.88) vs HBNC (13.73). HBNC YTD gains are higher at: 12.998 vs. PROV (3.904). PROV has less debt than HBNC: PROV (213M) vs HBNC (459M). PROV has higher revenues than HBNC: PROV (39.2M) vs HBNC (-82.17M).
HBNCPROVHBNC / PROV
Capitalization894M104M860%
EBITDAN/AN/A-
Gain YTD12.9983.904333%
P/E Ratio13.7317.8877%
Revenue-82.17M39.2M-210%
Total Cash102MN/A-
Total Debt459M213M215%
FUNDAMENTALS RATINGS
HBNC vs PROV: Fundamental Ratings
HBNC
PROV
OUTLOOK RATING
1..100
6381
VALUATION
overvalued / fair valued / undervalued
1..100
52
Fair valued
69
Overvalued
PROFIT vs RISK RATING
1..100
6955
SMR RATING
1..100
9176
PRICE GROWTH RATING
1..100
4953
P/E GROWTH RATING
1..100
9825
SEASONALITY SCORE
1..100
5075

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HBNC's Valuation (52) in the Regional Banks industry is in the same range as PROV (69) in the Savings Banks industry. This means that HBNC’s stock grew similarly to PROV’s over the last 12 months.

PROV's Profit vs Risk Rating (55) in the Savings Banks industry is in the same range as HBNC (69) in the Regional Banks industry. This means that PROV’s stock grew similarly to HBNC’s over the last 12 months.

PROV's SMR Rating (76) in the Savings Banks industry is in the same range as HBNC (91) in the Regional Banks industry. This means that PROV’s stock grew similarly to HBNC’s over the last 12 months.

HBNC's Price Growth Rating (49) in the Regional Banks industry is in the same range as PROV (53) in the Savings Banks industry. This means that HBNC’s stock grew similarly to PROV’s over the last 12 months.

PROV's P/E Growth Rating (25) in the Savings Banks industry is significantly better than the same rating for HBNC (98) in the Regional Banks industry. This means that PROV’s stock grew significantly faster than HBNC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HBNCPROV
RSI
ODDS (%)
Bearish Trend 3 days ago
78%
Bearish Trend 3 days ago
45%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
66%
Bearish Trend 3 days ago
43%
Momentum
ODDS (%)
Bearish Trend 3 days ago
62%
Bullish Trend 3 days ago
44%
MACD
ODDS (%)
Bearish Trend 3 days ago
63%
Bullish Trend 3 days ago
29%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
66%
Bullish Trend 3 days ago
46%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
60%
Bullish Trend 3 days ago
43%
Advances
ODDS (%)
Bullish Trend 18 days ago
62%
Bullish Trend 18 days ago
51%
Declines
ODDS (%)
Bearish Trend 3 days ago
68%
Bearish Trend 10 days ago
47%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
67%
Bearish Trend 3 days ago
36%
Aroon
ODDS (%)
Bullish Trend 3 days ago
53%
Bullish Trend 3 days ago
50%
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HBNC
Daily Signal:
Gain/Loss:
PROV
Daily Signal:
Gain/Loss:
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HBNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, HBNC has been closely correlated with FMBH. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBNC jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HBNC
1D Price
Change %
HBNC100%
-0.80%
FMBH - HBNC
86%
Closely correlated
-0.30%
PEBO - HBNC
86%
Closely correlated
-0.46%
MBWM - HBNC
85%
Closely correlated
-0.63%
SRCE - HBNC
85%
Closely correlated
-0.54%
BY - HBNC
85%
Closely correlated
-0.40%
More

PROV and

Correlation & Price change

A.I.dvisor indicates that over the last year, PROV has been loosely correlated with FFWM. These tickers have moved in lockstep 47% of the time. This A.I.-generated data suggests there is some statistical probability that if PROV jumps, then FFWM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PROV
1D Price
Change %
PROV100%
-0.43%
FFWM - PROV
47%
Loosely correlated
N/A
RBCAA - PROV
45%
Loosely correlated
-0.40%
FMBH - PROV
43%
Loosely correlated
-0.30%
TRST - PROV
43%
Loosely correlated
-0.65%
HBNC - PROV
42%
Loosely correlated
-0.80%
More