GNTY
Price
$40.48
Change
+$0.44 (+1.10%)
Updated
Feb 24, 11:22 AM (EDT)
Capitalization
350.19M
56 days until earnings call
UBOH
Price
$28.75
Change
-$0.25 (-0.86%)
Updated
Feb 21 closing price
Capitalization
56.14M
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GNTY vs UBOH

Header iconGNTY vs UBOH Comparison
Open Charts GNTY vs UBOHBanner chart's image
Guaranty Bancshares
Price$40.48
Change+$0.44 (+1.10%)
Volume$100
Capitalization350.19M
United Bancshares
Price$28.75
Change-$0.25 (-0.86%)
Volume$106
Capitalization56.14M
GNTY vs UBOH Comparison Chart
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GNTY
Daily Signalchanged days ago
Gain/Loss if bought
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GNTY vs. UBOH commentary
Feb 24, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is GNTY is a Buy and UBOH is a Hold.

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COMPARISON
Comparison
Feb 24, 2025
Stock price -- (GNTY: $40.04 vs. UBOH: $28.75)
Brand notoriety: GNTY and UBOH are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: GNTY: 83% vs. UBOH: 6%
Market capitalization -- GNTY: $350.19M vs. UBOH: $56.14M
GNTY [@Regional Banks] is valued at $350.19M. UBOH’s [@Regional Banks] market capitalization is $56.14M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.88B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

GNTY’s FA Score shows that 1 FA rating(s) are green whileUBOH’s FA Score has 1 green FA rating(s).

  • GNTY’s FA Score: 1 green, 4 red.
  • UBOH’s FA Score: 1 green, 4 red.
According to our system of comparison, GNTY is a better buy in the long-term than UBOH.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

GNTY’s TA Score shows that 4 TA indicator(s) are bullish.

  • GNTY’s TA Score: 4 bullish, 6 bearish.

Price Growth

GNTY (@Regional Banks) experienced а -2.67% price change this week, while UBOH (@Regional Banks) price change was -0.86% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -1.05%. For the same industry, the average monthly price growth was +1.19%, and the average quarterly price growth was +9.79%.

Reported Earning Dates

GNTY is expected to report earnings on Apr 21, 2025.

UBOH is expected to report earnings on Jan 23, 2025.

Industries' Descriptions

@Regional Banks (-1.05% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
GNTY($350M) has a higher market cap than UBOH($56.1M). GNTY has higher P/E ratio than UBOH: GNTY (11.61) vs UBOH (5.62). GNTY YTD gains are higher at: 15.723 vs. UBOH (-7.258). UBOH has less debt than GNTY: UBOH (18.8M) vs GNTY (190M). GNTY has higher revenues than UBOH: GNTY (117M) vs UBOH (42.8M).
GNTYUBOHGNTY / UBOH
Capitalization350M56.1M624%
EBITDAN/AN/A-
Gain YTD15.723-7.258-217%
P/E Ratio11.615.62206%
Revenue117M42.8M273%
Total Cash47.9MN/A-
Total Debt190M18.8M1,011%
FUNDAMENTALS RATINGS
GNTY vs UBOH: Fundamental Ratings
GNTY
UBOH
OUTLOOK RATING
1..100
7033
VALUATION
overvalued / fair valued / undervalued
1..100
79
Overvalued
35
Fair valued
PROFIT vs RISK RATING
1..100
3754
SMR RATING
1..100
3454
PRICE GROWTH RATING
1..100
4538
P/E GROWTH RATING
1..100
2615
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBOH's Valuation (35) in the Regional Banks industry is somewhat better than the same rating for GNTY (79). This means that UBOH’s stock grew somewhat faster than GNTY’s over the last 12 months.

GNTY's Profit vs Risk Rating (37) in the Regional Banks industry is in the same range as UBOH (54). This means that GNTY’s stock grew similarly to UBOH’s over the last 12 months.

GNTY's SMR Rating (34) in the Regional Banks industry is in the same range as UBOH (54). This means that GNTY’s stock grew similarly to UBOH’s over the last 12 months.

UBOH's Price Growth Rating (38) in the Regional Banks industry is in the same range as GNTY (45). This means that UBOH’s stock grew similarly to GNTY’s over the last 12 months.

UBOH's P/E Growth Rating (15) in the Regional Banks industry is in the same range as GNTY (26). This means that UBOH’s stock grew similarly to GNTY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
GNTY
RSI
ODDS (%)
Bearish Trend 4 days ago
60%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
52%
Momentum
ODDS (%)
Bearish Trend 4 days ago
56%
MACD
ODDS (%)
Bearish Trend 4 days ago
48%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
58%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
72%
Advances
ODDS (%)
Bullish Trend 19 days ago
72%
Declines
ODDS (%)
Bearish Trend 4 days ago
54%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
63%
Aroon
ODDS (%)
Bearish Trend 7 days ago
72%
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GNTY
Daily Signalchanged days ago
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GNTY and

Correlation & Price change

A.I.dvisor indicates that over the last year, GNTY has been closely correlated with EBC. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if GNTY jumps, then EBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To GNTY
1D Price
Change %
GNTY100%
-1.86%
EBC - GNTY
72%
Closely correlated
-3.01%
MBWM - GNTY
72%
Closely correlated
-1.63%
MCBS - GNTY
71%
Closely correlated
-1.89%
WASH - GNTY
71%
Closely correlated
-2.39%
RBCAA - GNTY
70%
Closely correlated
-1.46%
More

UBOH and

Correlation & Price change

A.I.dvisor tells us that UBOH and FNWD have been poorly correlated (+27% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that UBOH and FNWD's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBOH
1D Price
Change %
UBOH100%
-0.86%
FNWD - UBOH
27%
Poorly correlated
N/A
ALRS - UBOH
26%
Poorly correlated
-3.05%
CCNE - UBOH
25%
Poorly correlated
-1.83%
GNTY - UBOH
25%
Poorly correlated
-1.86%
PCB - UBOH
25%
Poorly correlated
-2.14%
More