FUNC
Price
$34.11
Change
-$0.55 (-1.59%)
Updated
Jul 25 closing price
Capitalization
152.19M
92 days until earnings call
HTBK
Price
$9.58
Change
-$0.31 (-3.13%)
Updated
Jul 25 closing price
Capitalization
524.83M
88 days until earnings call
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FUNC vs HTBK

Header iconFUNC vs HTBK Comparison
Open Charts FUNC vs HTBKBanner chart's image
First United
Price$34.11
Change-$0.55 (-1.59%)
Volume$28.04K
Capitalization152.19M
Heritage Commerce
Price$9.58
Change-$0.31 (-3.13%)
Volume$696.37K
Capitalization524.83M
FUNC vs HTBK Comparison Chart in %
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FUNC
Daily Signalchanged days ago
Gain/Loss if bought
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HTBK
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FUNC vs. HTBK commentary
Jul 27, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FUNC is a Buy and HTBK is a Hold.

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COMPARISON
Comparison
Jul 27, 2025
Stock price -- (FUNC: $34.11 vs. HTBK: $9.58)
Brand notoriety: FUNC and HTBK are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FUNC: 65% vs. HTBK: 152%
Market capitalization -- FUNC: $152.19M vs. HTBK: $524.83M
FUNC [@Regional Banks] is valued at $152.19M. HTBK’s [@Regional Banks] market capitalization is $524.83M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FUNC’s FA Score shows that 1 FA rating(s) are green whileHTBK’s FA Score has 3 green FA rating(s).

  • FUNC’s FA Score: 1 green, 4 red.
  • HTBK’s FA Score: 3 green, 2 red.
According to our system of comparison, HTBK is a better buy in the long-term than FUNC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FUNC’s TA Score shows that 6 TA indicator(s) are bullish while HTBK’s TA Score has 6 bullish TA indicator(s).

  • FUNC’s TA Score: 6 bullish, 4 bearish.
  • HTBK’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, HTBK is a better buy in the short-term than FUNC.

Price Growth

FUNC (@Regional Banks) experienced а -2.07% price change this week, while HTBK (@Regional Banks) price change was -6.90% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.51%. For the same industry, the average monthly price growth was +4.61%, and the average quarterly price growth was +10.19%.

Reported Earning Dates

FUNC is expected to report earnings on Oct 27, 2025.

HTBK is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+0.51% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HTBK($525M) has a higher market cap than FUNC($152M). FUNC has higher P/E ratio than HTBK: FUNC (10.14) vs HTBK (8.01). HTBK YTD gains are higher at: 4.964 vs. FUNC (3.332). FUNC has more cash in the bank: 86.9M vs. HTBK (40.1M). HTBK has less debt than FUNC: HTBK (39.5M) vs FUNC (112M). HTBK has higher revenues than FUNC: HTBK (192M) vs FUNC (71.3M).
FUNCHTBKFUNC / HTBK
Capitalization152M525M29%
EBITDAN/AN/A-
Gain YTD3.3324.96467%
P/E Ratio10.148.01127%
Revenue71.3M192M37%
Total Cash86.9M40.1M217%
Total Debt112M39.5M284%
FUNDAMENTALS RATINGS
FUNC vs HTBK: Fundamental Ratings
FUNC
HTBK
OUTLOOK RATING
1..100
5269
VALUATION
overvalued / fair valued / undervalued
1..100
59
Fair valued
33
Fair valued
PROFIT vs RISK RATING
1..100
2958
SMR RATING
1..100
3924
PRICE GROWTH RATING
1..100
4352
P/E GROWTH RATING
1..100
8224
SEASONALITY SCORE
1..100
7575

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HTBK's Valuation (33) in the Regional Banks industry is in the same range as FUNC (59). This means that HTBK’s stock grew similarly to FUNC’s over the last 12 months.

FUNC's Profit vs Risk Rating (29) in the Regional Banks industry is in the same range as HTBK (58). This means that FUNC’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's SMR Rating (24) in the Regional Banks industry is in the same range as FUNC (39). This means that HTBK’s stock grew similarly to FUNC’s over the last 12 months.

FUNC's Price Growth Rating (43) in the Regional Banks industry is in the same range as HTBK (52). This means that FUNC’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's P/E Growth Rating (24) in the Regional Banks industry is somewhat better than the same rating for FUNC (82). This means that HTBK’s stock grew somewhat faster than FUNC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FUNCHTBK
RSI
ODDS (%)
Bearish Trend 2 days ago
57%
Bullish Trend 2 days ago
57%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
57%
Bullish Trend 2 days ago
67%
Momentum
ODDS (%)
Bullish Trend 2 days ago
72%
Bearish Trend 2 days ago
56%
MACD
ODDS (%)
Bullish Trend 2 days ago
56%
Bearish Trend 2 days ago
43%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
51%
Bearish Trend 2 days ago
59%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
67%
Bearish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 6 days ago
70%
Bullish Trend 10 days ago
58%
Declines
ODDS (%)
Bearish Trend 2 days ago
54%
Bearish Trend 2 days ago
56%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
58%
Bullish Trend 2 days ago
61%
Aroon
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
53%
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FUNC
Daily Signalchanged days ago
Gain/Loss if bought
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HTBK
Daily Signalchanged days ago
Gain/Loss if bought
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FUNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, FUNC has been closely correlated with HTBK. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if FUNC jumps, then HTBK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FUNC
1D Price
Change %
FUNC100%
-1.59%
HTBK - FUNC
67%
Closely correlated
-3.13%
FNB - FUNC
65%
Loosely correlated
+0.32%
SHBI - FUNC
65%
Loosely correlated
-1.37%
SSB - FUNC
64%
Loosely correlated
+0.61%
EFSC - FUNC
64%
Loosely correlated
-0.50%
More

HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with SHBI. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
-3.13%
SHBI - HTBK
85%
Closely correlated
-1.37%
FMBH - HTBK
85%
Closely correlated
-0.36%
TRST - HTBK
85%
Closely correlated
-0.54%
BY - HTBK
84%
Closely correlated
+0.18%
NWBI - HTBK
84%
Closely correlated
-0.94%
More