FRAF
Price
$42.40
Change
-$0.35 (-0.82%)
Updated
Aug 15 closing price
Capitalization
189.44M
UBFO
Price
$8.94
Change
-$0.10 (-1.11%)
Updated
Aug 15 closing price
Capitalization
156.24M
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FRAF vs UBFO

Header iconFRAF vs UBFO Comparison
Open Charts FRAF vs UBFOBanner chart's image
Franklin Financial Services
Price$42.40
Change-$0.35 (-0.82%)
Volume$32.2K
Capitalization189.44M
United Security Bancshares
Price$8.94
Change-$0.10 (-1.11%)
Volume$15.45K
Capitalization156.24M
FRAF vs UBFO Comparison Chart in %
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FRAF
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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FRAF vs. UBFO commentary
Aug 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRAF is a Hold and UBFO is a Hold.

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COMPARISON
Comparison
Aug 18, 2025
Stock price -- (FRAF: $42.40 vs. UBFO: $8.94)
Brand notoriety: FRAF and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FRAF: 84% vs. UBFO: 24%
Market capitalization -- FRAF: $189.44M vs. UBFO: $156.24M
FRAF [@Regional Banks] is valued at $189.44M. UBFO’s [@Regional Banks] market capitalization is $156.24M. The market cap for tickers in the [@Regional Banks] industry ranges from $174.7B to $0. The average market capitalization across the [@Regional Banks] industry is $7.93B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FRAF’s FA Score shows that 2 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • FRAF’s FA Score: 2 green, 3 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, FRAF is a better buy in the long-term than UBFO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FRAF’s TA Score shows that 5 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • FRAF’s TA Score: 5 bullish, 4 bearish.
  • UBFO’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, both FRAF and UBFO are a good buy in the short-term.

Price Growth

FRAF (@Regional Banks) experienced а +5.24% price change this week, while UBFO (@Regional Banks) price change was +1.82% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.64%. For the same industry, the average monthly price growth was +2.46%, and the average quarterly price growth was +8.68%.

Industries' Descriptions

@Regional Banks (+1.64% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FRAF($189M) has a higher market cap than UBFO($156M). UBFO has higher P/E ratio than FRAF: UBFO (13.75) vs FRAF (12.93). FRAF YTD gains are higher at: 45.477 vs. UBFO (-7.858). UBFO has more cash in the bank: 44M vs. FRAF (23.3M). UBFO has less debt than FRAF: UBFO (22.4M) vs FRAF (224M).
FRAFUBFOFRAF / UBFO
Capitalization189M156M121%
EBITDAN/AN/A-
Gain YTD45.477-7.858-579%
P/E Ratio12.9313.7594%
RevenueN/AN/A-
Total Cash23.3M44M53%
Total Debt224M22.4M1,000%
FUNDAMENTALS RATINGS
FRAF vs UBFO: Fundamental Ratings
FRAF
UBFO
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
49
Fair valued
66
Overvalued
PROFIT vs RISK RATING
1..100
1829
SMR RATING
1..100
5554
PRICE GROWTH RATING
1..100
4353
P/E GROWTH RATING
1..100
2011
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FRAF's Valuation (49) in the Regional Banks industry is in the same range as UBFO (66). This means that FRAF’s stock grew similarly to UBFO’s over the last 12 months.

FRAF's Profit vs Risk Rating (18) in the Regional Banks industry is in the same range as UBFO (29). This means that FRAF’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's SMR Rating (54) in the Regional Banks industry is in the same range as FRAF (55). This means that UBFO’s stock grew similarly to FRAF’s over the last 12 months.

FRAF's Price Growth Rating (43) in the Regional Banks industry is in the same range as UBFO (53). This means that FRAF’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (11) in the Regional Banks industry is in the same range as FRAF (20). This means that UBFO’s stock grew similarly to FRAF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FRAFUBFO
RSI
ODDS (%)
Bearish Trend 4 days ago
59%
N/A
Stochastic
ODDS (%)
Bearish Trend 4 days ago
42%
Bearish Trend 4 days ago
51%
Momentum
ODDS (%)
Bullish Trend 4 days ago
64%
Bullish Trend 4 days ago
61%
MACD
ODDS (%)
Bullish Trend 4 days ago
64%
Bullish Trend 4 days ago
55%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
55%
Bullish Trend 4 days ago
60%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
48%
Bullish Trend 4 days ago
60%
Advances
ODDS (%)
Bullish Trend 6 days ago
61%
Bullish Trend 6 days ago
62%
Declines
ODDS (%)
Bearish Trend 4 days ago
54%
Bearish Trend 4 days ago
44%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
52%
Bearish Trend 4 days ago
53%
Aroon
ODDS (%)
Bullish Trend 4 days ago
41%
Bearish Trend 4 days ago
41%
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FRAF
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
Gain/Loss if bought
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FRAF and

Correlation & Price change

A.I.dvisor indicates that over the last year, FRAF has been loosely correlated with FUNC. These tickers have moved in lockstep 45% of the time. This A.I.-generated data suggests there is some statistical probability that if FRAF jumps, then FUNC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FRAF
1D Price
Change %
FRAF100%
-0.82%
FUNC - FRAF
45%
Loosely correlated
-1.15%
MRBK - FRAF
43%
Loosely correlated
-1.07%
CWBC - FRAF
41%
Loosely correlated
-0.69%
WNEB - FRAF
41%
Loosely correlated
-0.68%
UBFO - FRAF
41%
Loosely correlated
-1.11%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been loosely correlated with UCB. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if UBFO jumps, then UCB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
-1.11%
UCB - UBFO
64%
Loosely correlated
-1.11%
AUB - UBFO
63%
Loosely correlated
-1.75%
FHN - UBFO
63%
Loosely correlated
-1.93%
FNB - UBFO
63%
Loosely correlated
-1.63%
BRKL - UBFO
62%
Loosely correlated
-1.77%
More