FOA
Price
$25.27
Change
+$0.66 (+2.68%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
272.66M
OPRT
Price
$5.87
Change
-$0.02 (-0.34%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
258.4M
99 days until earnings call
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FOA vs OPRT

Header iconFOA vs OPRT Comparison
Open Charts FOA vs OPRTBanner chart's image
Finance of America Companies
Price$25.27
Change+$0.66 (+2.68%)
Volume$584
Capitalization272.66M
Oportun Financial
Price$5.87
Change-$0.02 (-0.34%)
Volume$3.89K
Capitalization258.4M
FOA vs OPRT Comparison Chart in %
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FOA
Daily Signalchanged days ago
Gain/Loss if bought
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OPRT
Daily Signalchanged days ago
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FOA vs. OPRT commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FOA is a Buy and OPRT is a Buy.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (FOA: $24.61 vs. OPRT: $5.89)
Brand notoriety: FOA and OPRT are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: FOA: 81% vs. OPRT: 78%
Market capitalization -- FOA: $279.75M vs. OPRT: $258.56M
FOA [@Savings Banks] is valued at $279.75M. OPRT’s [@Savings Banks] market capitalization is $258.56M. The market cap for tickers in the [@Savings Banks] industry ranges from $651.96B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FOA’s FA Score shows that 3 FA rating(s) are green whileOPRT’s FA Score has 2 green FA rating(s).

  • FOA’s FA Score: 3 green, 2 red.
  • OPRT’s FA Score: 2 green, 3 red.
According to our system of comparison, FOA is a better buy in the long-term than OPRT.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FOA’s TA Score shows that 7 TA indicator(s) are bullish while OPRT’s TA Score has 2 bullish TA indicator(s).

  • FOA’s TA Score: 7 bullish, 2 bearish.
  • OPRT’s TA Score: 2 bullish, 7 bearish.
According to our system of comparison, FOA is a better buy in the short-term than OPRT.

Price Growth

FOA (@Savings Banks) experienced а +18.09% price change this week, while OPRT (@Savings Banks) price change was +1.38% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.19%. For the same industry, the average monthly price growth was +0.07%, and the average quarterly price growth was +19.73%.

Reported Earning Dates

OPRT is expected to report earnings on Nov 18, 2025.

Industries' Descriptions

@Savings Banks (-0.19% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FOA($273M) has a higher market cap than OPRT($258M). OPRT YTD gains are higher at: 51.804 vs. FOA (-12.482). OPRT has less debt than FOA: OPRT (2.81B) vs FOA (28.8B). FOA has higher revenues than OPRT: FOA (359M) vs OPRT (322M).
FOAOPRTFOA / OPRT
Capitalization273M258M106%
EBITDAN/AN/A-
Gain YTD-12.48251.804-24%
P/E Ratio1.66N/A-
Revenue359M322M111%
Total CashN/AN/A-
Total Debt28.8B2.81B1,026%
FUNDAMENTALS RATINGS
FOA vs OPRT: Fundamental Ratings
FOA
OPRT
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
17
Undervalued
26
Undervalued
PROFIT vs RISK RATING
1..100
87100
SMR RATING
1..100
2017
PRICE GROWTH RATING
1..100
3852
P/E GROWTH RATING
1..100
11100
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FOA's Valuation (17) in the null industry is in the same range as OPRT (26). This means that FOA’s stock grew similarly to OPRT’s over the last 12 months.

FOA's Profit vs Risk Rating (87) in the null industry is in the same range as OPRT (100). This means that FOA’s stock grew similarly to OPRT’s over the last 12 months.

OPRT's SMR Rating (17) in the null industry is in the same range as FOA (20). This means that OPRT’s stock grew similarly to FOA’s over the last 12 months.

FOA's Price Growth Rating (38) in the null industry is in the same range as OPRT (52). This means that FOA’s stock grew similarly to OPRT’s over the last 12 months.

FOA's P/E Growth Rating (11) in the null industry is significantly better than the same rating for OPRT (100). This means that FOA’s stock grew significantly faster than OPRT’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FOAOPRT
RSI
ODDS (%)
Bullish Trend 4 days ago
81%
N/A
Stochastic
ODDS (%)
Bearish Trend 4 days ago
85%
Bearish Trend 4 days ago
78%
Momentum
ODDS (%)
Bullish Trend 4 days ago
70%
Bearish Trend 4 days ago
88%
MACD
ODDS (%)
Bullish Trend 4 days ago
76%
Bearish Trend 4 days ago
86%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
70%
Bullish Trend 4 days ago
80%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
73%
Bearish Trend 4 days ago
85%
Advances
ODDS (%)
Bullish Trend 6 days ago
70%
Bullish Trend 6 days ago
78%
Declines
ODDS (%)
Bearish Trend 11 days ago
81%
Bearish Trend 11 days ago
79%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
84%
Bullish Trend 4 days ago
84%
Aroon
ODDS (%)
Bullish Trend 4 days ago
62%
Bearish Trend 4 days ago
90%
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FOA
Daily Signalchanged days ago
Gain/Loss if bought
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OPRT
Daily Signalchanged days ago
Gain/Loss if bought
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FOA and

Correlation & Price change

A.I.dvisor tells us that FOA and PMTS have been poorly correlated (+29% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that FOA and PMTS's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FOA
1D Price
Change %
FOA100%
+0.53%
PMTS - FOA
29%
Poorly correlated
-28.84%
CTOS - FOA
29%
Poorly correlated
-1.38%
V - FOA
26%
Poorly correlated
+1.41%
ATLC - FOA
26%
Poorly correlated
+14.94%
OPRT - FOA
25%
Poorly correlated
-7.10%
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OPRT and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPRT has been loosely correlated with OMF. These tickers have moved in lockstep 51% of the time. This A.I.-generated data suggests there is some statistical probability that if OPRT jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPRT
1D Price
Change %
OPRT100%
-7.10%
OMF - OPRT
51%
Loosely correlated
+0.40%
ENVA - OPRT
48%
Loosely correlated
+0.38%
SLM - OPRT
47%
Loosely correlated
+1.05%
COF - OPRT
46%
Loosely correlated
+0.45%
BFH - OPRT
46%
Loosely correlated
+1.04%
More