FOA
Price
$22.41
Change
-$0.52 (-2.27%)
Updated
Sep 26 closing price
Capitalization
248.29M
SOFI
Price
$27.98
Change
-$0.14 (-0.50%)
Updated
Sep 26 closing price
Capitalization
33.5B
37 days until earnings call
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FOA vs SOFI

Header iconFOA vs SOFI Comparison
Open Charts FOA vs SOFIBanner chart's image
Finance of America Companies
Price$22.41
Change-$0.52 (-2.27%)
Volume$118.29K
Capitalization248.29M
SoFi Technologies
Price$27.98
Change-$0.14 (-0.50%)
Volume$36.59M
Capitalization33.5B
FOA vs SOFI Comparison Chart in %
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FOA
Daily Signalchanged days ago
Gain/Loss if bought
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SOFI
Daily Signalchanged days ago
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FOA vs. SOFI commentary
Sep 29, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FOA is a Buy and SOFI is a StrongBuy.

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COMPARISON
Comparison
Sep 29, 2025
Stock price -- (FOA: $22.41 vs. SOFI: $27.98)
Brand notoriety: FOA and SOFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: FOA: 95% vs. SOFI: 53%
Market capitalization -- FOA: $248.29M vs. SOFI: $33.5B
FOA [@Savings Banks] is valued at $248.29M. SOFI’s [@Savings Banks] market capitalization is $33.5B. The market cap for tickers in the [@Savings Banks] industry ranges from $654.82B to $0. The average market capitalization across the [@Savings Banks] industry is $21.9B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FOA’s FA Score shows that 3 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • FOA’s FA Score: 3 green, 2 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, FOA is a better buy in the long-term than SOFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FOA’s TA Score shows that 4 TA indicator(s) are bullish while SOFI’s TA Score has 3 bullish TA indicator(s).

  • FOA’s TA Score: 4 bullish, 6 bearish.
  • SOFI’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, both FOA and SOFI are a bad buy in the short-term.

Price Growth

FOA (@Savings Banks) experienced а -12.22% price change this week, while SOFI (@Savings Banks) price change was -5.18% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -2.19%. For the same industry, the average monthly price growth was +2.10%, and the average quarterly price growth was +37.56%.

Reported Earning Dates

SOFI is expected to report earnings on Nov 04, 2025.

Industries' Descriptions

@Savings Banks (-2.19% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SOFI($33.5B) has a higher market cap than FOA($248M). SOFI has higher P/E ratio than FOA: SOFI (55.96) vs FOA (3.23). SOFI YTD gains are higher at: 81.688 vs. FOA (-20.306). SOFI has less debt than FOA: SOFI (4.04B) vs FOA (29.5B). SOFI has higher revenues than FOA: SOFI (3.06B) vs FOA (454M).
FOASOFIFOA / SOFI
Capitalization248M33.5B1%
EBITDAN/AN/A-
Gain YTD-20.30681.688-25%
P/E Ratio3.2355.966%
Revenue454M3.06B15%
Total CashN/AN/A-
Total Debt29.5B4.04B731%
FUNDAMENTALS RATINGS
FOA: Fundamental Ratings
FOA
OUTLOOK RATING
1..100
59
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
PROFIT vs RISK RATING
1..100
89
SMR RATING
1..100
18
PRICE GROWTH RATING
1..100
49
P/E GROWTH RATING
1..100
4
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
FOASOFI
RSI
ODDS (%)
Bullish Trend 3 days ago
90%
Bearish Trend 3 days ago
85%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
74%
Bearish Trend 3 days ago
82%
Momentum
ODDS (%)
Bearish Trend 3 days ago
81%
Bullish Trend 3 days ago
86%
MACD
ODDS (%)
Bearish Trend 3 days ago
85%
Bearish Trend 3 days ago
85%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
79%
Bearish Trend 3 days ago
82%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
84%
Bullish Trend 3 days ago
83%
Advances
ODDS (%)
Bullish Trend 11 days ago
71%
Bullish Trend 7 days ago
85%
Declines
ODDS (%)
Bearish Trend 3 days ago
83%
Bearish Trend 3 days ago
81%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
84%
Bearish Trend 3 days ago
74%
Aroon
ODDS (%)
Bearish Trend 3 days ago
84%
Bullish Trend 3 days ago
86%
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FOA
Daily Signalchanged days ago
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SOFI
Daily Signalchanged days ago
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FOA and

Correlation & Price change

A.I.dvisor tells us that FOA and SOFI have been poorly correlated (+30% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that FOA and SOFI's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FOA
1D Price
Change %
FOA100%
-2.27%
SOFI - FOA
30%
Poorly correlated
-0.50%
PMTS - FOA
29%
Poorly correlated
+3.28%
CTOS - FOA
29%
Poorly correlated
+3.52%
CACC - FOA
28%
Poorly correlated
-1.70%
AGM - FOA
27%
Poorly correlated
-2.46%
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SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been closely correlated with OMF. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if SOFI jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
-0.50%
OMF - SOFI
68%
Closely correlated
-0.41%
UPST - SOFI
64%
Loosely correlated
+0.74%
ENVA - SOFI
64%
Loosely correlated
-0.73%
SYF - SOFI
63%
Loosely correlated
+0.35%
AL - SOFI
63%
Loosely correlated
-0.16%
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