FRME
Price
$38.22
Change
-$0.74 (-1.90%)
Updated
Sep 26 closing price
Capitalization
2.21B
30 days until earnings call
UBSI
Price
$37.35
Change
+$0.03 (+0.08%)
Updated
Sep 26 closing price
Capitalization
5.29B
25 days until earnings call
Interact to see
Advertisement

FRME vs UBSI

Header iconFRME vs UBSI Comparison
Open Charts FRME vs UBSIBanner chart's image
First Merchants
Price$38.22
Change-$0.74 (-1.90%)
Volume$577.62K
Capitalization2.21B
United Bankshares
Price$37.35
Change+$0.03 (+0.08%)
Volume$566.63K
Capitalization5.29B
FRME vs UBSI Comparison Chart in %
Loading...
FRME
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UBSI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
FRME vs. UBSI commentary
Sep 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRME is a StrongBuy and UBSI is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Sep 28, 2025
Stock price -- (FRME: $38.22 vs. UBSI: $37.35)
Brand notoriety: FRME and UBSI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FRME: 216% vs. UBSI: 90%
Market capitalization -- FRME: $2.21B vs. UBSI: $5.29B
FRME [@Regional Banks] is valued at $2.21B. UBSI’s [@Regional Banks] market capitalization is $5.29B. The market cap for tickers in the [@Regional Banks] industry ranges from $163.52B to $0. The average market capitalization across the [@Regional Banks] industry is $7.83B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FRME’s FA Score shows that 1 FA rating(s) are green whileUBSI’s FA Score has 1 green FA rating(s).

  • FRME’s FA Score: 1 green, 4 red.
  • UBSI’s FA Score: 1 green, 4 red.
According to our system of comparison, UBSI is a better buy in the long-term than FRME.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FRME’s TA Score shows that 6 TA indicator(s) are bullish while UBSI’s TA Score has 5 bullish TA indicator(s).

  • FRME’s TA Score: 6 bullish, 5 bearish.
  • UBSI’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, UBSI is a better buy in the short-term than FRME.

Price Growth

FRME (@Regional Banks) experienced а -5.16% price change this week, while UBSI (@Regional Banks) price change was -0.48% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.08%. For the same industry, the average monthly price growth was +1.32%, and the average quarterly price growth was +13.92%.

Reported Earning Dates

FRME is expected to report earnings on Oct 28, 2025.

UBSI is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+0.08% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
UBSI($5.29B) has a higher market cap than FRME($2.21B). UBSI has higher P/E ratio than FRME: UBSI (13.15) vs FRME (9.93). UBSI YTD gains are higher at: 2.592 vs. FRME (-1.575). UBSI has more cash in the bank: 327M vs. FRME (81.6M). UBSI has less debt than FRME: UBSI (648M) vs FRME (961M).
FRMEUBSIFRME / UBSI
Capitalization2.21B5.29B42%
EBITDAN/AN/A-
Gain YTD-1.5752.592-61%
P/E Ratio9.9313.1575%
Revenue638MN/A-
Total Cash81.6M327M25%
Total Debt961M648M148%
FUNDAMENTALS RATINGS
FRME vs UBSI: Fundamental Ratings
FRME
UBSI
OUTLOOK RATING
1..100
506
VALUATION
overvalued / fair valued / undervalued
1..100
35
Fair valued
42
Fair valued
PROFIT vs RISK RATING
1..100
5142
SMR RATING
1..100
1612
PRICE GROWTH RATING
1..100
6155
P/E GROWTH RATING
1..100
6752
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FRME's Valuation (35) in the Regional Banks industry is in the same range as UBSI (42). This means that FRME’s stock grew similarly to UBSI’s over the last 12 months.

UBSI's Profit vs Risk Rating (42) in the Regional Banks industry is in the same range as FRME (51). This means that UBSI’s stock grew similarly to FRME’s over the last 12 months.

UBSI's SMR Rating (12) in the Regional Banks industry is in the same range as FRME (16). This means that UBSI’s stock grew similarly to FRME’s over the last 12 months.

UBSI's Price Growth Rating (55) in the Regional Banks industry is in the same range as FRME (61). This means that UBSI’s stock grew similarly to FRME’s over the last 12 months.

UBSI's P/E Growth Rating (52) in the Regional Banks industry is in the same range as FRME (67). This means that UBSI’s stock grew similarly to FRME’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FRMEUBSI
RSI
ODDS (%)
Bearish Trend 3 days ago
73%
N/A
Stochastic
ODDS (%)
Bullish Trend 3 days ago
56%
Bullish Trend 3 days ago
64%
Momentum
ODDS (%)
Bearish Trend 3 days ago
74%
Bearish Trend 3 days ago
65%
MACD
ODDS (%)
Bearish Trend 3 days ago
76%
Bearish Trend 3 days ago
65%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 3 days ago
59%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
61%
Bearish Trend 3 days ago
58%
Advances
ODDS (%)
Bullish Trend 11 days ago
59%
Bullish Trend 11 days ago
54%
Declines
ODDS (%)
Bearish Trend 3 days ago
61%
Bearish Trend 7 days ago
57%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 3 days ago
57%
Aroon
ODDS (%)
Bullish Trend 3 days ago
57%
Bullish Trend 3 days ago
54%
View a ticker or compare two or three
Interact to see
Advertisement
FRME
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UBSI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
HFDRX18.970.23
+1.23%
Hartford Schroders US MidCap Opps R3
JASCX43.330.40
+0.93%
James Small Cap
WOOPX18.120.16
+0.89%
JPMorgan SMID Cap Equity I
JDVVX25.710.22
+0.86%
JHancock Disciplined Value R5
GCEAX19.090.14
+0.74%
AB Global Core Equity A

FRME and

Correlation & Price change

A.I.dvisor indicates that over the last year, FRME has been closely correlated with STBA. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if FRME jumps, then STBA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FRME
1D Price
Change %
FRME100%
-1.90%
STBA - FRME
90%
Closely correlated
N/A
FFBC - FRME
89%
Closely correlated
+0.04%
UBSI - FRME
89%
Closely correlated
+0.08%
TRMK - FRME
89%
Closely correlated
+0.30%
WSBC - FRME
88%
Closely correlated
+0.65%
More

UBSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBSI has been closely correlated with FFIN. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBSI jumps, then FFIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBSI
1D Price
Change %
UBSI100%
+0.08%
FFIN - UBSI
92%
Closely correlated
+0.26%
TRMK - UBSI
92%
Closely correlated
+0.30%
STBA - UBSI
91%
Closely correlated
N/A
HWC - UBSI
91%
Closely correlated
+0.38%
FNB - UBSI
91%
Closely correlated
+0.93%
More