FNWD
Price
$35.31
Change
-$0.05 (-0.14%)
Updated
Nov 14, 10:55 AM (EDT)
Capitalization
154.36M
75 days until earnings call
Intraday BUY SELL Signals
UBFO
Price
$9.78
Change
+$0.05 (+0.51%)
Updated
Nov 14, 04:18 PM (EDT)
Capitalization
171.01M
Intraday BUY SELL Signals
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FNWD vs UBFO

Header iconFNWD vs UBFO Comparison
Open Charts FNWD vs UBFOBanner chart's image
Finward Ban
Price$35.31
Change-$0.05 (-0.14%)
Volume$1.33K
Capitalization154.36M
United Security Bancshares
Price$9.78
Change+$0.05 (+0.51%)
Volume$100
Capitalization171.01M
FNWD vs UBFO Comparison Chart in %
FNWD
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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VS
FNWD vs. UBFO commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNWD is a StrongBuy and UBFO is a Buy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (FNWD: $35.36 vs. UBFO: $9.73)
Brand notoriety: FNWD and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FNWD: 178% vs. UBFO: 50%
Market capitalization -- FNWD: $154.36M vs. UBFO: $171.01M
FNWD [@Regional Banks] is valued at $154.36M. UBFO’s [@Regional Banks] market capitalization is $171.01M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.19B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FNWD’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • FNWD’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than FNWD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FNWD’s TA Score shows that 5 TA indicator(s) are bullish while UBFO’s TA Score has 6 bullish TA indicator(s).

  • FNWD’s TA Score: 5 bullish, 4 bearish.
  • UBFO’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than FNWD.

Price Growth

FNWD (@Regional Banks) experienced а +6.51% price change this week, while UBFO (@Regional Banks) price change was +2.64% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.58%. For the same industry, the average monthly price growth was +1.76%, and the average quarterly price growth was +11.14%.

Reported Earning Dates

FNWD is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+0.58% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBFO($171M) has a higher market cap than FNWD($154M). FNWD has higher P/E ratio than UBFO: FNWD (18.68) vs UBFO (14.97). FNWD YTD gains are higher at: 27.322 vs. UBFO (1.605). UBFO has more cash in the bank: 44M vs. FNWD (18.6M). UBFO has less debt than FNWD: UBFO (14.6M) vs FNWD (65M). FNWD has higher revenues than UBFO: FNWD (63.4M) vs UBFO (52.3M).
FNWDUBFOFNWD / UBFO
Capitalization154M171M90%
EBITDAN/AN/A-
Gain YTD27.3221.6051,702%
P/E Ratio18.6814.97125%
Revenue63.4M52.3M121%
Total Cash18.6M44M42%
Total Debt65M14.6M445%
FUNDAMENTALS RATINGS
FNWD vs UBFO: Fundamental Ratings
FNWD
UBFO
OUTLOOK RATING
1..100
795
VALUATION
overvalued / fair valued / undervalued
1..100
76
Overvalued
73
Overvalued
PROFIT vs RISK RATING
1..100
7919
SMR RATING
1..100
7257
PRICE GROWTH RATING
1..100
4446
P/E GROWTH RATING
1..100
1110
SEASONALITY SCORE
1..100
n/a65

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBFO's Valuation (73) in the Regional Banks industry is in the same range as FNWD (76) in the null industry. This means that UBFO’s stock grew similarly to FNWD’s over the last 12 months.

UBFO's Profit vs Risk Rating (19) in the Regional Banks industry is somewhat better than the same rating for FNWD (79) in the null industry. This means that UBFO’s stock grew somewhat faster than FNWD’s over the last 12 months.

UBFO's SMR Rating (57) in the Regional Banks industry is in the same range as FNWD (72) in the null industry. This means that UBFO’s stock grew similarly to FNWD’s over the last 12 months.

FNWD's Price Growth Rating (44) in the null industry is in the same range as UBFO (46) in the Regional Banks industry. This means that FNWD’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (10) in the Regional Banks industry is in the same range as FNWD (11) in the null industry. This means that UBFO’s stock grew similarly to FNWD’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FNWDUBFO
RSI
ODDS (%)
Bearish Trend 2 days ago
47%
Bearish Trend 2 days ago
62%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
39%
Bearish Trend 2 days ago
46%
Momentum
ODDS (%)
Bullish Trend 2 days ago
51%
Bullish Trend 2 days ago
53%
MACD
ODDS (%)
Bullish Trend 2 days ago
42%
Bullish Trend 2 days ago
54%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
51%
Bullish Trend 2 days ago
59%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
50%
Bullish Trend 2 days ago
57%
Advances
ODDS (%)
Bullish Trend 2 days ago
52%
Bullish Trend 4 days ago
60%
Declines
ODDS (%)
Bearish Trend 9 days ago
52%
Bearish Trend 2 days ago
46%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
57%
Bearish Trend 2 days ago
52%
Aroon
ODDS (%)
Bullish Trend 2 days ago
51%
Bullish Trend 2 days ago
58%
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FNWD
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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FNWD and

Correlation & Price change

A.I.dvisor indicates that over the last year, FNWD has been loosely correlated with UBFO. These tickers have moved in lockstep 40% of the time. This A.I.-generated data suggests there is some statistical probability that if FNWD jumps, then UBFO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FNWD
1D Price
Change %
FNWD100%
+1.61%
UBFO - FNWD
40%
Loosely correlated
-0.41%
WNEB - FNWD
38%
Loosely correlated
-0.25%
CHCO - FNWD
38%
Loosely correlated
-0.10%
SYBT - FNWD
38%
Loosely correlated
-0.43%
TCBK - FNWD
38%
Loosely correlated
-1.49%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with WAL. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then WAL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
-0.41%
WAL - UBFO
68%
Closely correlated
-2.80%
WBS - UBFO
68%
Closely correlated
-1.51%
SHBI - UBFO
67%
Closely correlated
-1.41%
ABCB - UBFO
67%
Closely correlated
-1.88%
TFC - UBFO
67%
Closely correlated
-0.68%
More