FPLPF
Price
$1.54
Change
+$0.79 (+105.33%)
Updated
Aug 13 closing price
Capitalization
396.73M
UPST
Price
$46.50
Change
-$1.28 (-2.68%)
Updated
Oct 17 closing price
Capitalization
4.47B
17 days until earnings call
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FPLPF vs UPST

Header iconFPLPF vs UPST Comparison
Open Charts FPLPF vs UPSTBanner chart's image
VANQUIS BKG GROUP
Price$1.54
Change+$0.79 (+105.33%)
Volume$106
Capitalization396.73M
Upstart Holdings
Price$46.50
Change-$1.28 (-2.68%)
Volume$5.34M
Capitalization4.47B
FPLPF vs UPST Comparison Chart in %
UPST
Daily Signalchanged days ago
Gain/Loss if bought
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FPLPF vs. UPST commentary
Oct 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FPLPF is a Buy and UPST is a Hold.

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COMPARISON
Comparison
Oct 18, 2025
Stock price -- (FPLPF: $1.54 vs. UPST: $46.50)
Brand notoriety: FPLPF and UPST are both not notable
FPLPF represents the Regional Banks, while UPST is part of the Savings Banks industry
Current volume relative to the 65-day Moving Average: FPLPF: 100% vs. UPST: 76%
Market capitalization -- FPLPF: $396.73M vs. UPST: $4.47B
FPLPF [@Regional Banks] is valued at $396.73M. UPST’s [@Savings Banks] market capitalization is $4.47B. The market cap for tickers in the [@Regional Banks] industry ranges from $175.41B to $0. The market cap for tickers in the [@Savings Banks] industry ranges from $663.59B to $0. The average market capitalization across the [@Regional Banks] industry is $7.76B. The average market capitalization across the [@Savings Banks] industry is $21.75B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FPLPF’s FA Score shows that 2 FA rating(s) are green whileUPST’s FA Score has 0 green FA rating(s).

  • FPLPF’s FA Score: 2 green, 3 red.
  • UPST’s FA Score: 0 green, 5 red.
According to our system of comparison, FPLPF is a better buy in the long-term than UPST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UPST’s TA Score shows that 4 TA indicator(s) are bullish.

  • UPST’s TA Score: 4 bullish, 4 bearish.

Price Growth

FPLPF (@Regional Banks) experienced а 0.00% price change this week, while UPST (@Savings Banks) price change was -4.28% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.16%. For the same industry, the average monthly price growth was -1.57%, and the average quarterly price growth was +15.72%.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.78%. For the same industry, the average monthly price growth was -3.43%, and the average quarterly price growth was +44.93%.

Reported Earning Dates

UPST is expected to report earnings on Nov 04, 2025.

Industries' Descriptions

@Regional Banks (-0.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

@Savings Banks (+0.78% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UPST($4.47B) has a higher market cap than FPLPF($397M). FPLPF YTD gains are higher at: 124.654 vs. UPST (-24.476). FPLPF has less debt than UPST: FPLPF (476M) vs UPST (1.47B). UPST has higher revenues than FPLPF: UPST (844M) vs FPLPF (451M).
FPLPFUPSTFPLPF / UPST
Capitalization397M4.47B9%
EBITDAN/AN/A-
Gain YTD124.654-24.476-509%
P/E RatioN/AN/A-
Revenue451M844M53%
Total CashN/AN/A-
Total Debt476M1.47B32%
TECHNICAL ANALYSIS
Technical Analysis
FPLPFUPST
RSI
ODDS (%)
N/A
Bullish Trend 1 day ago
90%
Stochastic
ODDS (%)
N/A
Bullish Trend 1 day ago
88%
Momentum
ODDS (%)
N/A
Bearish Trend 1 day ago
90%
MACD
ODDS (%)
N/A
Bearish Trend 1 day ago
90%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
13%
Bearish Trend 1 day ago
88%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
11%
Bearish Trend 1 day ago
88%
Advances
ODDS (%)
N/A
Bullish Trend 4 days ago
88%
Declines
ODDS (%)
N/A
Bearish Trend 1 day ago
90%
BollingerBands
ODDS (%)
N/A
Bullish Trend 1 day ago
90%
Aroon
ODDS (%)
N/A
Bearish Trend 1 day ago
89%
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UPST
Daily Signalchanged days ago
Gain/Loss if bought
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FPLPF and

Correlation & Price change

A.I.dvisor tells us that FPLPF and OPFI have been poorly correlated (+14% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that FPLPF and OPFI's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FPLPF
1D Price
Change %
FPLPF100%
N/A
OPFI - FPLPF
14%
Poorly correlated
-1.69%
UPST - FPLPF
5%
Poorly correlated
-2.69%
HTZ - FPLPF
4%
Poorly correlated
-9.78%
SOFI - FPLPF
3%
Poorly correlated
-0.23%
PRG - FPLPF
3%
Poorly correlated
+0.74%
More

UPST and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPST has been loosely correlated with SOFI. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if UPST jumps, then SOFI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPST
1D Price
Change %
UPST100%
-2.69%
SOFI - UPST
64%
Loosely correlated
-0.23%
SEZL - UPST
62%
Loosely correlated
-1.39%
LC - UPST
54%
Loosely correlated
-1.09%
AXP - UPST
53%
Loosely correlated
+7.27%
OMF - UPST
52%
Loosely correlated
+1.61%
More