FUNC
Price
$32.64
Change
-$0.12 (-0.37%)
Updated
Aug 11 closing price
Capitalization
212.05M
76 days until earnings call
UCB
Price
$29.61
Change
-$0.09 (-0.30%)
Updated
Aug 11 closing price
Capitalization
3.6B
70 days until earnings call
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FUNC vs UCB

Header iconFUNC vs UCB Comparison
Open Charts FUNC vs UCBBanner chart's image
First United
Price$32.64
Change-$0.12 (-0.37%)
Volume$16.99K
Capitalization212.05M
United Community Banks
Price$29.61
Change-$0.09 (-0.30%)
Volume$414.65K
Capitalization3.6B
FUNC vs UCB Comparison Chart in %
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FUNC
Daily Signalchanged days ago
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UCB
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FUNC vs. UCB commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FUNC is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (FUNC: $32.64 vs. UCB: $29.61)
Brand notoriety: FUNC and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FUNC: 39% vs. UCB: 59%
Market capitalization -- FUNC: $212.05M vs. UCB: $3.6B
FUNC [@Regional Banks] is valued at $212.05M. UCB’s [@Regional Banks] market capitalization is $3.6B. The market cap for tickers in the [@Regional Banks] industry ranges from $174.83B to $0. The average market capitalization across the [@Regional Banks] industry is $7.75B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FUNC’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • FUNC’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, FUNC is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FUNC’s TA Score shows that 3 TA indicator(s) are bullish while UCB’s TA Score has 5 bullish TA indicator(s).

  • FUNC’s TA Score: 3 bullish, 5 bearish.
  • UCB’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, UCB is a better buy in the short-term than FUNC.

Price Growth

FUNC (@Regional Banks) experienced а +0.31% price change this week, while UCB (@Regional Banks) price change was -2.05% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.75%. For the same industry, the average monthly price growth was +0.74%, and the average quarterly price growth was +7.88%.

Reported Earning Dates

FUNC is expected to report earnings on Oct 27, 2025.

UCB is expected to report earnings on Oct 21, 2025.

Industries' Descriptions

@Regional Banks (+0.75% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.6B) has a higher market cap than FUNC($212M). UCB has higher P/E ratio than FUNC: UCB (13.46) vs FUNC (9.38). FUNC YTD gains are higher at: -1.121 vs. UCB (-6.793). UCB has more cash in the bank: 198M vs. FUNC (82.8M). FUNC has less debt than UCB: FUNC (122M) vs UCB (254M).
FUNCUCBFUNC / UCB
Capitalization212M3.6B6%
EBITDAN/AN/A-
Gain YTD-1.121-6.79317%
P/E Ratio9.3813.4670%
RevenueN/AN/A-
Total Cash82.8M198M42%
Total Debt122M254M48%
FUNDAMENTALS RATINGS
FUNC vs UCB: Fundamental Ratings
FUNC
UCB
OUTLOOK RATING
1..100
6456
VALUATION
overvalued / fair valued / undervalued
1..100
33
Fair valued
80
Overvalued
PROFIT vs RISK RATING
1..100
2957
SMR RATING
1..100
4613
PRICE GROWTH RATING
1..100
5659
P/E GROWTH RATING
1..100
7881
SEASONALITY SCORE
1..100
n/a85

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FUNC's Valuation (33) in the Regional Banks industry is somewhat better than the same rating for UCB (80). This means that FUNC’s stock grew somewhat faster than UCB’s over the last 12 months.

FUNC's Profit vs Risk Rating (29) in the Regional Banks industry is in the same range as UCB (57). This means that FUNC’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is somewhat better than the same rating for FUNC (46). This means that UCB’s stock grew somewhat faster than FUNC’s over the last 12 months.

FUNC's Price Growth Rating (56) in the Regional Banks industry is in the same range as UCB (59). This means that FUNC’s stock grew similarly to UCB’s over the last 12 months.

FUNC's P/E Growth Rating (78) in the Regional Banks industry is in the same range as UCB (81). This means that FUNC’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FUNCUCB
RSI
ODDS (%)
Bearish Trend 1 day ago
47%
Bearish Trend 1 day ago
83%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
73%
Bullish Trend 1 day ago
71%
Momentum
ODDS (%)
Bearish Trend 1 day ago
52%
Bearish Trend 1 day ago
65%
MACD
ODDS (%)
Bearish Trend 1 day ago
56%
Bearish Trend 1 day ago
68%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
70%
Bearish Trend 1 day ago
69%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
47%
Bearish Trend 1 day ago
65%
Advances
ODDS (%)
Bullish Trend 23 days ago
70%
Bullish Trend 27 days ago
61%
Declines
ODDS (%)
Bearish Trend 6 days ago
54%
Bearish Trend 6 days ago
70%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
60%
Bullish Trend 1 day ago
62%
Aroon
ODDS (%)
Bullish Trend 1 day ago
56%
Bullish Trend 1 day ago
49%
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FUNC
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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FUNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, FUNC has been closely correlated with SHBI. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if FUNC jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FUNC
1D Price
Change %
FUNC100%
-0.37%
SHBI - FUNC
69%
Closely correlated
+0.13%
FNB - FUNC
68%
Closely correlated
-0.20%
UCB - FUNC
66%
Closely correlated
-0.30%
WTFC - FUNC
66%
Closely correlated
-1.04%
ONB - FUNC
66%
Loosely correlated
-0.82%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
-0.30%
FNB - UCB
92%
Closely correlated
-0.20%
HWC - UCB
92%
Closely correlated
-0.02%
ABCB - UCB
91%
Closely correlated
+0.12%
UBSI - UCB
91%
Closely correlated
+0.36%
SFNC - UCB
91%
Closely correlated
+0.40%
More