FRST
Price
$11.74
Change
+$0.15 (+1.29%)
Updated
Dec 4, 04:59 PM (EDT)
Capitalization
285.63M
49 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$19.63
Change
+$0.14 (+0.72%)
Updated
Dec 4, 04:59 PM (EDT)
Capitalization
1.03B
55 days until earnings call
Intraday BUY SELL Signals
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FRST vs OSBC

Header iconFRST vs OSBC Comparison
Open Charts FRST vs OSBCBanner chart's image
Primis Financial
Price$11.74
Change+$0.15 (+1.29%)
Volume$594
Capitalization285.63M
Old Second Ban
Price$19.63
Change+$0.14 (+0.72%)
Volume$6.49K
Capitalization1.03B
FRST vs OSBC Comparison Chart in %
FRST
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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VS
FRST vs. OSBC commentary
Dec 05, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRST is a StrongBuy and OSBC is a StrongBuy.

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COMPARISON
Comparison
Dec 05, 2025
Stock price -- (FRST: $11.59 vs. OSBC: $19.49)
Brand notoriety: FRST and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FRST: 405% vs. OSBC: 126%
Market capitalization -- FRST: $285.63M vs. OSBC: $1.03B
FRST [@Regional Banks] is valued at $285.63M. OSBC’s [@Regional Banks] market capitalization is $1.03B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.32B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FRST’s FA Score shows that 0 FA rating(s) are green whileOSBC’s FA Score has 3 green FA rating(s).

  • FRST’s FA Score: 0 green, 5 red.
  • OSBC’s FA Score: 3 green, 2 red.
According to our system of comparison, OSBC is a better buy in the long-term than FRST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FRST’s TA Score shows that 6 TA indicator(s) are bullish while OSBC’s TA Score has 6 bullish TA indicator(s).

  • FRST’s TA Score: 6 bullish, 3 bearish.
  • OSBC’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, FRST is a better buy in the short-term than OSBC.

Price Growth

FRST (@Regional Banks) experienced а +2.93% price change this week, while OSBC (@Regional Banks) price change was +2.47% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.28%. For the same industry, the average monthly price growth was +4.63%, and the average quarterly price growth was +14.30%.

Reported Earning Dates

FRST is expected to report earnings on Jan 22, 2026.

OSBC is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+1.28% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OSBC($1.03B) has a higher market cap than FRST($286M). FRST has higher P/E ratio than OSBC: FRST (34.09) vs OSBC (13.17). OSBC YTD gains are higher at: 11.195 vs. FRST (3.247). OSBC has more cash in the bank: 63.5M vs. FRST (7.67M). OSBC has less debt than FRST: OSBC (85.3M) vs FRST (124M). OSBC has higher revenues than FRST: OSBC (287M) vs FRST (146M).
FRSTOSBCFRST / OSBC
Capitalization286M1.03B28%
EBITDAN/AN/A-
Gain YTD3.24711.19529%
P/E Ratio34.0913.17259%
Revenue146M287M51%
Total Cash7.67M63.5M12%
Total Debt124M85.3M145%
FUNDAMENTALS RATINGS
FRST vs OSBC: Fundamental Ratings
FRST
OSBC
OUTLOOK RATING
1..100
3026
VALUATION
overvalued / fair valued / undervalued
1..100
86
Overvalued
60
Fair valued
PROFIT vs RISK RATING
1..100
7226
SMR RATING
1..100
6124
PRICE GROWTH RATING
1..100
5048
P/E GROWTH RATING
1..100
8817
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OSBC's Valuation (60) in the Regional Banks industry is in the same range as FRST (86). This means that OSBC’s stock grew similarly to FRST’s over the last 12 months.

OSBC's Profit vs Risk Rating (26) in the Regional Banks industry is somewhat better than the same rating for FRST (72). This means that OSBC’s stock grew somewhat faster than FRST’s over the last 12 months.

OSBC's SMR Rating (24) in the Regional Banks industry is somewhat better than the same rating for FRST (61). This means that OSBC’s stock grew somewhat faster than FRST’s over the last 12 months.

OSBC's Price Growth Rating (48) in the Regional Banks industry is in the same range as FRST (50). This means that OSBC’s stock grew similarly to FRST’s over the last 12 months.

OSBC's P/E Growth Rating (17) in the Regional Banks industry is significantly better than the same rating for FRST (88). This means that OSBC’s stock grew significantly faster than FRST’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FRSTOSBC
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
74%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
59%
Momentum
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
67%
MACD
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
60%
Advances
ODDS (%)
Bullish Trend 9 days ago
58%
Bullish Trend 9 days ago
66%
Declines
ODDS (%)
Bearish Trend 18 days ago
61%
Bearish Trend 22 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
53%
Bearish Trend 2 days ago
53%
Aroon
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
48%
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FRST
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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FRST and

Correlation & Price change

A.I.dvisor indicates that over the last year, FRST has been closely correlated with PFS. These tickers have moved in lockstep 77% of the time. This A.I.-generated data suggests there is a high statistical probability that if FRST jumps, then PFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FRST
1D Price
Change %
FRST100%
+5.08%
PFS - FRST
77%
Closely correlated
+2.52%
AX - FRST
76%
Closely correlated
+2.98%
COFS - FRST
76%
Closely correlated
+4.04%
OSBC - FRST
76%
Closely correlated
+2.96%
FHB - FRST
76%
Closely correlated
+1.24%
More

OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with BY. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
+2.96%
BY - OSBC
87%
Closely correlated
+2.82%
CATY - OSBC
87%
Closely correlated
+2.06%
WSFS - OSBC
87%
Closely correlated
+0.88%
TRMK - OSBC
86%
Closely correlated
+1.87%
ONB - OSBC
86%
Closely correlated
+2.59%
More