FNLIF
Price
$27.63
Change
+$0.29 (+1.06%)
Updated
May 23 closing price
Capitalization
1.65B
OPRT
Price
$7.03
Change
+$0.44 (+6.68%)
Updated
Jun 6 closing price
Capitalization
83.97M
60 days until earnings call
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FNLIF vs OPRT

Header iconFNLIF vs OPRT Comparison
Open Charts FNLIF vs OPRTBanner chart's image
First National Financial
Price$27.63
Change+$0.29 (+1.06%)
Volume$7.22K
Capitalization1.65B
Oportun Financial
Price$7.03
Change+$0.44 (+6.68%)
Volume$408.19K
Capitalization83.97M
FNLIF vs OPRT Comparison Chart
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OPRT
Daily Signalchanged days ago
Gain/Loss if bought
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FNLIF vs. OPRT commentary
Jun 09, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNLIF is a Hold and OPRT is a Buy.

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COMPARISON
Comparison
Jun 09, 2025
Stock price -- (FNLIF: $27.63 vs. OPRT: $6.59)
Brand notoriety: FNLIF and OPRT are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: FNLIF: 300% vs. OPRT: 64%
Market capitalization -- FNLIF: $1.65B vs. OPRT: $83.97M
FNLIF [@Finance/Rental/Leasing] is valued at $1.65B. OPRT’s [@Finance/Rental/Leasing] market capitalization is $83.97M. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FNLIF’s FA Score shows that 3 FA rating(s) are green whileOPRT’s FA Score has 1 green FA rating(s).

  • FNLIF’s FA Score: 3 green, 2 red.
  • OPRT’s FA Score: 1 green, 4 red.
According to our system of comparison, FNLIF is a better buy in the long-term than OPRT.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPRT’s TA Score shows that 5 TA indicator(s) are bullish.

  • OPRT’s TA Score: 5 bullish, 5 bearish.

Price Growth

FNLIF (@Finance/Rental/Leasing) experienced а +1.47% price change this week, while OPRT (@Finance/Rental/Leasing) price change was +1.85% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -0.57%. For the same industry, the average monthly price growth was +7.22%, and the average quarterly price growth was +14.30%.

Reported Earning Dates

OPRT is expected to report earnings on Aug 07, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (-0.57% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
FNLIF($1.65B) has a higher market cap than OPRT($84M). FNLIF has higher P/E ratio than OPRT: FNLIF (12.33) vs OPRT (2.41). OPRT YTD gains are higher at: 69.845 vs. FNLIF (-1.401). OPRT has less debt than FNLIF: OPRT (2.94B) vs FNLIF (38.8B). FNLIF has higher revenues than OPRT: FNLIF (504M) vs OPRT (281M).
FNLIFOPRTFNLIF / OPRT
Capitalization1.65B84M1,960%
EBITDAN/AN/A-
Gain YTD-1.40169.845-2%
P/E Ratio12.332.41512%
Revenue504M281M179%
Total Cash631MN/A-
Total Debt38.8B2.94B1,320%
FUNDAMENTALS RATINGS
FNLIF: Fundamental Ratings
FNLIF
OUTLOOK RATING
1..100
95
VALUATION
overvalued / fair valued / undervalued
1..100
15
Undervalued
PROFIT vs RISK RATING
1..100
60
SMR RATING
1..100
22
PRICE GROWTH RATING
1..100
60
P/E GROWTH RATING
1..100
15
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
OPRT
RSI
ODDS (%)
Bearish Trend 12 days ago
83%
Stochastic
ODDS (%)
Bullish Trend 12 days ago
81%
Momentum
ODDS (%)
Bearish Trend 12 days ago
90%
MACD
ODDS (%)
Bearish Trend 12 days ago
88%
TrendWeek
ODDS (%)
Bearish Trend 12 days ago
86%
TrendMonth
ODDS (%)
Bullish Trend 12 days ago
80%
Advances
ODDS (%)
Bullish Trend 12 days ago
78%
Declines
ODDS (%)
Bearish Trend 18 days ago
80%
BollingerBands
ODDS (%)
Bearish Trend 12 days ago
80%
Aroon
ODDS (%)
Bullish Trend 12 days ago
78%
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OPRT
Daily Signalchanged days ago
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FNLIF and

Correlation & Price change

A.I.dvisor indicates that over the last year, FNLIF has been loosely correlated with ENVA. These tickers have moved in lockstep 41% of the time. This A.I.-generated data suggests there is some statistical probability that if FNLIF jumps, then ENVA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FNLIF
1D Price
Change %
FNLIF100%
N/A
ENVA - FNLIF
41%
Loosely correlated
-1.19%
MA - FNLIF
30%
Poorly correlated
+0.24%
WU - FNLIF
30%
Poorly correlated
-1.06%
FCRM - FNLIF
29%
Poorly correlated
N/A
OPRT - FNLIF
25%
Poorly correlated
+3.45%
More

OPRT and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPRT has been loosely correlated with OMF. These tickers have moved in lockstep 48% of the time. This A.I.-generated data suggests there is some statistical probability that if OPRT jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPRT
1D Price
Change %
OPRT100%
+3.45%
OMF - OPRT
48%
Loosely correlated
-1.05%
ENVA - OPRT
47%
Loosely correlated
-1.19%
SLM - OPRT
46%
Loosely correlated
-2.47%
SYF - OPRT
44%
Loosely correlated
-1.20%
AL - OPRT
44%
Loosely correlated
-0.74%
More