FOA
Price
$23.42
Change
-$0.01 (-0.04%)
Updated
Dec 16, 04:59 PM (EDT)
Capitalization
184.89M
Intraday BUY SELL Signals
YRD
Price
$4.31
Change
-$0.02 (-0.46%)
Updated
Dec 16, 04:55 PM (EDT)
Capitalization
374.14M
Intraday BUY SELL Signals
Interact to see
Advertisement

FOA vs YRD

Header iconFOA vs YRD Comparison
Open Charts FOA vs YRDBanner chart's image
Finance of America Companies
Price$23.42
Change-$0.01 (-0.04%)
Volume$200
Capitalization184.89M
Yiren Digital
Price$4.31
Change-$0.02 (-0.46%)
Volume$200
Capitalization374.14M
FOA vs YRD Comparison Chart in %
FOA
Daily Signal:
Gain/Loss:
YRD
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
FOA vs. YRD commentary
Dec 17, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FOA is a Hold and YRD is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Dec 17, 2025
Stock price -- (FOA: $23.43 vs. YRD: $4.33)
Brand notoriety: FOA and YRD are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: FOA: 146% vs. YRD: 115%
Market capitalization -- FOA: $184.89M vs. YRD: $374.14M
FOA [@Savings Banks] is valued at $184.89M. YRD’s [@Savings Banks] market capitalization is $374.14M. The market cap for tickers in the [@Savings Banks] industry ranges from $668.82B to $0. The average market capitalization across the [@Savings Banks] industry is $22.37B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FOA’s FA Score shows that 2 FA rating(s) are green whileYRD’s FA Score has 1 green FA rating(s).

  • FOA’s FA Score: 2 green, 3 red.
  • YRD’s FA Score: 1 green, 4 red.
According to our system of comparison, FOA is a better buy in the long-term than YRD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FOA’s TA Score shows that 7 TA indicator(s) are bullish while YRD’s TA Score has 5 bullish TA indicator(s).

  • FOA’s TA Score: 7 bullish, 1 bearish.
  • YRD’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, FOA is a better buy in the short-term than YRD.

Price Growth

FOA (@Savings Banks) experienced а +3.13% price change this week, while YRD (@Savings Banks) price change was -1.59% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.67%. For the same industry, the average monthly price growth was +1.43%, and the average quarterly price growth was +4.64%.

Industries' Descriptions

@Savings Banks (+0.67% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
YRD($374M) has a higher market cap than FOA($185M). FOA has higher P/E ratio than YRD: FOA (3.17) vs YRD (2.12). YRD YTD gains are higher at: -3.138 vs. FOA (-16.679). YRD has less debt than FOA: YRD (51.9M) vs FOA (30.1B). YRD has higher revenues than FOA: YRD (6.22B) vs FOA (226M).
FOAYRDFOA / YRD
Capitalization185M374M49%
EBITDAN/A1.15B-
Gain YTD-16.679-3.138532%
P/E Ratio3.172.12150%
Revenue226M6.22B4%
Total CashN/A3.87B-
Total Debt30.1B51.9M57,996%
FUNDAMENTALS RATINGS
FOA vs YRD: Fundamental Ratings
FOA
YRD
OUTLOOK RATING
1..100
2456
VALUATION
overvalued / fair valued / undervalued
1..100
13
Undervalued
83
Overvalued
PROFIT vs RISK RATING
1..100
8882
SMR RATING
1..100
4160
PRICE GROWTH RATING
1..100
5885
P/E GROWTH RATING
1..100
422
SEASONALITY SCORE
1..100
5090

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FOA's Valuation (13) in the null industry is significantly better than the same rating for YRD (83) in the Internet Software Or Services industry. This means that FOA’s stock grew significantly faster than YRD’s over the last 12 months.

YRD's Profit vs Risk Rating (82) in the Internet Software Or Services industry is in the same range as FOA (88) in the null industry. This means that YRD’s stock grew similarly to FOA’s over the last 12 months.

FOA's SMR Rating (41) in the null industry is in the same range as YRD (60) in the Internet Software Or Services industry. This means that FOA’s stock grew similarly to YRD’s over the last 12 months.

FOA's Price Growth Rating (58) in the null industry is in the same range as YRD (85) in the Internet Software Or Services industry. This means that FOA’s stock grew similarly to YRD’s over the last 12 months.

FOA's P/E Growth Rating (4) in the null industry is in the same range as YRD (22) in the Internet Software Or Services industry. This means that FOA’s stock grew similarly to YRD’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FOAYRD
RSI
ODDS (%)
N/A
Bullish Trend 2 days ago
87%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
78%
Bullish Trend 2 days ago
81%
Momentum
ODDS (%)
Bullish Trend 2 days ago
81%
Bearish Trend 2 days ago
86%
MACD
ODDS (%)
Bullish Trend 2 days ago
82%
Bullish Trend 2 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
74%
Bearish Trend 2 days ago
79%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
78%
Bearish Trend 2 days ago
82%
Advances
ODDS (%)
Bullish Trend 2 days ago
76%
Bullish Trend 14 days ago
77%
Declines
ODDS (%)
N/A
Bearish Trend 6 days ago
78%
BollingerBands
ODDS (%)
N/A
Bullish Trend 2 days ago
71%
Aroon
ODDS (%)
Bullish Trend 2 days ago
65%
Bearish Trend 2 days ago
86%
View a ticker or compare two or three
Interact to see
Advertisement
FOA
Daily Signal:
Gain/Loss:
YRD
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
NSANY5.250.21
+4.17%
Nissan Motor Co., Ltd.
FRACF1.820.04
+2.25%
Foraco International, Marseille
NSRGF98.851.32
+1.35%
Nestle S.A.
SSPPF1.71N/A
N/A
SSP Group PLC
WMLLF0.05N/A
-7.12%
Wealth Minerals Ltd.

FOA and

Correlation & Price change

A.I.dvisor indicates that over the last year, FOA has been loosely correlated with CACC. These tickers have moved in lockstep 40% of the time. This A.I.-generated data suggests there is some statistical probability that if FOA jumps, then CACC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FOA
1D Price
Change %
FOA100%
+0.13%
CACC - FOA
40%
Loosely correlated
-1.73%
NNI - FOA
35%
Loosely correlated
+0.71%
RM - FOA
33%
Loosely correlated
-1.30%
SYF - FOA
33%
Poorly correlated
-1.20%
YRD - FOA
33%
Poorly correlated
-1.37%
More

YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with LX. These tickers have moved in lockstep 54% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
-1.37%
LX - YRD
54%
Loosely correlated
-3.07%
QFIN - YRD
47%
Loosely correlated
-3.03%
FINV - YRD
47%
Loosely correlated
-1.71%
XYF - YRD
46%
Loosely correlated
-3.37%
LU - YRD
43%
Loosely correlated
-3.01%
More