FOUR
Price
$114.24
Change
+$7.09 (+6.62%)
Updated
Jan 17 closing price
Capitalization
4.12B
44 days until earnings call
PAY
Price
$30.14
Change
-$0.10 (-0.33%)
Updated
Jan 17 closing price
Capitalization
2.74B
24 days until earnings call
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FOUR vs PAY

Header iconFOUR vs PAY Comparison
Open Charts FOUR vs PAYBanner chart's image
Shift4 Payments
Price$114.24
Change+$7.09 (+6.62%)
Volume$2.19M
Capitalization4.12B
Paymentus Holdings
Price$30.14
Change-$0.10 (-0.33%)
Volume$423.61K
Capitalization2.74B
FOUR vs PAY Comparison Chart
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FOUR
Daily Signalchanged days ago
Gain/Loss if bought
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PAY
Daily Signalchanged days ago
Gain/Loss if bought
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VS
FOUR vs. PAY commentary
Jan 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FOUR is a Hold and PAY is a Hold.

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COMPARISON
Comparison
Jan 19, 2025
Stock price -- (FOUR: $114.24 vs. PAY: $30.14)
Brand notoriety: FOUR and PAY are both not notable
Both companies represent the Packaged Software industry
Current volume relative to the 65-day Moving Average: FOUR: 113% vs. PAY: 74%
Market capitalization -- FOUR: $4.12B vs. PAY: $2.74B
FOUR [@Packaged Software] is valued at $4.12B. PAY’s [@Packaged Software] market capitalization is $2.74B. The market cap for tickers in the [@Packaged Software] industry ranges from $3.15T to $0. The average market capitalization across the [@Packaged Software] industry is $11.82B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FOUR’s FA Score shows that 1 FA rating(s) are green whilePAY’s FA Score has 0 green FA rating(s).

  • FOUR’s FA Score: 1 green, 4 red.
  • PAY’s FA Score: 0 green, 5 red.
According to our system of comparison, FOUR is a better buy in the long-term than PAY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FOUR’s TA Score shows that 2 TA indicator(s) are bullish while PAY’s TA Score has 2 bullish TA indicator(s).

  • FOUR’s TA Score: 2 bullish, 5 bearish.
  • PAY’s TA Score: 2 bullish, 5 bearish.
According to our system of comparison, both FOUR and PAY are a bad buy in the short-term.

Price Growth

FOUR (@Packaged Software) experienced а +9.34% price change this week, while PAY (@Packaged Software) price change was -0.36% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was +2.14%. For the same industry, the average monthly price growth was +7.02%, and the average quarterly price growth was +16.18%.

Reported Earning Dates

FOUR is expected to report earnings on May 01, 2025.

PAY is expected to report earnings on May 12, 2025.

Industries' Descriptions

@Packaged Software (+2.14% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FOUR($4.12B) has a higher market cap than PAY($2.74B). PAY has higher P/E ratio than FOUR: PAY (122.72) vs FOUR (45.35). FOUR YTD gains are higher at: 10.079 vs. PAY (-7.744). FOUR has higher annual earnings (EBITDA): 366M vs. PAY (48.7M). FOUR has more cash in the bank: 455M vs. PAY (179M). PAY has less debt than FOUR: PAY (10.5M) vs FOUR (1.78B). FOUR has higher revenues than PAY: FOUR (2.57B) vs PAY (614M).
FOURPAYFOUR / PAY
Capitalization4.12B2.74B151%
EBITDA366M48.7M752%
Gain YTD10.079-7.744-130%
P/E Ratio45.35122.7237%
Revenue2.57B614M418%
Total Cash455M179M254%
Total Debt1.78B10.5M16,924%
FUNDAMENTALS RATINGS
PAY: Fundamental Ratings
PAY
OUTLOOK RATING
1..100
56
VALUATION
overvalued / fair valued / undervalued
1..100
73
Overvalued
PROFIT vs RISK RATING
1..100
61
SMR RATING
1..100
73
PRICE GROWTH RATING
1..100
40
P/E GROWTH RATING
1..100
91
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
FOURPAY
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 5 days ago
81%
Bullish Trend 5 days ago
82%
Momentum
ODDS (%)
Bearish Trend 5 days ago
86%
Bearish Trend 5 days ago
71%
MACD
ODDS (%)
Bearish Trend 5 days ago
85%
N/A
TrendWeek
ODDS (%)
Bearish Trend 5 days ago
80%
Bearish Trend 5 days ago
77%
TrendMonth
ODDS (%)
Bullish Trend 5 days ago
84%
Bearish Trend 5 days ago
80%
Advances
ODDS (%)
Bullish Trend 16 days ago
80%
N/A
Declines
ODDS (%)
Bearish Trend 5 days ago
79%
Bearish Trend 9 days ago
77%
BollingerBands
ODDS (%)
N/A
Bullish Trend 5 days ago
86%
Aroon
ODDS (%)
Bearish Trend 5 days ago
79%
Bearish Trend 5 days ago
81%
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FOUR
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
PAY
Daily Signalchanged days ago
Gain/Loss if bought
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FOUR and

Correlation & Price change

A.I.dvisor indicates that over the last year, FOUR has been loosely correlated with PCOR. These tickers have moved in lockstep 41% of the time. This A.I.-generated data suggests there is some statistical probability that if FOUR jumps, then PCOR could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FOUR
1D Price
Change %
FOUR100%
+6.62%
PCOR - FOUR
41%
Loosely correlated
-1.45%
EEFT - FOUR
40%
Loosely correlated
-0.30%
PTC - FOUR
39%
Loosely correlated
+0.44%
DOCN - FOUR
39%
Loosely correlated
+2.44%
FLYW - FOUR
39%
Loosely correlated
-0.30%
More

PAY and

Correlation & Price change

A.I.dvisor indicates that over the last year, PAY has been loosely correlated with DSP. These tickers have moved in lockstep 38% of the time. This A.I.-generated data suggests there is some statistical probability that if PAY jumps, then DSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PAY
1D Price
Change %
PAY100%
-0.33%
DSP - PAY
38%
Loosely correlated
+3.29%
DAVE - PAY
38%
Loosely correlated
-1.65%
FOUR - PAY
30%
Poorly correlated
+6.62%
PAR - PAY
30%
Poorly correlated
-2.32%
PSFE - PAY
29%
Poorly correlated
+0.22%
More